Texas Capital Bank Checking Rate
Texas Capital Bank's checking account pays 0.20% APY as of November 3, 2026, checked 7 days ago. It is currently below the median checking rate we track (0.51% across 76 banks).
0.20% APY
up from 0.10% on Nov 3
- Last checked
- Nov 3 · 7 days ago
- Minimum deposit
- None
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See the full Texas Capital Bank Checking rate history »
Texas Capital Bank Checking Rate - Rate History
Now 0.20% APY
- All-time high 0.20% (Oct 2026)
- Low 0.10% (Sep 2026)
- 4 changes
- Tracked since Sep 2026
- Full rate history »
The gray line is the median checking rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| November 3, 2026 | 0.20% | +0.10 |
| October 12, 2026 | 0.10% | −0.10 |
| October 7, 2026 | 0.20% | +0.10 |
| September 26, 2026 | 0.10% | first tracked |
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ShareOther Texas Capital Bank rates
- 1 Month CD1.00%
- 3 Month CD3.80%
- 6 Month CD3.80%
- 1 Year CD4.20%
- 18 Month CD4.25%
- 2 Year CD3.60%
- Savings Account3.85%
- Money Market Account2.29%
Other checking rates
- WECU8.00%
- Genisys Credit Union6.75%
- Andrews Federal Credit Union5.25%
- HOPE Credit Union5.13%
- Consumers Credit Union5.00%
- Heritage Bank5.00%
Common questions
What is the Texas Capital Bank checking account rate today?
The Texas Capital Bank checking account pays 0.20% APY as of November 3, 2026, checked 7 days ago.
How does the Texas Capital Bank checking account compare with other checking accounts?
It pays 0.20% APY. The median across the 76 checking account rates RateBrain tracks is 0.51%, so it is 0.30 percentage points below the median.
What has the Texas Capital Bank checking account paid over time?
Since RateBrain began tracking it in 2026, it has paid as much as 0.20% (Oct 2026) and as little as 0.10% (Sep 2026).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.