Goldwater Bank CD Rate - 1 Year
Goldwater Bank's 1 Year CD pays 4.40% APY as of November 10, 2026, checked 6 hours ago. Since RateBrain began tracking it in 2010, this 1 Year CD has paid as much as 5.30% (Dec 2023) and as little as 0.25% (Sep 2013). It is currently above the median 1 Year CD rate we track (4.00% across 145 banks).
4.40% APY
up from 4.15% on Nov 10
- Last checked
- Nov 10 · 6 hours ago
- Minimum deposit
- $50,000
Alert me when this rate changesShare this rate
See the full Goldwater Bank 1 Year CD rate history »
Goldwater Bank CD Rate - 1 Year CD - Rate History
Now 4.40% APY
- All-time high 5.30% (Dec 2023)
- Low 0.25% (Sep 2013)
- 1-year change −0.70
- 93 changes
- Tracked since May 2010
- Full rate history »
The gray line is the median 1 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| November 10, 2026 | 4.40% | +0.25 |
| October 12, 2026 | 4.15% | +0.15 |
| October 2, 2026 | 4.00% | +0.75 |
| September 22, 2026 | 3.25% | −1.85 |
| February 16, 2024 | 5.10% | −0.20 |
| December 19, 2023 | 5.30% | +0.05 |
| October 29, 2023 | 5.25% | +0.15 |
| July 12, 2023 | 5.10% | +0.45 |
| March 30, 2023 | 4.65% | +0.65 |
| January 14, 2023 | 4.00% | +0.15 |
| December 5, 2022 | 3.85% | +0.35 |
| November 3, 2022 | 3.50% | +0.25 |
| October 19, 2022 | 3.25% | +0.50 |
| October 3, 2022 | 2.75% | +0.05 |
| September 28, 2022 | 2.70% | +0.70 |
| August 11, 2022 | 2.00% | +0.25 |
| June 27, 2022 | 1.75% | +0.25 |
| June 16, 2022 | 1.50% | +0.45 |
| May 16, 2022 | 1.05% | +0.40 |
| March 29, 2022 | 0.65% | +0.10 |
Show all 93 changes
| Date | APY | Change |
|---|---|---|
| February 21, 2022 | 0.55% | +0.05 |
| March 20, 2021 | 0.50% | −0.15 |
| July 21, 2020 | 0.65% | +0.05 |
| June 2, 2020 | 0.60% | +0.10 |
| May 26, 2020 | 0.50% | −0.25 |
| March 17, 2020 | 0.75% | −0.50 |
| March 9, 2020 | 1.25% | −0.50 |
| March 2, 2020 | 1.75% | −0.20 |
| November 18, 2019 | 1.95% | −0.05 |
| September 3, 2019 | 2.00% | −0.35 |
| August 1, 2019 | 2.35% | −0.20 |
| June 19, 2019 | 2.55% | −0.10 |
| March 26, 2019 | 2.65% | −0.15 |
| February 5, 2019 | 2.80% | +0.15 |
| January 30, 2019 | 2.65% | +0.10 |
| December 14, 2018 | 2.55% | +0.10 |
| July 10, 2018 | 2.45% | +0.25 |
| April 24, 2018 | 2.20% | +0.10 |
| April 7, 2018 | 2.10% | +0.30 |
| March 23, 2018 | 1.80% | +0.15 |
| November 15, 2017 | 1.65% | +0.30 |
| July 6, 2017 | 1.35% | +0.28 |
| May 29, 2016 | 1.07% | +0.12 |
| January 4, 2015 | 0.95% | −0.03 |
| January 2, 2015 | 0.98% | +0.03 |
| December 8, 2014 | 0.95% | +0.10 |
| July 30, 2014 | 0.85% | +0.05 |
| June 1, 2014 | 0.80% | +0.55 |
| September 25, 2013 | 0.25% | −0.25 |
| September 16, 2013 | 0.50% | +0.05 |
| July 3, 2013 | 0.45% | −0.10 |
| June 4, 2013 | 0.55% | −0.05 |
| April 26, 2013 | 0.60% | −0.30 |
| February 20, 2013 | 0.90% | −0.08 |
| January 23, 2013 | 0.98% | −0.02 |
| October 1, 2012 | 1.00% | +0.10 |
| March 6, 2012 | 0.90% | −0.10 |
| November 4, 2011 | 1.00% | −0.11 |
| October 17, 2011 | 1.11% | −0.01 |
| October 7, 2011 | 1.12% | −0.01 |
| September 28, 2011 | 1.13% | −0.01 |
| September 12, 2011 | 1.14% | +0.14 |
| September 7, 2011 | 1.00% | +0.27 |
| June 22, 2011 | 0.73% | +0.10 |
| June 10, 2011 | 0.63% | −0.10 |
| May 5, 2011 | 0.73% | −0.31 |
| April 13, 2011 | 1.04% | −0.10 |
| April 11, 2011 | 1.14% | −0.10 |
| March 23, 2011 | 1.24% | −0.01 |
| February 23, 2011 | 1.25% | −0.01 |
| February 9, 2011 | 1.26% | −0.01 |
| February 2, 2011 | 1.27% | +0.01 |
| January 19, 2011 | 1.26% | −0.01 |
| January 6, 2011 | 1.27% | +0.19 |
| December 14, 2010 | 1.08% | −0.01 |
| November 22, 2010 | 1.09% | −0.01 |
| November 18, 2010 | 1.10% | −0.01 |
| November 11, 2010 | 1.11% | −0.01 |
| November 4, 2010 | 1.12% | −0.01 |
| October 27, 2010 | 1.13% | −0.01 |
| October 20, 2010 | 1.14% | −0.02 |
| October 7, 2010 | 1.16% | −0.11 |
| September 29, 2010 | 1.27% | −0.07 |
| September 14, 2010 | 1.34% | −0.08 |
| September 2, 2010 | 1.42% | −0.01 |
| August 25, 2010 | 1.43% | −0.01 |
| August 18, 2010 | 1.44% | −0.01 |
| August 11, 2010 | 1.45% | −0.01 |
| August 5, 2010 | 1.46% | −0.01 |
| July 21, 2010 | 1.47% | +0.09 |
| July 8, 2010 | 1.38% | −0.01 |
| June 26, 2010 | 1.39% | −0.13 |
| May 14, 2010 | 1.52% | first tracked |
Set Up Rate Alert
Share this rate
https://ratebrain.com/goldwater-bank-1-year-cd
ShareOther Goldwater Bank rates
- 3 Month CD3.75%
- 6 Month CD4.25%
- 9 Month CD4.15%
- 15 Month CD4.45%
- 18 Month CD4.50%
- 2 Year CD3.00%
- 3 Year CD3.00%
- 5 Year CD3.00%
- Savings4.00%
- Checking Account2.00%
- Money Market Account3.00%
Other 1 Year CD rates
- State Bank of India4.89%
- EagleBank4.80%
- USALLIANCE Financial4.75%
- BTG Pactual US4.65%
- CFG Bank4.65%
- Merrick Bank4.65%
Common questions
What is the Goldwater Bank 1 Year CD rate today?
The Goldwater Bank 1 Year CD pays 4.40% APY as of November 10, 2026, checked 6 hours ago.
How does the Goldwater Bank 1 Year CD compare with other 1 Year CDs?
It pays 4.40% APY. The median across the 145 1 Year CD rates RateBrain tracks is 4.00%, so it is 0.40 percentage points above the median.
What has the Goldwater Bank 1 Year CD paid over time?
Since RateBrain began tracking it in 2010, it has paid as much as 5.30% (Dec 2023) and as little as 0.25% (Sep 2013).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.