Best money market rates of November 2026 (Up to 4.17%)

As of November 5, 2026, the highest money market rate RateBrain tracks is 4.17% APY from Total Bank (money market account), checked 1 day ago.

The median across the 94 money market rates RateBrain tracks is 1.53% APY.

At the top rate of 4.17% APY, $10,000 earns about $417 in a year, if the rate stays the same.

The APY for a $10,000 deposit, as published by the bank or credit union on its own website.

RateBrain reads each bank's and credit union's own rate pages on a rolling schedule and records every rate it finds. A rate not confirmed in 30 days is left off this list until it is checked again.