Charles Schwab Bank Checking Rate
Charles Schwab Bank's checking account pays 0.01% APY as of September 22, 2026, checked 3 minutes ago. The rate has not changed since RateBrain began tracking it on September 22, 2026. It is currently below the median checking rate we track (1.00% across 25 banks).
0.01% APY
- Last checked
- Sep 22 · 3 minutes ago
- Minimum deposit
- None
Rate history
Now 0.01% APY
- All-time high 0.01% (Sep 2026)
- Low 0.01% (Sep 2026)
- 1 change
- Tracked since Sep 2026
- Full rate history »
The gray line is the median checking rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 22, 2026 | 0.01% | first tracked |
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Copy linkOther Charles Schwab Bank rates
- 3 Month CD0.00%
- 18 Month CD0.00%
- Savings0.15%
Other checking rates
- Heritage Bank (<$25k)5.00%
- SoFi4.60%
- Lake Michigan Credit Union (<$15k)4.00%
- Robinhood (Gold members)3.60%
- Consumers Credit Union3.00%
- Bank5 Connect2.00%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.