Get Our Free Weekly Top 5 Bank Rates Email
Find the best CD rates here. Searching for higher interest rates than your savings account or money market account? Look into investing in a certificate of deposit (CD). CD rates can vary quite a bit, but we make finding the highest CD rates easy! Planning for retirement? Look into IRA CDs. Compare RateBrain's results for the best CD rates to the national average CD rates.
The Best 3 Year CD Rates (Certificate of Deposit). Compare the Best 3 Year CD Rates (Certificate of Deposit). FDIC insured Banks. Highest APY Interest Rate. Highest Yield CD Rates. Review the Top High Yield Certificate of Deposit rates
Android Text Messages from PC. SMS from your computer.
Best Audio Podcast Clips (PodClips)
Best CD rates - RateBrain Blog
Top 10 Videos
Credit Union CD Rates
Best 3 Year CD Rates
Available Nationwide, Government Insured - October 22, 2024, 9:19 am PT
| Bank | Type | APY | Actions | Last Checked |
|
|---|---|---|---|---|---|
| Valley Direct | 3 Year CD | 5.60% - (steady @ 5.60%) |
 Email this rate »
 Get Rate Alerts »
|
Dec 19 (4 days ago) | |
|
|
|||||
| Popular Direct | 3 Year CD | 4.55% ↓ (down from 4.75%) |
Email this rate »
Get Rate Alerts »
|
Apr 5 (19 days ago) | |
|
|
|||||
| Newtek Bank | 3 Year CD | 4.50% ↑ (up from 2.00%) |
Email this rate »
Get Rate Alerts »
|
Jan 21 (2 days ago) | |
|
|
|||||
| Goldwater Bank | 3 Year CD | 4.50% ↑ (up from 4.25%) |
Email this rate »
Get Rate Alerts »
|
Dec 21 (2 days ago) | |
|
|
|||||
| BMO Alto | 3 Year CD | 4.50% ↓ (down from 5.10%) |
Email this rate »
Get Rate Alerts »
|
Apr 26 (28 days ago) | |
|
|
|||||
| Bread Financial | 3 Year CD | 4.40% ↓ (down from 4.75%) |
Email this rate »
Get Rate Alerts »
|
Dec 25 (29 days ago) | |
|
|
|||||
| Bank | Type | APY | Actions | Last Checked |
|
|---|---|---|---|---|---|
| Marcus (Goldman Sachs Bank) | 3 Year CD | 4.40% ↑ (up from 4.30%) |
Email this rate »
Get Rate Alerts »
|
Dec 25 (29 days ago) | |
|
|
|||||
| Colorado Federal Savings Bank | 3 Year CD | 4.40% ↓ (down from 4.45%) |
Email this rate »
Get Rate Alerts »
|
Apr 23 (Yesterday) | |
|
|
|||||
| Quontic Bank | 3 Year CD | 4.40% ↑ (up from 4.30%) |
Email this rate »
Get Rate Alerts »
|
Dec 29 (25 days ago) | |
|
|
|||||
| PenFed Credit Union | 3 Year CD | 4.30% ↑ (up from 4.10%) |
Email this rate »
Get Rate Alerts »
|
Jan 21 (2 days ago) | |
|
|
|||||
| TAB Bank | 3 Year CD | 4.25% ↓ (down from 5.27%) |
Email this rate »
Get Rate Alerts »
|
May 18 (6 days ago) | |
|
|
|||||
| Self Help Credit Union | 3 Year CD | 4.08% ↓ (down from 4.65%) |
Email this rate »
Get Rate Alerts »
|
Jul 19 (5 days ago) | |
|
|
|||||
| Bank | Type | APY | Actions | Last Checked |
|
|---|---|---|---|---|---|
| Sallie Mae | 3 Year CD | 4.00% ↓ (down from 4.40%) |
Email this rate »
Get Rate Alerts »
|
Jan 22 (Yesterday) | |
|
|
|||||
| Apple Federal Credit Union | 3 Year CD | 4.00% ↓ (down from 4.30%) |
Email this rate »
Get Rate Alerts »
|
Jul 19 (5 days ago) | |
|
|
|||||
| Riverland Credit Union | 3 Year CD | 4.00% ↑ (up from 3.80%) |
Email this rate »
Get Rate Alerts »
|
Jul 19 (5 days ago) | |
|
|
|||||
| Quaint Oak Bank | 3 Year CD | 4.00% ↓ (down from 4.25%) |
Email this rate »
Get Rate Alerts »
|
Jul 19 (5 days ago) | |
|
|
|||||
| Capital One 360 | 3 Year CD | 4.00% ↓ (down from 4.10%) |
Email this rate »
Get Rate Alerts »
|
Jul 19 (5 days ago) | |
|
|
|||||
| BAC Florida | 3 Year CD | 3.98% ↓ (down from 4.18%) |
Email this rate »
Get Rate Alerts »
|
Apr 6 (18 days ago) | |
|
|
|||||
| Bank | Type | APY | Actions | Last Checked |
|
|---|---|---|---|---|---|
| Synchrony Bank | 3 Year CD | 3.90% ↓ (down from 4.00%) |
Email this rate »
Get Rate Alerts »
|
Oct 21 (Yesterday) | |
|
|
|||||
| Ameriprise Bank | 3 Year CD | 3.80% ↓ (down from 4.80%) |
Email this rate »
Get Rate Alerts »
|
Feb 24 (29 days ago) | |
|
|
|||||
| Virtual Bank | 3 Year CD | 3.77% ↑ (up from 1.05%) |
Email this rate »
