Best savings rates of October 2026 (Up to 7.00%)

As of October 25, 2026, the highest savings rate RateBrain tracks is 7.00% APY from WECU (savings account), checked 2 days ago.

The median across the 165 savings rates RateBrain tracks is 3.60% APY.

At the top rate of 7.00% APY, $10,000 earns about $700 in a year, if the rate stays the same.

The APY for a $10,000 deposit, as published by the bank or credit union on its own website.

RateBrain reads each bank's and credit union's own rate pages on a rolling schedule and records every rate it finds. A rate not confirmed in 30 days is left off this list until it is checked again.