Best checking rates of November 2026 (Up to 8.00%)

As of November 12, 2026, the highest checking rate RateBrain tracks is 8.00% APY from WECU (checking account), checked 3 days ago.

The median across the 76 checking rates RateBrain tracks is 0.51% APY.

At the top rate of 8.00% APY, $10,000 earns about $800 in a year, if the rate stays the same.

The APY for a $10,000 deposit, as published by the bank or credit union on its own website.

RateBrain reads each bank's and credit union's own rate pages on a rolling schedule and records every rate it finds. A rate not confirmed in 30 days is left off this list until it is checked again.