Citizens National Bank Savings Rate

Citizens National Bank's savings account pays 3.46% APY as of September 22, 2026, checked 1 day ago. The rate was lowered from 3.47% on September 20, 2026. Since RateBrain began tracking it in 2009, this savings account has paid as much as 4.60% (Oct 2023) and as little as 0.21% (Jun 2013). It is currently above the median savings rate we track (3.30% across 64 banks).

3.46% APY

down from 3.47% on Sep 20

Last checked: Sep 22 · 1 day ago
Minimum deposit: None

View on Citizens National Bank’s website »See all Citizens National Bank rates »

Rate history

Now 3.46% APY

All-time high 4.60% (Oct 2023)
Low 0.21% (Jun 2013)
1-year change −1.14
33 changes
Tracked since May 2009
Full rate history »

The gray line is the median savings rate across the banks we tracked each month.

Rate changes

Date	APY	Change
September 20, 2026	3.46%	−0.01
September 15, 2026	3.47%	+0.01
August 14, 2026	3.46%	−1.14
October 4, 2023	4.60%	+0.21
August 1, 2023	4.39%	+0.11
June 30, 2023	4.28%	+0.26
May 10, 2023	4.02%	+0.10
April 27, 2023	3.92%	+0.88
February 9, 2023	3.04%	+0.10
December 23, 2022	2.94%	+1.03
November 6, 2019	1.91%	−0.14
August 15, 2019	2.05%	+1.79
November 5, 2014	0.26%	−0.15
February 12, 2014	0.41%	+0.20
June 17, 2013	0.21%	−0.10
January 23, 2013	0.31%	−0.34
September 26, 2012	0.65%	−0.15
June 23, 2012	0.80%	+0.10
June 7, 2012	0.70%	−0.10
February 24, 2012	0.80%	−0.05

Show all 33 changes

Date	APY	Change
February 13, 2012	0.85%	−0.05
December 26, 2011	0.90%	−0.10
November 21, 2011	1.00%	−0.05
August 8, 2011	1.05%	−0.10
March 16, 2011	1.15%	−0.05
November 18, 2010	1.20%	−0.05
April 26, 2010	1.25%	−0.10
February 21, 2010	1.35%	−0.15
January 17, 2010	1.50%	−0.20
October 13, 2009	1.70%	−0.15
August 29, 2009	1.85%	−0.15
June 14, 2009	2.00%	−0.20
May 12, 2009	2.20%	first tracked

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Other Citizens National Bank rates

Money Market Account3.61%

Other savings rates

All Savings rates »

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.