Goldwater Bank CD Rate - 1 Year
Goldwater Bank's 1 Year CD pays 3.25% APY as of September 22, 2026, checked 1 day ago. The rate was lowered from 5.10% on September 22, 2026. Since RateBrain began tracking it in 2010, this 1 Year CD has paid as much as 5.30% (Dec 2023) and as little as 0.25% (Sep 2013). It is currently below the median 1 Year CD rate we track (3.92% across 66 banks).
3.25% APY
down from 5.10% on Sep 22
- Last checked
- Sep 22 · 1 day ago
- Minimum deposit
- $50,000
Rate history
Now 3.25% APY
- All-time high 5.30% (Dec 2023)
- Low 0.25% (Sep 2013)
- 1-year change −1.85
- 90 changes
- Tracked since May 2010
- Full rate history »
The gray line is the median 1 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 22, 2026 | 3.25% | −1.85 |
| February 16, 2024 | 5.10% | −0.20 |
| December 19, 2023 | 5.30% | +0.05 |
| October 29, 2023 | 5.25% | +0.15 |
| July 12, 2023 | 5.10% | +0.45 |
| March 30, 2023 | 4.65% | +0.65 |
| January 14, 2023 | 4.00% | +0.15 |
| December 5, 2022 | 3.85% | +0.35 |
| November 3, 2022 | 3.50% | +0.25 |
| October 19, 2022 | 3.25% | +0.50 |
| October 3, 2022 | 2.75% | +0.05 |
| September 28, 2022 | 2.70% | +0.70 |
| August 11, 2022 | 2.00% | +0.25 |
| June 27, 2022 | 1.75% | +0.25 |
| June 16, 2022 | 1.50% | +0.45 |
| May 16, 2022 | 1.05% | +0.40 |
| March 29, 2022 | 0.65% | +0.10 |
| February 21, 2022 | 0.55% | +0.05 |
| March 20, 2021 | 0.50% | −0.15 |
| July 21, 2020 | 0.65% | +0.05 |
Show all 90 changes
| Date | APY | Change |
|---|---|---|
| June 2, 2020 | 0.60% | +0.10 |
| May 26, 2020 | 0.50% | −0.25 |
| March 17, 2020 | 0.75% | −0.50 |
| March 9, 2020 | 1.25% | −0.50 |
| March 2, 2020 | 1.75% | −0.20 |
| November 18, 2019 | 1.95% | −0.05 |
| September 3, 2019 | 2.00% | −0.35 |
| August 1, 2019 | 2.35% | −0.20 |
| June 19, 2019 | 2.55% | −0.10 |
| March 26, 2019 | 2.65% | −0.15 |
| February 5, 2019 | 2.80% | +0.15 |
| January 30, 2019 | 2.65% | +0.10 |
| December 14, 2018 | 2.55% | +0.10 |
| July 10, 2018 | 2.45% | +0.25 |
| April 24, 2018 | 2.20% | +0.10 |
| April 7, 2018 | 2.10% | +0.30 |
| March 23, 2018 | 1.80% | +0.15 |
| November 15, 2017 | 1.65% | +0.30 |
| July 6, 2017 | 1.35% | +0.28 |
| May 29, 2016 | 1.07% | +0.12 |
| January 4, 2015 | 0.95% | −0.03 |
| January 2, 2015 | 0.98% | +0.03 |
| December 8, 2014 | 0.95% | +0.10 |
| July 30, 2014 | 0.85% | +0.05 |
| June 1, 2014 | 0.80% | +0.55 |
| September 25, 2013 | 0.25% | −0.25 |
| September 16, 2013 | 0.50% | +0.05 |
| July 3, 2013 | 0.45% | −0.10 |
| June 4, 2013 | 0.55% | −0.05 |
| April 26, 2013 | 0.60% | −0.30 |
| February 20, 2013 | 0.90% | −0.08 |
| January 23, 2013 | 0.98% | −0.02 |
| October 1, 2012 | 1.00% | +0.10 |
| March 6, 2012 | 0.90% | −0.10 |
| November 4, 2011 | 1.00% | −0.11 |
| October 17, 2011 | 1.11% | −0.01 |
| October 7, 2011 | 1.12% | −0.01 |
| September 28, 2011 | 1.13% | −0.01 |
| September 12, 2011 | 1.14% | +0.14 |
| September 7, 2011 | 1.00% | +0.27 |
| June 22, 2011 | 0.73% | +0.10 |
| June 10, 2011 | 0.63% | −0.10 |
| May 5, 2011 | 0.73% | −0.31 |
| April 13, 2011 | 1.04% | −0.10 |
| April 11, 2011 | 1.14% | −0.10 |
| March 23, 2011 | 1.24% | −0.01 |
| February 23, 2011 | 1.25% | −0.01 |
| February 9, 2011 | 1.26% | −0.01 |
| February 2, 2011 | 1.27% | +0.01 |
| January 19, 2011 | 1.26% | −0.01 |
| January 6, 2011 | 1.27% | +0.19 |
| December 14, 2010 | 1.08% | −0.01 |
| November 22, 2010 | 1.09% | −0.01 |
| November 18, 2010 | 1.10% | −0.01 |
| November 11, 2010 | 1.11% | −0.01 |
| November 4, 2010 | 1.12% | −0.01 |
| October 27, 2010 | 1.13% | −0.01 |
| October 20, 2010 | 1.14% | −0.02 |
| October 7, 2010 | 1.16% | −0.11 |
| September 29, 2010 | 1.27% | −0.07 |
| September 14, 2010 | 1.34% | −0.08 |
| September 2, 2010 | 1.42% | −0.01 |
| August 25, 2010 | 1.43% | −0.01 |
| August 18, 2010 | 1.44% | −0.01 |
| August 11, 2010 | 1.45% | −0.01 |
| August 5, 2010 | 1.46% | −0.01 |
| July 21, 2010 | 1.47% | +0.09 |
| July 8, 2010 | 1.38% | −0.01 |
| June 26, 2010 | 1.39% | −0.13 |
| May 14, 2010 | 1.52% | first tracked |
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Other 1 Year CD rates
- Apple Federal Credit Union5.00%
- PenFed Credit Union4.80%
- State Bank of India4.52%
- Citizens Access4.50%
- BTG Pactual US4.45%
- EagleBank4.45%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.