Charles Schwab Bank Savings Rate History (2011–2026)
RateBrain has recorded 19 rate changes for Charles Schwab Bank's savings account since February 18, 2011. Its highest rate was 0.50% (Jan 2019) and its lowest 0.01% (Dec 2022). It pays 0.15% APY today, last changed on September 20, 2026. That is down 0.33 percentage points from a year ago.
Current Charles Schwab Bank savings account rate »Charles Schwab Bank rate history »Savings rate history »
Rate history chart
Now 0.15% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 0.48% | 0.15% | 0.15% | 1 |
| 2025 | 0.48% | 0.48% | 0.48% | 0 |
| 2024 | 0.48% | 0.48% | 0.48% | 0 |
| 2023 | 0.48% | 0.48% | 0.48% | 0 |
| 2022 | 0.48% | 0.01% | 0.48% | 3 |
| 2021 | 0.05% | 0.05% | 0.05% | 0 |
| 2020 | 0.18% | 0.05% | 0.05% | 2 |
| 2019 | 0.50% | 0.05% | 0.18% | 5 |
| 2018 | 0.05% | 0.05% | 0.05% | 0 |
| 2017 | 0.14% | 0.05% | 0.05% | 1 |
| 2016 | 0.14% | 0.10% | 0.14% | 1 |
| 2015 | 0.12% | 0.10% | 0.10% | 1 |
| 2014 | 0.12% | 0.12% | 0.12% | 0 |
| 2013 | 0.25% | 0.12% | 0.12% | 1 |
| 2012 | 0.30% | 0.25% | 0.25% | 1 |
| 2011 | 0.40% | 0.30% | 0.30% | 3 |
All 19 rate changes
| Date | APY | Change |
|---|---|---|
| September 20, 2026 | 0.15% | −0.33 |
| December 29, 2022 | 0.48% | +0.05 |
| December 23, 2022 | 0.43% | +0.42 |
| December 7, 2022 | 0.01% | −0.04 |
| March 19, 2020 | 0.05% | −0.08 |
| March 14, 2020 | 0.13% | −0.05 |
| November 13, 2019 | 0.18% | −0.05 |
| September 30, 2019 | 0.23% | −0.11 |
| August 12, 2019 | 0.34% | −0.06 |
| July 1, 2019 | 0.40% | −0.10 |
| January 16, 2019 | 0.50% | +0.45 |
| April 14, 2017 | 0.05% | −0.09 |
| December 30, 2016 | 0.14% | +0.04 |
| May 5, 2015 | 0.10% | −0.02 |
| April 22, 2013 | 0.12% | −0.13 |
| February 22, 2012 | 0.25% | −0.05 |
| November 29, 2011 | 0.30% | −0.05 |
| August 24, 2011 | 0.35% | −0.05 |
| February 18, 2011 | 0.40% | first tracked |
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