Skip to content
RateBrainWeekly top 5 email

Best 1 Year CD rates — October 2026

Available Nationwide, Government Insured — October 5, 2026

106 rates, highest APY first
BankTypeAPYActionsLast checked
Raymond James Bank1 Year CD4.60%up from 4.45%Set AlertShare2 days ago
SIState Bank of India1 Year CD4.52%down from 5.41%Set AlertShare3 days ago
HUSTL Financial1 Year CD4.50%steadySet AlertShare1 day ago
MMerrick Bank1 Year CD4.50%up from 4.30%Set AlertShare2 days ago
Quorum Federal Credit Union1 Year CD4.50%up from 4.35%Set AlertShare3 days ago

The weekly top 5

The best rates. In your inbox.

USALLIANCE Financial1 Year CD4.50%up from 4.36%Set AlertShare2 days ago
BTG Pactual US1 Year CD4.45%steadySet AlertShare3 days ago
EagleBank1 Year CD4.45%steadySet AlertShare2 days ago
Total Bank1 Year CD4.45%up from 4.00%Set AlertShare4 days ago
E*TRADE1 Year CD4.40%up from 4.35%Set AlertShare2 days ago
PDPopular Direct1 Year CD4.40%up from 4.25%Set AlertShare3 days ago
BBask Bank1 Year CD4.35%up from 4.15%Set AlertShare1 day ago
CIBC Bank USA1 Year CD4.35%steadySet AlertShare2 days ago
DR Bank1 Year CD4.35%steadySet AlertShare2 days ago
NASA Federal Credit Union1 Year CD4.35%steadySet AlertShare9 days ago

The weekly top 5

The best rates. In your inbox.

NFNavy Federal Credit Union1 Year CD4.35%steadySet AlertShare2 days ago
TFThird Federal Savings and Loan1 Year CD4.35%steadySet AlertShare4 days ago
CFG Bank1 Year CD4.30%down from 5.00%Set AlertShare3 days ago
First National Bank of America1 Year CD4.30%steadySet AlertShare1 day ago
HSBC Bank1 Year CD4.30%up from 3.95%Set AlertShare4 days ago
Live Oak Bank1 Year CD4.30%up from 4.15%Set AlertShare3 days ago
Sallie Mae1 Year CD4.30%up from 4.20%Set AlertShare3 days ago
Accordia Bank1 Year CD4.25%steadySet AlertShare2 days ago
BBarclays Bank1 Year CD4.25%up from 4.15%Set AlertShare3 days ago
BFBread Financial1 Year CD4.25%down from 5.15%Set AlertShare3 days ago
Citibank1 Year CD4.25%steadySet AlertShare1 day ago
CFColorado Federal Savings Bank1 Year CD4.25%up from 4.10%Set AlertShare1 day ago
SCSpace Coast Credit Union1 Year CD4.25%steadySet AlertShare1 day ago
AAcademy Bank1 Year CD4.20%up from 3.75%Set AlertShare1 day ago
TCTexas Capital Bank1 Year CD4.20%steadySet AlertShare2 days ago

The weekly top 5

The best rates. In your inbox.

