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RateBrainWeekly top 5 email

Best 3 Year CD rates — October 2026

Available Nationwide, Government Insured — October 8, 2026

112 rates, highest APY first
BankTypeAPYActionsLast checked
Raymond James Bank3 Year CD5.05%up from 4.85%Set AlertShare16 hours ago
SIState Bank of India3 Year CD5.04%up from 4.58%Set AlertShare2 days ago
PDPopular Direct3 Year CD4.85%up from 4.80%Set AlertShare1 day ago
BTG Pactual US3 Year CD4.70%up from 4.55%Set AlertShare1 day ago
Accordia Bank3 Year CD4.50%up from 4.00%Set AlertShare16 hours ago

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BBarclays Bank3 Year CD4.50%up from 2.50%Set AlertShare14 hours ago
Total Bank3 Year CD4.50%up from 3.76%Set AlertShare2 days ago
First National Bank of America3 Year CD4.45%steadySet AlertShare14 hours ago
NASA Federal Credit Union3 Year CD4.45%steadySet AlertShare22 hours ago
Sallie Mae3 Year CD4.45%up from 4.40%Set AlertShare2 days ago
BFBread Financial3 Year CD4.40%up from 4.00%Set AlertShare2 days ago
CFG Bank3 Year CD4.40%up from 4.30%Set AlertShare1 day ago
E*TRADE Bank3 Year CD4.40%steadySet AlertShare3 hours ago
Marcus3 Year CD4.40%up from 4.35%Set AlertShare2 days ago
Prime Alliance Bank3 Year CD4.40%steadySet AlertShare2 days ago

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The best rates. In your inbox.

Synchrony Bank3 Year CD4.40%up from 4.10%Set AlertShare2 days ago
KSKS StateBank3 Year CD4.35%steadySet AlertShare2 days ago
LLeader Bank3 Year CD4.35%steadySet AlertShare2 days ago
HFHanscom Federal Credit Union3 Year CD4.25%steadySet AlertShare2 days ago
MMerrick Bank3 Year CD4.25%steadySet AlertShare2 days ago
Nelnet Bank3 Year CD4.25%up from 4.00%Set AlertShare16 hours ago
Skyla Credit Union3 Year CD4.25%steadySet AlertShare2 days ago
TAB Bank3 Year CD4.20%up from 4.10%Set AlertShare2 days ago
Self Help Credit Union3 Year CD4.18%up from 3.82%Set AlertShare16 hours ago
NFNavy Federal Credit Union3 Year CD4.10%steadySet AlertShare16 hours ago
RBC Bank3 Year CD4.10%steadySet AlertShare16 hours ago
Genisys Credit Union3 Year CD4.08%up from 4.01%Set AlertShare16 hours ago
CFColorado Federal Savings Bank3 Year CD4.05%down from 4.40%Set AlertShare3 hours ago
LFLangley Federal Credit Union3 Year CD4.05%steadySet AlertShare16 hours ago
Ally Bank3 Year CD4.00%up from 3.60%Set AlertShare4 days ago

