Charles Schwab Bank Savings Rate

Charles Schwab Bank's savings account pays 0.15% APY as of November 3, 2026, checked 3 days ago. Since RateBrain began tracking it in 2011, this savings account has paid as much as 0.50% (Jan 2019) and as little as 0.01% (Dec 2022). It is currently below the median savings rate we track (3.55% across 167 banks).

0.15% APY

down from 0.48% on Sep 20

Last checked: Nov 3 · 3 days ago
Minimum deposit: None

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Charles Schwab Bank Savings Rate - Rate History

Now 0.15% APY

All-time high 0.50% (Jan 2019)
Low 0.01% (Dec 2022)
1-year change −0.33
19 changes
Tracked since Feb 2011
Full rate history »

The gray line is the median savings rate across the banks we tracked each month.

Rate changes

Date	APY	Change
September 20, 2026	0.15%	−0.33
December 29, 2022	0.48%	+0.05
December 23, 2022	0.43%	+0.42
December 7, 2022	0.01%	−0.04
March 19, 2020	0.05%	−0.08
March 14, 2020	0.13%	−0.05
November 13, 2019	0.18%	−0.05
September 30, 2019	0.23%	−0.11
August 12, 2019	0.34%	−0.06
July 1, 2019	0.40%	−0.10
January 16, 2019	0.50%	+0.45
April 14, 2017	0.05%	−0.09
December 30, 2016	0.14%	+0.04
May 5, 2015	0.10%	−0.02
April 22, 2013	0.12%	−0.13
February 22, 2012	0.25%	−0.05
November 29, 2011	0.30%	−0.05
August 24, 2011	0.35%	−0.05
February 18, 2011	0.40%	first tracked

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Common questions

What is the Charles Schwab Bank savings account rate today?

The Charles Schwab Bank savings account pays 0.15% APY as of November 3, 2026, checked 3 days ago.

How does the Charles Schwab Bank savings account compare with other savings accounts?

It pays 0.15% APY. The median across the 167 savings account rates RateBrain tracks is 3.55%, so it is 3.40 percentage points below the median.

What has the Charles Schwab Bank savings account paid over time?

Since RateBrain began tracking it in 2011, it has paid as much as 0.50% (Jan 2019) and as little as 0.01% (Dec 2022).

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.