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The Best 1 Year CD Rates (Certificate of Deposit). Compare the Best 1 Year CD Rates (Certificate of Deposit). FDIC insured Banks. Highest APY Interest Rate. Highest Yield CD Rates. Review the Top High Yield Certificate of Deposit rates
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Available Nationwide, Government Insured - August 21, 2026, 2:50 pm PT
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| Bank | Type | APY | Actions | Last Checked |
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| State Bank of India | 1 Year CD | 5.41% ↓ (down from 5.67%) |
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Jul 17 (4 days ago) | |
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| BAC Florida | 1 Year CD | 5.30% ↓ (down from 5.50%) |
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Feb 16 (5 days ago) | |
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| iGoBanking.com | 1 Year CD | 5.25% ↑ (up from 4.50%) |
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Mar 5 (17 days ago) | |
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| ConnectOne Bank | 1 Year CD | 5.15% ↑ (up from 5.00%) |
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Jul 17 (4 days ago) | |
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| Bread Financial | 1 Year CD | 5.15% ↓ (down from 5.25%) |
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Aug 11 (10 days ago) | |
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| Goldwater Bank | 1 Year CD | 5.10% ↓ (down from 5.30%) |
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Jul 12 (9 days ago) | |
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| Bank | Type | APY | Actions | Last Checked |
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| Delta Community Credit Union | 1 Year CD | 4.95% ↓ (down from 5.15%) |
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Jul 12 (9 days ago) | |
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| Banesco | 1 Year CD | 4.90% ↑ (up from 4.75%) |
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Jul 19 (2 days ago) | |
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| Gulf Coast Bank | 1 Year CD | 4.80% ↓ (down from 5.00%) |
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Dec 30 (22 days ago) | |
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| PenFed Credit Union | 1 Year CD | 4.80% ↓ (down from 4.85%) |
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Jan 19 (2 days ago) | |
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| HSBC Bank | 1 Year CD | 4.80% ↓ (down from 5.00%) |
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Jul 17 (4 days ago) | |
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| Mountain One Bank | 1 Year CD | 4.75% ↑ (up from 1.25%) |
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Mar 18 (4 days ago) | |
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| Bank | Type | APY | Actions | Last Checked |
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| Self Help Credit Union | 1 Year CD | 4.71% ↑ (up from 4.39%) |
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Mar 13 (9 days ago) | |
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| Vio Bank | 1 Year CD | 4.70% ↓ (down from 5.00%) |
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Feb 1 (20 days ago) | |
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| Ivy Bank | 1 Year CD | 4.60% ↓ (down from 5.00%) |
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Jul 19 (2 days ago) | |
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| Ameriprise Bank | 1 Year CD | 4.60% ↓ (down from 5.55%) |
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Apr 8 (14 days ago) | |
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| Total Direct Bank | 1 Year CD | 4.50% ↓ (down from 5.35%) |
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Aug 11 (10 days ago) | |
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| Valley Direct | 1 Year CD | 4.50% ↑ (up from 3.00%) |
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May 9 (13 days ago) | |
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| Bank | Type | APY | Actions | Last Checked |
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| Citizens Access | 1 Year CD | 4.50% ↓ (down from 5.00%) |
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Jul 19 (2 days ago) | |
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| Quontic Bank | 1 Year CD | 4.50% ↓ (down from 5.30%) |
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May 18 (4 days ago) | |
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| Riverland Credit Union | 1 Year CD | 4.50% ↑ (up from 4.15%) |
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Jan 28 (24 days ago) | |
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| CFG Bank | 1 Year CD | 4.30% ↓ (down from 5.00%) |
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Aug 12 (9 days ago) | |
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| Popular Direct | 1 Year CD | 4.25% ↑ (up from 4.17%) |
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Aug 5 (16 days ago) | |
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| Bank5 Connect | 1 Year CD | 4.25% ↑ (up from 3.10%) |
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Mar 13 (9 days ago) | |
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| Barclays Bank | 1 Year CD | 4.15% ↓ (down from 5.00%) |
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Aug 12 (9 days ago) | |
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| Bank | Type | APY | Actions | Last Checked |
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| Bask Bank | 1 Year CD | 4.15% ↓ (down from 5.25%) |
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Aug 10 (11 days ago) | |
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| Colorado Federal Savings Bank | 1 Year CD | 4.10% ↑ (up from 4.05%) |
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Jul 25 (27 days ago) | |
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| Live Oak Bank | 1 Year CD | 4.10% ↑ (up from 4.00%) |
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Aug 5 (16 days ago) | |
