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Money One FCU Checking Rate Credit union

Money One FCU's checking account pays 1.00% APY as of November 3, 2026, checked 1 day ago. Since RateBrain began tracking it in 2015, this checking account has paid as much as 3.01% (Jul 2015) and as little as 1.00% (Apr 2021). It is currently above the median checking rate we track (0.51% across 76 banks).

1.00% APY

down from 1.50% on Sep 20

Last checked
Nov 3 · 1 day ago
Minimum deposit
$50

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See the full Money One FCU Checking rate history »

Money One FCU Checking Rate - Rate History

Now 1.00% APY

Money One FCU checking account APY historyStep chart of 5 rate changes from Jul 2015 to Nov 2026. High 3.01% (Jul 2015), low 1.00% (Apr 2021), current 1.00%.0.00%1.00%2.00%3.00%4.00%201620182020202220242026median1.00%3.01% · Jul 20151.00% · Apr 2021
  • All-time high 3.01% (Jul 2015)
  • Low 1.00% (Apr 2021)
  • 1-year change −0.50
  • 5 changes
  • Tracked since Jul 2015
  • Full rate history »

The gray line is the median checking rate across the banks we tracked each month.

Rate changes

DateAPYChange
September 20, 20261.00%−0.50
July 23, 20241.50%+0.50
April 26, 20211.00%−1.00
December 28, 20172.00%−1.01
July 27, 20153.01%first tracked

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Common questions

What is the Money One FCU checking account rate today?

The Money One FCU checking account pays 1.00% APY as of November 3, 2026, checked 1 day ago.

How does the Money One FCU checking account compare with other checking accounts?

It pays 1.00% APY. The median across the 76 checking account rates RateBrain tracks is 0.51%, so it is 0.49 percentage points above the median.

What has the Money One FCU checking account paid over time?

Since RateBrain began tracking it in 2015, it has paid as much as 3.01% (Jul 2015) and as little as 1.00% (Apr 2021).

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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