Find the best CD rates here. Searching for higher interest rates than your savings account or money market account? Look into investing in a certificate of deposit (CD). CD rates can vary quite a bit, but we make finding the highest CD rates easy! Planning for retirement? Look into IRA CDs. Compare RateBrain's results for the best CD rates to the national average CD rates.






The Best 1 Year CD Rates (Certificate of Deposit). Compare the Best 1 Year CD Rates (Certificate of Deposit). FDIC insured Banks. Highest APY Interest Rate. Highest Yield CD Rates. Review the Top High Yield Certificate of Deposit rates

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Credit Union CD Rates

Best 1 Year CD Rates


 Available Nationwide, Government Insured - October 1, 2023, 9:06 pm PT

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Bank Type APY Actions Last
Checked
Total Direct Bank 5.65% ↑

(up from 5.46%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Sep 20
(11 days ago)
Connexus Credit Union 5.61% ↑

(up from 5.36%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Sep 27
(4 days ago)
Colorado Federal Savings Bank 5.55% ↑

(up from 5.40%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Sep 27
(4 days ago)
State Bank of India 5.51% ↑

(up from 5.15%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 21
(10 days ago)
Popular Direct 5.50% ↑

(up from 5.40%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 21
(10 days ago)
Live Oak Bank 5.40% ↑

(up from 5.20%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Sep 27
(4 days ago)



`
Bank Type APY Actions Last
Checked
Bread Financial 5.40% ↑

(up from 5.35%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 21
(10 days ago)
Brio Direct 5.35% -

(steady @ 5.35%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 21
(10 days ago)
Quontic Bank 5.30% ↑

(up from 5.15%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 21
(10 days ago)
Quaint Oak Bank 5.25% ↑

(up from 4.50%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 21
(10 days ago)
Banesco 5.25% ↑

(up from 5.10%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Sep 13
(18 days ago)
iGoBanking.com 5.25% ↑

(up from 4.50%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 21
(10 days ago)



`
Bank Type APY Actions Last
Checked
BMO Alto 5.25% ↑

(up from 5.10%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 18
(13 days ago)
Valley Direct 5.25% -

(steady @ 5.25%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Sep 19
(12 days ago)
BAC Florida 5.20% ↑

(up from 5.10%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 1
(2 days ago)
Alliant Credit Union 5.15% ↑

(up from 5.00%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 4
(27 days ago)
Bask Bank 5.15% ↑

(up from 5.00%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 22
(9 days ago)
Sallie Mae 5.10% ↓

(down from 5.50%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Sep 27
(4 days ago)



`
Bank Type APY Actions Last
Checked
Goldwater Bank 5.10% ↑

(up from 4.65%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 4
(27 days ago)
Synchrony Bank 5.10% ↑

(up from 4.80%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Sep 27
(4 days ago)
Marcus (Goldman Sachs Bank) 5.10% ↑

(up from 5.00%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Sep 27
(4 days ago)
CFG Bank 5.05% ↓

(down from 5.52%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 3
(Today)
TAB Bank 5.02% ↑

(up from 4.76%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 24
(7 days ago)
Vio Bank 5.00% ↑

(up from 4.65%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 24
(7 days ago)
Citizens Access 5.00% ↑

(up from 4.75%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 3
(Today)


`
Bank Type APY Actions Last
Checked
Capital One 360 5.00% ↑

(up from 4.85%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Sep 27
(4 days ago)
TIAA Bank (EverBank) 5.00% ↑

(up from 4.75%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Sep 23
(8 days ago)
Ivy Bank 5.00% -

(steady @ 5.00%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 4
(27 days ago)
Gulf Coast Bank 5.00% ↑

(up from 4.15%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 24
(7 days ago)
Discover Bank 5.00% ↑

(up from 4.85%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Sep 27
(4 days ago)
Ameriprise Bank 4.95% ↑

(up from 4.90%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 4
(27 days ago)
Ally Bank 4.85% ↓

(down from 5.00%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Sep 23
(8 days ago)
Delta Community Credit Union 4.85% ↑

(up from 4.75%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 4
(27 days ago)
PenFed Credit Union 4.85% ↑

(up from 4.60%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 24
(7 days ago)
HSBC Bank 4.85% ↑

(up from 4.75%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 21
(10 days ago)
Nationwide Bank 4.75% ↑

(up from 2.75%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 21
(10 days ago)
TFCU (formerly Melrose Credit Union) 4.75% ↑

(up from 3.00%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Sep 23
(8 days ago)
Newtek Bank 4.60% -

(steady @ 4.60%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 24
(7 days ago)
Barclays Bank 4.50% ↓

(down from 5.00%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 1
(2 days ago)
ConnectOne Bank 4.50% ↑

(up from 0.25%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 1
(2 days ago)
Self Help Credit Union 4.39% ↑

(up from 4.08%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Sep 10
(21 days ago)
American Express 4.25% ↓

(down from 4.75%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Sep 13
(18 days ago)
Bank5 Connect 4.25% ↑

(up from 3.10%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Sep 23
(8 days ago)
Riverland Credit Union 4.15% ↑

(up from 3.25%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 24
(7 days ago)
Virtual Bank 3.87% ↑

(up from 1.15%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Sep 10
(21 days ago)
Merchants Bank of Indiana 3.72% -

(steady @ 3.72%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 14
(17 days ago)
Southeast Financial CU 3.50% ↑

(up from 3.15%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Sep 3
(28 days ago)
Academy Bank 3.14% ↑

(up from 2.78%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 19
(12 days ago)
Academy Bank 3.14% ↑

(up from 2.78%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 9
(22 days ago)
Patelco 3.00% ↑

(up from 2.00%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 24
(7 days ago)
Nat'l Bank of Kansas City 2.75% ↑

(up from 2.53%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Sep 20
(11 days ago)
Elements Financial 2.60% ↑

(up from 2.30%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 24
(7 days ago)
CD Bank 2.55% ↑

(up from 2.06%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 3
(Today)
Abound Credit Union 2.50% ↑

(up from 2.25%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 24
(7 days ago)
GiantBank 2.28% ↑

(up from 0.60%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Sep 3
(28 days ago)
Mountain One Bank 1.25% ↑

(up from 1.00%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Sep 20
(11 days ago)
CIT Bank 0.30% ↓

(down from 0.35%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Sep 27
(4 days ago)
MidFirst Direct 0.10% ↓

(down from 0.20%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Sep 3
(28 days ago)
Able Banking 0.05% ↓

(down from 0.60%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 1
(2 days ago)
Charles Schwab Bank 0.03% ↑

(up from 0.00%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Dec 23
(9 days ago)
H&R Block Bank 0.03% ↓

(down from 0.30%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Mar 2
(Today)
Bank of America 0.03% ↓

(down from 0.05%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 1 Year CD RatesGet Rate Alerts » 		Aug 14
(17 days ago)


Please Note: We are not a bank or credit union and are not affiliated with any. This information is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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