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| Newtek Bank | 1 Year CD | 4.10% ↓ (down from 5.15%) |
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Aug 12 (9 days ago) | |
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| Sallie Mae | 1 Year CD | 4.10% ↑ (up from 3.90%) |
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Jul 31 (21 days ago) | |
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| TAB Bank | 1 Year CD | 4.05% ↓ (down from 5.15%) |
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Aug 12 (9 days ago) | |
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| Nat'l Bank of Kansas City | 1 Year CD | 4.00% ↑ (up from 2.75%) |
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Jul 19 (2 days ago) | |
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| Synchrony Bank | 1 Year CD | 4.00% ↑ (up from 3.70%) |
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Jul 31 (21 days ago) | |
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| CIT Bank | 1 Year CD | 4.00% ↑ (up from 0.30%) |
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Aug 10 (11 days ago) | |
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| Quaint Oak Bank | 1 Year CD | 3.90% ↓ (down from 5.00%) |
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Aug 12 (9 days ago) | |
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| Marcus (Goldman Sachs Bank) | 1 Year CD | 3.90% ↓ (down from 4.00%) |
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Jul 31 (21 days ago) | |
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| Virtual Bank | 1 Year CD | 3.87% ↑ (up from 1.15%) |
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Mar 14 (8 days ago) | |
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| American Express | 1 Year CD | 3.75% ↓ (down from 4.25%) |
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Mar 13 (9 days ago) | |
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| Alliant Credit Union | 1 Year CD | 3.75% ↓ (down from 4.00%) |
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Jul 31 (21 days ago) | |
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| Southeast Financial CU | 1 Year CD | 3.70% ↑ (up from 3.50%) |
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Mar 10 (12 days ago) | |
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| Ally Bank | 1 Year CD | 3.70% ↓ (down from 3.75%) |
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Jul 31 (21 days ago) | |
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| Academy Bank | 1 Year CD | 3.55% ↓ (down from 5.00%) |
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Aug 12 (9 days ago) | |
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| Academy Bank | 1 Year CD | 3.55% ↓ (down from 5.00%) |
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Aug 12 (9 days ago) | |
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| CD Bank | 1 Year CD | 3.43% ↓ (down from 5.16%) |
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Aug 10 (11 days ago) | |
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| EverBank | 1 Year CD | 3.40% ↓ (down from 3.50%) |
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Jul 25 (27 days ago) | |
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| TFCU (formerly Melrose Credit Union) | 1 Year CD | 3.25% ↓ (down from 3.50%) |
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Jul 31 (21 days ago) | |
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| Able Banking | 1 Year CD | 3.25% ↓ (down from 5.15%) |
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Aug 10 (11 days ago) | |
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| Patelco | 1 Year CD | 3.00% ↑ (up from 2.00%) |
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Jan 19 (2 days ago) | |
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| Merchants Bank of Indiana | 1 Year CD | 3.00% ↓ (down from 5.25%) |
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Aug 10 (11 days ago) | |
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| Abound Credit Union | 1 Year CD | 2.75% ↑ (up from 2.50%) |
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Feb 1 (20 days ago) | |
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| Elements Financial | 1 Year CD | 2.60% ↑ (up from 2.30%) |
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Feb 3 (18 days ago) | |
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| BMO Alto | 1 Year CD | 2.50% ↓ (down from 5.05%) |
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Aug 12 (9 days ago) | |
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| GiantBank | 1 Year CD | 2.28% ↑ (up from 0.60%) |
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Mar 10 (12 days ago) | |
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| Connexus Credit Union | 1 Year CD | 2.25% ↑ (up from 2.00%) |
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Aug 5 (16 days ago) | |
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| Nationwide Bank | 1 Year CD | 0.20% ↓ (down from 4.75%) |
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Aug 10 (11 days ago) | |
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| MidFirst Direct | 1 Year CD | 0.10% ↓ (down from 0.20%) |
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Mar 13 (9 days ago) | |
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| Bank of America | 1 Year CD | 0.03% ↓ (down from 0.05%) |
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Jan 28 (24 days ago) | |
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| Charles Schwab Bank | 1 Year CD | 0.03% ↑ (up from 0.00%) |
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Dec 23 (29 days ago) | |
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| H&R Block Bank | 1 Year CD | 0.03% ↓ (down from 0.30%) |
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Mar 2 (20 days ago) | |
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Please Note: We are not a bank or credit union and are not affiliated with any. This information is provided 'as is' and solely for informational purposes, not for specific financial advice.
While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.
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