Goldwater Bank CD Rate - 3 Year
Goldwater Bank's 3 Year CD pays 3.00% APY as of November 10, 2026, checked 6 hours ago. Since RateBrain began tracking it in 2009, this 3 Year CD has paid as much as 4.50% (Dec 2023) and as little as 0.66% (Oct 2013). It is currently below the median 3 Year CD rate we track (3.45% across 121 banks).
3.00% APY
down from 3.75% on Sep 25
- Last checked
- Nov 10 · 6 hours ago
- Minimum deposit
- $50,000
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See the full Goldwater Bank 3 Year CD rate history »
Goldwater Bank CD Rate - 3 Year CD - Rate History
Now 3.00% APY
- All-time high 4.50% (Dec 2023)
- Low 0.66% (Oct 2013)
- 1-year change −0.75
- 96 changes
- Tracked since Nov 2009
- Full rate history »
The gray line is the median 3 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 25, 2026 | 3.00% | −0.75 |
| February 23, 2025 | 3.75% | −0.75 |
| December 21, 2023 | 4.50% | +0.25 |
| July 8, 2023 | 4.25% | +0.05 |
| February 6, 2023 | 4.20% | +0.45 |
| December 6, 2022 | 3.75% | +0.25 |
| October 15, 2022 | 3.50% | +0.25 |
| September 21, 2022 | 3.25% | +0.25 |
| June 27, 2022 | 3.00% | +0.50 |
| June 16, 2022 | 2.50% | +0.50 |
| May 9, 2022 | 2.00% | +0.80 |
| March 29, 2022 | 1.20% | +0.20 |
| February 21, 2022 | 1.00% | +0.27 |
| March 22, 2021 | 0.73% | −0.12 |
| June 3, 2020 | 0.85% | +0.05 |
| May 22, 2020 | 0.80% | −0.05 |
| March 17, 2020 | 0.85% | −0.40 |
| March 9, 2020 | 1.25% | −0.55 |
| March 2, 2020 | 1.80% | −0.20 |
| November 19, 2019 | 2.00% | −0.10 |
Show all 96 changes
| Date | APY | Change |
|---|---|---|
| August 29, 2019 | 2.10% | −0.30 |
| August 1, 2019 | 2.40% | −0.25 |
| June 18, 2019 | 2.65% | −0.25 |
| March 26, 2019 | 2.90% | −0.15 |
| February 13, 2019 | 3.05% | +0.02 |
| February 4, 2019 | 3.03% | +0.03 |
| January 30, 2019 | 3.00% | +0.10 |
| December 14, 2018 | 2.90% | +0.10 |
| June 27, 2018 | 2.80% | +0.25 |
| April 24, 2018 | 2.55% | +0.10 |
| April 7, 2018 | 2.45% | +0.30 |
| March 23, 2018 | 2.15% | +0.39 |
| July 6, 2017 | 1.76% | +0.56 |
| June 4, 2016 | 1.20% | +0.05 |
| December 8, 2014 | 1.15% | +0.15 |
| May 28, 2014 | 1.00% | +0.34 |
| October 3, 2013 | 0.66% | −0.10 |
| September 22, 2013 | 0.76% | −0.16 |
| May 9, 2013 | 0.92% | −0.32 |
| March 19, 2013 | 1.24% | −0.01 |
| February 8, 2013 | 1.25% | −0.03 |
| December 14, 2012 | 1.28% | −0.01 |
| November 7, 2012 | 1.29% | −0.02 |
| October 26, 2012 | 1.31% | −0.01 |
| August 9, 2012 | 1.32% | −0.02 |
| March 6, 2012 | 1.34% | −0.11 |
| February 22, 2012 | 1.45% | −0.01 |
| February 13, 2012 | 1.46% | −0.01 |
| February 6, 2012 | 1.47% | −0.01 |
| January 17, 2012 | 1.48% | −0.01 |
| December 29, 2011 | 1.49% | −0.01 |
