Axos Bank (with direct deposit) Savings (HYSA) Rate
Axos Bank (with direct deposit)'s savings account pays 5.00% APY as of November 5, 2026, checked 4 days ago. Since RateBrain began tracking it in 2009, this savings account has paid as much as 5.00% (Oct 2026) and as little as 0.61% (Apr 2013). It is currently above the median savings rate we track (3.55% across 167 banks).
5.00% APY
up from 4.21% on Oct 19
- Last checked
- Nov 5 · 4 days ago
- Minimum deposit
- None
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See the full Axos Bank (with direct deposit) Savings (HYSA) rate history »
Axos Bank (with direct deposit) Savings (HYSA) Rate - Rate History
Now 5.00% APY
- All-time high 5.00% (Oct 2026)
- Low 0.61% (Apr 2013)
- 1-year change +4.39
- 29 changes
- Tracked since May 2009
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| October 19, 2026 | 5.00% | +0.79 |
| September 27, 2026 | 4.21% | +3.60 |
| October 13, 2020 | 0.61% | −0.20 |
| October 1, 2020 | 0.81% | −0.09 |
| July 29, 2020 | 0.90% | −0.20 |
| July 3, 2020 | 1.10% | −0.20 |
| January 24, 2018 | 1.30% | +0.25 |
| September 13, 2017 | 1.05% | +0.44 |
| April 29, 2013 | 0.61% | −0.19 |
| August 9, 2010 | 0.80% | −0.10 |
| May 12, 2010 | 0.90% | −0.20 |
| May 4, 2010 | 1.10% | −0.20 |
| April 12, 2010 | 1.30% | −0.10 |
| March 25, 2010 | 1.40% | −0.10 |
| February 11, 2010 | 1.50% | −0.10 |
| February 3, 2010 | 1.60% | −0.05 |
| December 1, 2009 | 1.65% | −0.05 |
| November 17, 2009 | 1.70% | −0.05 |
| September 22, 2009 | 1.75% | +0.10 |
| September 1, 2009 | 1.65% | −0.08 |
Show all 29 changes
| Date | APY | Change |
|---|---|---|
| August 29, 2009 | 1.73% | +0.08 |
| August 28, 2009 | 1.65% | −0.18 |
| August 18, 2009 | 1.83% | −0.19 |
| August 4, 2009 | 2.02% | −0.23 |
| August 3, 2009 | 2.25% | +0.02 |
| July 31, 2009 | 2.23% | −0.02 |
| July 29, 2009 | 2.25% | −0.25 |
| July 21, 2009 | 2.50% | +0.44 |
| May 10, 2009 | 2.06% | first tracked |
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ShareOther Axos Bank rates
- Checking Account0.51%
Other savings rates
- WECU7.00%
- Accordia Bank5.10%
- Digital Federal Credit Union5.00%
- Leader Bank (with direct deposit)5.00%
- Nuvision Federal Credit Union4.50%
- Pibank4.40%
Common questions
What is the Axos Bank (with direct deposit) savings account rate today?
The Axos Bank (with direct deposit) savings account pays 5.00% APY as of November 5, 2026, checked 4 days ago.
How does the Axos Bank (with direct deposit) savings account compare with other savings accounts?
It pays 5.00% APY. The median across the 167 savings account rates RateBrain tracks is 3.55%, so it is 1.45 percentage points above the median.
What has the Axos Bank (with direct deposit) savings account paid over time?
Since RateBrain began tracking it in 2009, it has paid as much as 5.00% (Oct 2026) and as little as 0.61% (Apr 2013).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.