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Credit Union CD Rates

Best 1 Year CD Rates


 Available Nationwide, Government Insured - October 1, 2023, 9:06 pm PT

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Bank Type APY Actions Last
Checked
Total Direct Bank 5.65%

(up from 5.46%)
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Sep 20
(11 days ago)

Connexus Credit Union 5.61%

(up from 5.36%)
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Sep 27
(4 days ago)

Colorado Federal Savings Bank 5.55%

(up from 5.40%)
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Sep 27
(4 days ago)

State Bank of India 5.51%

(up from 5.15%)
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Aug 21
(10 days ago)

Popular Direct 5.50%

(up from 5.40%)
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Aug 21
(10 days ago)

Live Oak Bank 5.40%

(up from 5.20%)
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Sep 27
(4 days ago)




`
Bank Type APY Actions Last
Checked
Bread Financial 5.40%

(up from 5.35%)
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Aug 21
(10 days ago)

Brio Direct 5.35% -

(steady @ 5.35%)
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Aug 21
(10 days ago)

Quontic Bank 5.30%

(up from 5.15%)
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Aug 21
(10 days ago)

Quaint Oak Bank 5.25%

(up from 4.50%)
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Aug 21
(10 days ago)

Banesco 5.25%

(up from 5.10%)
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Sep 13
(18 days ago)

iGoBanking.com 5.25%

(up from 4.50%)
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Aug 21
(10 days ago)




`
Bank Type APY Actions Last
Checked
BMO Alto 5.25%

(up from 5.10%)
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Aug 18
(13 days ago)

Valley Direct 5.25% -

(steady @ 5.25%)
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Sep 19
(12 days ago)

BAC Florida 5.20%

(up from 5.10%)
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Aug 1
(2 days ago)

Alliant Credit Union 5.15%

(up from 5.00%)
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Aug 4
(27 days ago)

Bask Bank 5.15%

(up from 5.00%)
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Aug 22
(9 days ago)

Sallie Mae 5.10%

(down from 5.50%)
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Sep 27
(4 days ago)




`
Bank Type APY Actions Last
Checked
Goldwater Bank 5.10%

(up from 4.65%)
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Aug 4
(27 days ago)

Synchrony Bank 5.10%

(up from 4.80%)
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Sep 27
(4 days ago)

Marcus (Goldman Sachs Bank) 5.10%

(up from 5.00%)
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Sep 27
(4 days ago)

CFG Bank 5.05%

(down from 5.52%)
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Aug 3
(Today)

TAB Bank 5.02%

(up from 4.76%)
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Aug 24
(7 days ago)

Vio Bank 5.00%

(up from 4.65%)
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Aug 24
(7 days ago)

Citizens Access 5.00%

(up from 4.75%)
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Aug 3
(Today)



`
Bank Type APY Actions Last
Checked
Capital One 360 5.00%

(up from 4.85%)
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Sep 27
(4 days ago)

TIAA Bank (EverBank) 5.00%

(up from 4.75%)
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Sep 23
(8 days ago)

Ivy Bank 5.00% -

(steady @ 5.00%)
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Aug 4
(27 days ago)

Gulf Coast Bank 5.00%

(up from 4.15%)
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Aug 24
(7 days ago)

Discover Bank 5.00%

(up from 4.85%)
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Sep 27
(4 days ago)

Ameriprise Bank 4.95%

(up from 4.90%)
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Aug 4
(27 days ago)

Ally Bank 4.85%

(down from 5.00%)
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Sep 23
(8 days ago)

Delta Community Credit Union 4.85%

(up from 4.75%)
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Aug 4
(27 days ago)

PenFed Credit Union 4.85%

(up from 4.60%)
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Aug 24
(7 days ago)

HSBC Bank 4.85%

(up from 4.75%)
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Aug 21
(10 days ago)

Nationwide Bank 4.75%

(up from 2.75%)
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Aug 21
(10 days ago)

TFCU (formerly Melrose Credit Union) 4.75%

(up from 3.00%)
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Sep 23
(8 days ago)

Newtek Bank 4.60% -

(steady @ 4.60%)
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Aug 24
(7 days ago)

Barclays Bank 4.50%

(down from 5.00%)
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Aug 1
(2 days ago)

ConnectOne Bank 4.50%

(up from 0.25%)
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Aug 1
(2 days ago)

Self Help Credit Union 4.39%

(up from 4.08%)
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Sep 10
(21 days ago)

American Express 4.25%

(down from 4.75%)
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Sep 13
(18 days ago)

Bank5 Connect 4.25%

(up from 3.10%)
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Sep 23
(8 days ago)

Riverland Credit Union 4.15%

(up from 3.25%)
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Aug 24
(7 days ago)

Virtual Bank 3.87%

(up from 1.15%)
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Sep 10
(21 days ago)

Merchants Bank of Indiana 3.72% -

(steady @ 3.72%)
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Aug 14
(17 days ago)

Southeast Financial CU 3.50%

(up from 3.15%)
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Sep 3
(28 days ago)

Academy Bank 3.14%

(up from 2.78%)
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Aug 19
(12 days ago)

Academy Bank 3.14%

(up from 2.78%)
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Aug 9
(22 days ago)

Patelco 3.00%

(up from 2.00%)
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Aug 24
(7 days ago)

Nat'l Bank of Kansas City 2.75%

(up from 2.53%)
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Sep 20
(11 days ago)

Elements Financial 2.60%

(up from 2.30%)
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Aug 24
(7 days ago)

CD Bank 2.55%

(up from 2.06%)
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Aug 3
(Today)

Abound Credit Union 2.50%

(up from 2.25%)
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Aug 24
(7 days ago)

GiantBank 2.28%

(up from 0.60%)
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Sep 3
(28 days ago)

Mountain One Bank 1.25%

(up from 1.00%)
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Sep 20
(11 days ago)

CIT Bank 0.30%

(down from 0.35%)
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Sep 27
(4 days ago)

MidFirst Direct 0.10%

(down from 0.20%)
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Sep 3
(28 days ago)

Able Banking 0.05%

(down from 0.60%)
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Aug 1
(2 days ago)

Charles Schwab Bank 0.03%

(up from 0.00%)
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Dec 23
(9 days ago)

H&R Block Bank 0.03%

(down from 0.30%)
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Mar 2
(Today)

Bank of America 0.03%

(down from 0.05%)
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Aug 14
(17 days ago)



Please Note: We are not a bank or credit union and are not affiliated with any. This information is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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