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First Internet Bank3 Year CD4.00%up from 3.30%Set AlertShare3 hours ago
Quorum Federal Credit Union3 Year CD4.00%steadySet AlertShare1 day ago
Signature Federal Credit Union3 Year CD3.99%steadySet AlertShare16 hours ago
USALLIANCE Financial3 Year CD3.95%steadySet AlertShare22 hours ago
UBank of Utah3 Year CD3.90%steadySet AlertShare2 days ago
AIAll In Credit Union3 Year CD3.82%steadySet AlertShare16 hours ago
Newtek Bank3 Year CD3.80%down from 4.50%Set AlertShare22 hours ago
Apple Federal Credit Union3 Year CD3.75%up from 3.70%Set AlertShare1 day ago
EagleBank3 Year CD3.75%steadySet AlertShare22 hours ago
Andrews Federal Credit Union3 Year CD3.70%steadySet AlertShare16 hours ago
Latino Community Credit Union3 Year CD3.70%steadySet AlertShare16 hours ago
Lafayette Federal Credit Union3 Year CD3.66%steadySet AlertShare16 hours ago
Riverland Credit Union3 Year CD3.65%down from 4.00%Set AlertShare2 days ago
Alliant Credit Union3 Year CD3.60%steadySet AlertShare15 hours ago
NNorthpointe Bank3 Year CD3.60%steadySet AlertShare2 days ago
Sun Canyon Bank3 Year CD3.60%steadySet AlertShare2 days ago
SCSpace Coast Credit Union3 Year CD3.55%steadySet AlertShare14 hours ago
ASAmerican State Bank3 Year CD3.54%steadySet AlertShare14 hours ago
AAcademy Bank3 Year CD3.51%up from 3.03%Set AlertShare15 hours ago
Capital One3 Year CD3.50%steadySet AlertShare3 hours ago
Capital One 3603 Year CD3.50%down from 4.00%Set AlertShare2 days ago
CFBank3 Year CD3.50%steadySet AlertShare3 hours ago
ValorFI Heroes3 Year CD3.50%steadySet AlertShare2 days ago
Vio Bank3 Year CD3.50%up from 0.45%Set AlertShare1 day ago
BAC Florida3 Year CD3.45%down from 3.73%Set AlertShare3 hours ago
QOQuaint Oak Bank3 Year CD3.45%down from 4.00%Set AlertShare2 days ago
VVirtual Bank3 Year CD3.41%down from 3.77%Set AlertShare5 days ago
EverBank3 Year CD3.40%down from 3.50%Set AlertShare3 hours ago
Finworth3 Year CD3.30%steadySet AlertShare2 days ago
Ridgewood Savings Bank3 Year CD3.30%steadySet AlertShare2 days ago
Digital Federal Credit Union3 Year CD3.25%up from 3.00%Set AlertShare16 hours ago
First Tech Federal Credit Union3 Year CD3.25%up from 3.00%Set AlertShare16 hours ago
Forbright Bank3 Year CD3.25%steadySet AlertShare14 hours ago
Ponce Bank3 Year CD3.25%steadySet AlertShare15 hours ago
JFJustice Federal Credit Union3 Year CD3.21%steadySet AlertShare16 hours ago
PenFed Credit Union3 Year CD3.20%down from 4.30%Set AlertShare22 hours ago
Provident Credit Union3 Year CD3.20%steadySet AlertShare2 days ago
CFCarver Federal Savings Bank3 Year CD3.17%steadySet AlertShare2 days ago
BMO Alto3 Year CD3.15%up from 2.80%Set AlertShare15 hours ago
First Bank of the Lake3 Year CD3.15%steadySet AlertShare2 days ago
Peak Bank3 Year CD3.14%steadySet AlertShare14 hours ago
Delta Community Credit Union3 Year CD3.10%up from 3.00%Set AlertShare3 hours ago
Able Banking3 Year CD3.00%down from 3.50%Set AlertShare15 hours ago
Abound Credit Union3 Year CD3.00%down from 3.25%Set AlertShare2 days ago
Goldwater Bank3 Year CD3.00%down from 3.75%Set AlertShare1 day ago
Southeast Financial CU3 Year CD3.00%steadySet AlertShare2 days ago
TFCU3 Year CD3.00%down from 3.25%Set AlertShare16 hours ago
United Republic Bank3 Year CD3.00%steadySet AlertShare14 hours ago
WECU3 Year CD3.00%steadySet AlertShare14 hours ago
Merchants Bank of Indiana3 Year CD2.95%down from 3.48%Set AlertShare2 days ago
Global Credit Union3 Year CD2.90%steadySet AlertShare14 hours ago
Quontic Bank3 Year CD2.85%down from 3.25%Set AlertShare2 days ago
CFCity First Bank3 Year CD2.75%steadySet AlertShare14 hours ago
FMFirst Mid Bank & Trust3 Year CD2.75%steadySet AlertShare14 hours ago
IIvy Bank3 Year CD2.75%down from 3.25%Set AlertShare2 days ago
Nat'l Bank of Kansas City3 Year CD2.75%down from 3.25%Set AlertShare22 hours ago
UUSAA3 Year CD2.75%down from 4.00%Set AlertShare2 years ago
UNCLE Credit Union3 Year CD2.56%steadySet AlertShare14 hours ago
Rising Bank3 Year CD2.55%steadySet AlertShare2 days ago
GGiantBank3 Year CD2.53%steadySet AlertShare2 hours ago
Atlantic Union Bank3 Year CD2.50%steadySet AlertShare15 hours ago
Connexus Credit Union3 Year CD2.50%steadySet AlertShare3 hours ago
DSDollar Savings Direct3 Year CD2.50%steadySet AlertShare4 days ago
HAB Bank3 Year CD2.50%steadySet AlertShare2 days ago
Service Credit Union3 Year CD2.35%steadySet AlertShare16 hours ago
American Express3 Year CD2.25%down from 3.00%Set AlertShare4 days ago
Elements Financial3 Year CD2.25%steadySet AlertShare3 hours ago
Mountain One Bank3 Year CD2.25%up from 1.75%Set AlertShare2 days ago
Sharonview Federal Credit Union3 Year CD2.25%steadySet AlertShare16 hours ago
Androscoggin Bank3 Year CD2.00%down from 3.56%Set AlertShare3 hours ago
Chase Bank3 Year CD2.00%steadySet AlertShare4 days ago
Citibank3 Year CD2.00%steadySet AlertShare16 hours ago
Live Oak Bank3 Year CD2.00%steadySet AlertShare1 day ago
Salem Five3 Year CD2.00%steadySet AlertShare2 days ago
Harborstone Credit Union3 Year CD1.89%steadySet AlertShare14 hours ago
FourLeaf Federal Credit Union3 Year CD1.25%steadySet AlertShare15 hours ago
First Command Bank3 Year CD0.95%down from 1.10%Set AlertShare3 hours ago
Bank5 Connect3 Year CD0.85%steadySet AlertShare3 hours ago
OMB Bank3 Year CD0.70%steadySet AlertShare15 hours ago
CCIT Bank3 Year CD0.40%down from 0.55%Set AlertShare3 hours ago
MDMidFirst Direct3 Year CD0.30%down from 1.00%Set AlertShare2 days ago
Bank of America3 Year CD0.03%down from 0.08%Set AlertShare1 year ago

3 Year CD rate history since RateBrain began tracking »

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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