AIAll In Credit Union1 Year CD4.18%steadySet AlertShare2 days ago
Ally Bank1 Year CD4.15%up from 4.00%Set AlertShare1 day ago
QOQuaint Oak Bank1 Year CD4.15%up from 3.90%Set AlertShare3 days ago
Alliant Credit Union1 Year CD4.10%up from 3.75%Set AlertShare1 day ago
Banesco1 Year CD4.10%up from 4.05%Set AlertShare1 day ago
Nelnet Bank1 Year CD4.10%up from 4.00%Set AlertShare2 days ago
Newtek Bank1 Year CD4.10%down from 5.15%Set AlertShare2 days ago
RBC Bank1 Year CD4.10%steadySet AlertShare2 days ago
Service Credit Union1 Year CD4.10%steadySet AlertShare2 days ago
Synchrony Bank1 Year CD4.10%up from 4.00%Set AlertShare19 days ago
ZZynlo Bank1 Year CD4.10%steadySet AlertShare1 day ago
Merchants Bank of Indiana1 Year CD4.08%up from 3.00%Set AlertShare4 days ago
IIvy Bank1 Year CD4.05%down from 4.60%Set AlertShare4 days ago
TAB Bank1 Year CD4.05%down from 4.20%Set AlertShare3 days ago
Bank5 Connect1 Year CD4.00%down from 4.25%Set AlertShare1 day ago
Capital One1 Year CD4.00%steadySet AlertShare1 day ago
Capital One 3601 Year CD4.00%down from 4.10%Set AlertShare4 days ago
CCIT Bank1 Year CD4.00%up from 0.30%Set AlertShare1 day ago
Delta Community Credit Union1 Year CD4.00%up from 3.85%Set AlertShare1 day ago
Goldwater Bank1 Year CD4.00%up from 3.25%Set AlertShare2 days ago
Quontic Bank1 Year CD4.00%up from 3.50%Set AlertShare3 days ago
Salem Five1 Year CD4.00%steadySet AlertShare4 days ago
Signature Federal Credit Union1 Year CD4.00%steadySet AlertShare2 days ago
TFCU1 Year CD4.00%up from 3.25%Set AlertShare2 days ago
Vio Bank1 Year CD4.00%down from 4.70%Set AlertShare3 days ago
Self Help Credit Union1 Year CD3.98%up from 3.72%Set AlertShare2 days ago
Marcus1 Year CD3.90%down from 4.00%Set AlertShare4 days ago
LFLangley Federal Credit Union1 Year CD3.85%steadySet AlertShare2 days ago
FFlagstar Bank1 Year CD3.80%steadySet AlertShare10 hours ago
Genisys Credit Union1 Year CD3.80%steadySet AlertShare2 days ago
Lafayette Federal Credit Union1 Year CD3.76%steadySet AlertShare2 days ago
Androscoggin Bank1 Year CD3.75%steadySet AlertShare1 day ago
Apple Federal Credit Union1 Year CD3.75%down from 5.00%Set AlertShare2 days ago
Andrews Federal Credit Union1 Year CD3.70%steadySet AlertShare2 days ago
Riverland Credit Union1 Year CD3.70%down from 4.50%Set AlertShare3 days ago
Peak Bank1 Year CD3.69%steadySet AlertShare1 day ago
First Internet Bank1 Year CD3.67%steadySet AlertShare5 days ago
Nat'l Bank of Kansas City1 Year CD3.66%down from 4.00%Set AlertShare2 days ago
American Express1 Year CD3.65%up from 3.50%Set AlertShare1 day ago
Forbright Bank1 Year CD3.65%steadySet AlertShare1 day ago
Ridgewood Savings Bank1 Year CD3.65%up from 3.60%Set AlertShare4 days ago
BAC Florida1 Year CD3.60%down from 4.30%Set AlertShare1 day ago
VVirtual Bank1 Year CD3.51%down from 3.87%Set AlertShare2 days ago
Bank Purely1 Year CD3.50%steadySet AlertShare1 day ago
Digital Federal Credit Union1 Year CD3.50%up from 3.25%Set AlertShare2 days ago
EverBank1 Year CD3.50%up from 3.40%Set AlertShare5 days ago
Fifth Third Bank1 Year CD3.50%steadySet AlertShare1 day ago
First Tech Federal Credit Union1 Year CD3.50%up from 3.25%Set AlertShare2 days ago
HHappen Bank1 Year CD3.50%steadySet AlertShare1 day ago
Latino Community Credit Union1 Year CD3.50%steadySet AlertShare2 days ago
GCGulf Coast Bank1 Year CD3.45%up from 3.40%Set AlertShare3 days ago
Sharonview Federal Credit Union1 Year CD3.40%steadySet AlertShare2 days ago
Provident Credit Union1 Year CD3.30%steadySet AlertShare3 days ago
Able Banking1 Year CD3.25%down from 5.15%Set AlertShare1 day ago
Citizens Access1 Year CD3.25%down from 4.50%Set AlertShare2 days ago
NNorthpointe Bank1 Year CD3.25%steadySet AlertShare4 days ago
JFJustice Federal Credit Union1 Year CD3.21%steadySet AlertShare2 days ago
ConnectOne Bank1 Year CD3.20%down from 5.15%Set AlertShare1 day ago
Abound Credit Union1 Year CD3.00%up from 2.75%Set AlertShare5 days ago
Atlantic Union Bank1 Year CD3.00%steadySet AlertShare1 day ago
BMO Alto1 Year CD3.00%up from 2.50%Set AlertShare1 day ago
Patelco1 Year CD3.00%down from 4.00%Set AlertShare2 days ago
PenFed Credit Union1 Year CD2.90%down from 4.80%Set AlertShare2 days ago
Southeast Financial CU1 Year CD2.85%down from 3.70%Set AlertShare3 days ago
DSDollar Savings Direct1 Year CD2.75%steadySet AlertShare10 hours ago
Elements Financial1 Year CD2.75%up from 2.60%Set AlertShare5 days ago
Mountain One Bank1 Year CD2.75%down from 4.75%Set AlertShare3 days ago
GGiantBank1 Year CD2.28%up from 0.60%Set AlertShare5 days ago
Connexus Credit Union1 Year CD2.25%up from 2.00%Set AlertShare5 days ago
FourLeaf Federal Credit Union1 Year CD1.25%steadySet AlertShare1 day ago
First Command Bank1 Year CD0.85%steadySet AlertShare5 days ago
Ameriprise Bank1 Year CD0.50%down from 2.75%Set AlertShare1 day ago
Chase Bank1 Year CD0.50%steadySet AlertShare1 day ago
OMB Bank1 Year CD0.45%steadySet AlertShare1 day ago
MDMidFirst Direct1 Year CD0.10%down from 0.20%Set AlertShare3 days ago
Bank of America1 Year CD0.03%down from 0.05%Set AlertShare2 years ago

1 Year CD rate history since RateBrain began tracking »

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

Share this rate

Set Up Rate Alert

We'll email you when this rate changes.

One email per rate change. Unsubscribe in one click; we never share your address.

Contact Us

Questions, corrections, a bank we should add? Send us a note and we’ll reply by email.

0/500