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Goldwater Bank Savings Rate

Goldwater Bank's savings account pays 4.00% APY as of September 22, 2026, checked 1 day ago. The rate was lowered from 4.15% on September 22, 2026. Since RateBrain began tracking it in 2009, this savings account has paid as much as 4.15% (Apr 2024) and as little as 0.20% (Sep 2013). It is currently above the median savings rate we track (3.30% across 64 banks).

4.00% APY

down from 4.15% on Sep 22

Last checked
Sep 22 · 1 day ago
Minimum deposit
$1,500
View on Goldwater Bank’s website »See all Goldwater Bank rates »

Rate history

Now 4.00% APY

Goldwater Bank savings account APY historyStep chart of 35 rate changes from May 2009 to Sep 2026. High 4.15% (Apr 2024), low 0.20% (Sep 2013), current 4.00%.0.00%1.00%2.00%3.00%4.00%5.00%6.00%201020132016201920222025median4.00%4.15% · Apr 20240.20% · Sep 2013

The gray line is the median savings rate across the banks we tracked each month.

Rate changes

DateAPYChange
September 22, 20264.00%−0.15
April 23, 20244.15%+3.15
May 6, 20231.00%+0.55
January 15, 20230.45%+0.25
December 23, 20220.20%−0.25
March 22, 20210.45%−0.05
May 26, 20200.50%−0.25
March 31, 20200.75%+0.01
March 26, 20200.74%−0.01
March 17, 20200.75%−0.50
March 9, 20201.25%−0.40
July 29, 20191.65%+1.39
May 15, 20190.26%+0.06
September 23, 20130.20%−0.05
May 9, 20130.25%−0.15
June 1, 20110.40%−0.10
May 3, 20110.50%−0.40
April 6, 20110.90%−0.01
February 1, 20110.91%−0.01
November 3, 20100.92%−0.01
Show all 35 changes
DateAPYChange
September 10, 20100.93%−0.01
July 21, 20100.94%−0.01
April 16, 20100.95%−0.01
February 6, 20100.96%−0.38
December 18, 20091.34%−0.08
December 6, 20091.42%−0.10
October 25, 20091.52%−0.09
August 28, 20091.61%−0.10
August 26, 20091.71%−0.04
August 23, 20091.75%−0.12
July 23, 20091.87%−0.10
July 22, 20091.97%−0.04
July 20, 20092.01%−0.06
July 17, 20092.07%−0.10
May 11, 20092.17%first tracked

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