Get Rate Alerts »
|
Jan 28 (25 days ago) | |
|
|
|||||
| Gulf Coast Bank | 3 Year CD | 3.75% ↓ (down from 4.15%) |
Email this rate »
Get Rate Alerts »
|
Oct 30 (24 days ago) | |
|
|
|||||
| CFG Bank | 3 Year CD | 3.65% ↓ (down from 4.55%) |
Email this rate »
Get Rate Alerts »
|
Oct 2 (20 days ago) | |
|
|
|||||
| Ally Bank | 3 Year CD | 3.60% ↓ (down from 3.75%) |
Email this rate »
Get Rate Alerts »
|
Oct 21 (Yesterday) | |
|
|
|||||
| Androscoggin Bank | 3 Year CD | 3.56% ↑ (up from 2.78%) |
Email this rate »
Get Rate Alerts »
|
Mar 18 (6 days ago) | |
|
|
|||||
| Bank | Type | APY | Actions | Last Checked |
|
|---|---|---|---|---|---|
| Total Direct Bank | 3 Year CD | 3.56% - (steady @ 3.56%) |
Email this rate »
Get Rate Alerts »
|
Dec 21 (2 days ago) | |
|
|
|||||
| Able Banking | 3 Year CD | 3.50% ↑ (up from 0.15%) |
Email this rate »
Get Rate Alerts »
|
Jan 28 (25 days ago) | |
|
|
|||||
| Vio Bank | 3 Year CD | 3.50% ↑ (up from 0.45%) |
Email this rate »
Get Rate Alerts »
|
Jan 28 (25 days ago) | |
|
|
|||||
| Discover Bank | 3 Year CD | 3.50% ↓ (down from 3.75%) |
Email this rate »
Get Rate Alerts »
|
Oct 21 (Yesterday) | |
|
|
|||||
| Barclays Bank | 3 Year CD | 3.50% ↓ (down from 4.30%) |
Email this rate »
Get Rate Alerts »
|
Feb 24 (29 days ago) | |
|
|
|||||
| EverBank | 3 Year CD | 3.50% ↑ (up from 3.45%) |
Email this rate »
Get Rate Alerts »
|
Oct 21 (Yesterday) | |
|
|
|||||
| Merchants Bank of Indiana | 3 Year CD | 3.48% ↓ (down from 3.98%) |
Email this rate »
Get Rate Alerts »
|
Oct 7 (15 days ago) | |
|
|
|||||
| Citizens Access | 3 Year CD | 3.35% ↑ (up from 3.15%) |
Email this rate »
Get Rate Alerts »
|
Dec 18 (5 days ago) | |
|
|
|||||
| Ivy Bank | 3 Year CD | 3.25% - (steady @ 3.25%) |
Email this rate »
Get Rate Alerts »
|
Dec 30 (24 days ago) | |
|
|
|||||
| Abound Credit Union | 3 Year CD | 3.25% ↓ (down from 3.50%) |
Email this rate »
Get Rate Alerts »
|
Apr 23 (Yesterday) | |
|
|
|||||
| Nat'l Bank of Kansas City | 3 Year CD | 3.25% ↑ (up from 3.04%) |
Email this rate »
Get Rate Alerts »
|
Dec 21 (2 days ago) | |
|
|
|||||
| CD Bank | 3 Year CD | 3.05% ↑ (up from 2.71%) |
Email this rate »
Get Rate Alerts »
|
Apr 5 (19 days ago) | |
|
|
|||||
| Academy Bank | 3 Year CD | 3.03% ↑ (up from 2.52%) |
Email this rate »
Get Rate Alerts »
|
Mar 18 (6 days ago) | |
|
|
|||||
| American Express | 3 Year CD | 3.00% ↑ (up from 1.15%) |
Email this rate »
Get Rate Alerts »
|
Apr 6 (18 days ago) | |
|
|
|||||
| TFCU (formerly Melrose Credit Union) | 3 Year CD | 3.00% ↓ (down from 3.25%) |
Email this rate »
Get Rate Alerts »
|
Oct 21 (Yesterday) | |
|
|
|||||
| USAA | 3 Year CD | 2.75% ↓ (down from 4.00%) |
Email this rate »
Get Rate Alerts »
|
Apr 14 (10 days ago) | |
|
|
|||||
| Mountain One Bank | 3 Year CD | 1.75% ↑ (up from 1.35%) |
Email this rate »
Get Rate Alerts »
|
Mar 5 (19 days ago) | |
|
|
|||||
| First Command Bank | 3 Year CD | 1.10% ↑ (up from 1.05%) |
Email this rate »
Get Rate Alerts »
|
May 24 (Today) | |
|
|
|||||
| First National Community Bank | 3 Year CD | 0.60% ↑ (up from 0.50%) |
Email this rate »
Get Rate Alerts »
|
May 8 (16 days ago) | |
|
|
|||||
| Banesco | 3 Year CD | 0.55% ↑ (up from 0.40%) |
Email this rate »
Get Rate Alerts »
|
Apr 5 (19 days ago) | |
|
|
|||||
| CIT Bank | 3 Year CD | 0.40% ↓ (down from 0.55%) |
Email this rate »
Get Rate Alerts »
|
Mar 13 (11 days ago) | |
|
|
|||||
| MidFirst Direct | 3 Year CD | 0.30% ↓ (down from 1.00%) |
Email this rate »
Get Rate Alerts »
|
Apr 15 (9 days ago) | |
|
|
|||||
| Bank of America | 3 Year CD | 0.03% ↓ (down from 0.08%) |
Email this rate »
Get Rate Alerts »
|
Dec 21 (2 days ago) | |
|
|
|||||
Please Note: We are not a bank or credit union and are not affiliated with any. This information is provided 'as is' and solely for informational purposes, not for specific financial advice.
While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.
Contact Us
