Find the best CD rates here. Searching for higher interest rates than your savings account or money market account? Look into investing in a certificate of deposit (CD). CD rates can vary quite a bit, but we make finding the highest CD rates easy! Planning for retirement? Look into IRA CDs. Compare RateBrain's results for the best CD rates to the national average CD rates.






The Best 3 Year CD Rates (Certificate of Deposit). Compare the Best 3 Year CD Rates (Certificate of Deposit). FDIC insured Banks. Highest APY Interest Rate. Highest Yield CD Rates. Review the Top High Yield Certificate of Deposit rates

Android Text Messages from PC. SMS from your computer.


Best Audio Podcast Clips (PodClips)


Best CD rates - RateBrain Blog


Top 10 Videos


Credit Union CD Rates

Best 3 Year CD Rates


 Available Nationwide, Government Insured - January 29, 2023, 11:44 am PT

q
q
Bank Type APY Actions Last
Checked
Popular Direct 4.55%

(up from 0.50%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 5
(24 days ago)

Bread Financial 4.50%

(up from 4.00%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 11
(18 days ago)

Sallie Mae 4.40%

(up from 1.45%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 27
(2 days ago)

Colorado Federal Savings Bank 4.35%

(up from 1.65%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 24
(5 days ago)

Discover Bank 4.35%

(up from 0.55%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 24
(5 days ago)

Capital One 360 4.35%

(up from 4.15%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 19
(10 days ago)




`
Bank Type APY Actions Last
Checked
Ally Bank 4.35%

(up from 4.25%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 16
(13 days ago)

Synchrony Bank 4.30%

(up from 4.26%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 5
(24 days ago)

Barclays Bank 4.30%

(up from 4.15%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 11
(18 days ago)

Quontic Bank 4.30%

(up from 3.75%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 11
(18 days ago)

Quaint Oak Bank 4.25%

(up from 4.00%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 15
(14 days ago)

PenFed Credit Union 4.10%

(up from 4.05%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 27
(2 days ago)




`
Bank Type APY Actions Last
Checked
BAC Florida 4.08%

(up from 2.10%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 24
(5 days ago)

Ameriprise Bank 4.00%

(down from 4.20%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 24
(5 days ago)

TAB Bank 4.00%

(up from 0.65%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 27
(2 days ago)

Marcus (Goldman Sachs Bank) 4.00%

(up from 3.50%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 5
(24 days ago)

Apple Federal Credit Union 4.00%

(up from 3.85%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 25
(4 days ago)

TIAA Bank (EverBank) 3.80%

(up from 1.35%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 24
(5 days ago)




`
Bank Type APY Actions Last
Checked
Virtual Bank 3.77%

(up from 1.05%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 4
(25 days ago)

Goldwater Bank 3.75%

(up from 3.50%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 5
(24 days ago)

USAA 3.71%

(up from 0.28%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 4
(25 days ago)

Androscoggin Bank 3.56%

(up from 2.78%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 16
(13 days ago)

Bank7 3.55%

(up from 0.70%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 24
(5 days ago)

Vio Bank 3.50%

(up from 0.45%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 4
(25 days ago)

TFCU (formerly Melrose Credit Union) 3.50%

(up from 2.75%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 5
(24 days ago)



`
Bank Type APY Actions Last
Checked
Self Help Credit Union 3.35%

(up from 2.22%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 19
(10 days ago)

Citizens Access 3.35%

(up from 3.15%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Dec 18
(11 days ago)

Riverland Credit Union 3.10%

(up from 1.26%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 11
(18 days ago)

CD Bank 3.05%

(up from 2.71%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 24
(5 days ago)

Nat'l Bank of Kansas City 3.04%

(up from 2.07%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 23
(6 days ago)

Gulf Coast Bank 3.00%

(up from 2.15%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 24
(5 days ago)

Academy Bank 2.52%

(up from 0.65%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 19
(10 days ago)

Abound Credit Union 2.50%

(up from 2.25%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 24
(5 days ago)

Mountain One Bank 1.75%

(up from 1.35%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 8
(21 days ago)

PurePoint 1.50%

(up from 0.25%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 5
(24 days ago)

American Express 1.15%

(up from 0.45%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 24
(5 days ago)

First Command Bank 1.10%

(up from 1.05%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 24
(5 days ago)

First National Community Bank 0.60%

(up from 0.50%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 27
(2 days ago)

Banesco 0.55%

(up from 0.40%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 19
(10 days ago)

ConnectOne Bank 0.50%

(down from 0.75%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 24
(5 days ago)

CIT Bank 0.40%

(down from 0.55%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 24
(5 days ago)

MidFirst Direct 0.30%

(down from 1.00%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 4
(25 days ago)

Able Banking 0.15%

(down from 0.65%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 27
(2 days ago)

Bank of America 0.03%

(down from 0.08%)
Email this CD ratesEmail this rate »

Set Rate Alert for 3 Year CD RatesGet Rate Alerts »
Jan 4
(25 days ago)



Please Note: We are not a bank or credit union and are not affiliated with any. This information is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

Contact Us

Privacy Policy