Rate news
RateBrain News reports what moved in deposit rates: banks raising and cutting, new top rates, and the week's changes. Every figure comes from RateBrain's own rate checks.
- Best CD rates today, Tuesday, October 20, 2026: Lock in up to 5.15% APY
Raymond James Bank's 5 Year CD leads at 5.15% APY.
- Big-name banks pay almost nothing on CDs: Bank of America 0.03%, Schwab 0% !!
On a $10,000 1-year CD, that is about $3 in interest at Bank of America against $400 to $430 at Ally, Synchrony and Capital One.
- Northpointe Bank cuts its savings rate to 0.35% APY
From 4.30% to 0.35% APY, recorded October 19, 2026.
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.