| November 23, 2011 | 1.50% | −0.01 |
| November 17, 2011 | 1.51% | −0.01 |
| October 19, 2011 | 1.52% | −0.01 |
| October 12, 2011 | 1.53% | −0.01 |
| October 5, 2011 | 1.54% | −0.03 |
| October 3, 2011 | 1.57% | −0.01 |
| September 21, 2011 | 1.58% | −0.02 |
| September 12, 2011 | 1.60% | +0.29 |
| May 3, 2011 | 1.31% | −0.50 |
| March 23, 2011 | 1.81% | −0.01 |
| March 9, 2011 | 1.82% | −0.01 |
| February 17, 2011 | 1.83% | +0.01 |
| February 8, 2011 | 1.82% | −0.01 |
| January 13, 2011 | 1.83% | −0.01 |
| January 10, 2011 | 1.84% | +0.10 |
| December 14, 2010 | 1.74% | −0.02 |
| November 23, 2010 | 1.76% | −0.01 |
| November 19, 2010 | 1.77% | −0.01 |
| November 12, 2010 | 1.78% | −0.02 |
| November 3, 2010 | 1.80% | −0.01 |
| October 27, 2010 | 1.81% | −0.03 |
| October 20, 2010 | 1.84% | −0.04 |
| October 6, 2010 | 1.88% | −0.01 |
| September 29, 2010 | 1.89% | −0.07 |
| September 22, 2010 | 1.96% | −0.02 |
| September 15, 2010 | 1.98% | −0.06 |
| September 8, 2010 | 2.04% | −0.02 |
| September 2, 2010 | 2.06% | −0.04 |
| August 25, 2010 | 2.10% | −0.02 |
| August 18, 2010 | 2.12% | −0.02 |
| August 10, 2010 | 2.14% | −0.02 |
| August 4, 2010 | 2.16% | −0.06 |
| July 27, 2010 | 2.22% | −0.02 |
| July 14, 2010 | 2.24% | −0.01 |
| July 7, 2010 | 2.25% | −0.01 |
| June 30, 2010 | 2.26% | −0.01 |
| June 26, 2010 | 2.27% | −0.04 |
| May 12, 2010 | 2.31% | −0.01 |
| April 16, 2010 | 2.32% | −0.01 |
| April 12, 2010 | 2.33% | −0.01 |
| March 25, 2010 | 2.34% | −0.01 |
| March 12, 2010 | 2.35% | −0.01 |
| March 8, 2010 | 2.36% | +0.51 |
| December 18, 2009 | 1.85% | −1.18 |
| November 26, 2009 | 3.03% | first tracked |
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ShareOther Goldwater Bank rates
- 3 Month CD3.75%
- 6 Month CD4.25%
- 9 Month CD4.15%
- 1 Year CD4.40%
- 15 Month CD4.45%
- 18 Month CD4.50%
- 2 Year CD3.00%
- 5 Year CD3.00%
- Savings4.00%
- Checking Account2.00%
- Money Market Account3.00%
Other 3 Year CD rates
- State Bank of India5.04%
- Merrick Bank4.90%
- Quorum Federal Credit Union4.90%
- BTG Pactual US4.85%
- Popular Direct4.85%
- CFG Bank4.82%
Common questions
What is the Goldwater Bank 3 Year CD rate today?
The Goldwater Bank 3 Year CD pays 3.00% APY as of November 10, 2026, checked 6 hours ago.
How does the Goldwater Bank 3 Year CD compare with other 3 Year CDs?
It pays 3.00% APY. The median across the 121 3 Year CD rates RateBrain tracks is 3.45%, so it is 0.45 percentage points below the median.
What has the Goldwater Bank 3 Year CD paid over time?
Since RateBrain began tracking it in 2009, it has paid as much as 4.50% (Dec 2023) and as little as 0.66% (Oct 2013).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.