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Credit Union CD Rates

Best 3 Year CD Rates


 Available Nationwide, Government Insured - October 1, 2023, 10:19 pm PT

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Bank Type APY Actions Last
Checked
Valley Direct 5.60% -

(steady @ 5.60%)
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Sep 19
(12 days ago)

Ameriprise Bank 4.80%

(up from 4.15%)
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Aug 24
(7 days ago)

Bread Financial 4.75%

(up from 4.50%)
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Aug 24
(7 days ago)

Popular Direct 4.75%

(up from 4.60%)
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Aug 1
(2 days ago)

Self Help Credit Union 4.55%

(up from 4.24%)
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Aug 1
(2 days ago)

BMO Alto 4.50%

(up from 4.30%)
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Aug 4
(27 days ago)




`
Bank Type APY Actions Last
Checked
Colorado Federal Savings Bank 4.45%

(up from 4.35%)
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Aug 4
(27 days ago)

Quontic Bank 4.40%

(up from 4.30%)
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Aug 24
(7 days ago)

CFG Bank 4.30%

(down from 4.50%)
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Aug 17
(14 days ago)

Discover Bank 4.30%

(down from 4.35%)
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Sep 27
(4 days ago)

Capital One 360 4.30%

(down from 4.35%)
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Sep 27
(4 days ago)

Barclays Bank 4.30%

(up from 4.15%)
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Sep 3
(28 days ago)




`
Bank Type APY Actions Last
Checked
PenFed Credit Union 4.30%

(up from 4.10%)
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Aug 24
(7 days ago)

Synchrony Bank 4.30%

(up from 4.26%)
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Sep 27
(4 days ago)

Marcus (Goldman Sachs Bank) 4.30%

(up from 4.00%)
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Aug 24
(7 days ago)

TAB Bank 4.25%

(up from 4.15%)
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Aug 24
(7 days ago)

Quaint Oak Bank 4.25%

(up from 4.00%)
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Sep 3
(28 days ago)

TFCU (formerly Melrose Credit Union) 4.25%

(up from 3.50%)
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Sep 27
(4 days ago)




`
Bank Type APY Actions Last
Checked
Ally Bank 4.25%

(down from 5.15%)
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Sep 27
(4 days ago)

Goldwater Bank 4.25%

(up from 4.20%)
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Aug 21
(10 days ago)

BAC Florida 4.18%

(up from 4.08%)
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Aug 1
(2 days ago)

TIAA Bank (EverBank) 4.10%

(up from 2.40%)
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Sep 23
(8 days ago)

Sallie Mae 4.00%

(down from 4.40%)
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Aug 24
(7 days ago)

Apple Federal Credit Union 4.00%

(down from 4.50%)
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Aug 18
(13 days ago)

USAA 4.00%

(up from 3.90%)
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Aug 1
(2 days ago)



`
Bank Type APY Actions Last
Checked
Merchants Bank of Indiana 3.98% -

(steady @ 3.98%)
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Aug 17
(14 days ago)

Riverland Credit Union 3.80%

(up from 3.55%)
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Sep 3
(28 days ago)

Virtual Bank 3.77%

(up from 1.05%)
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Aug 24
(7 days ago)

Gulf Coast Bank 3.75%

(down from 4.15%)
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Aug 12
(19 days ago)

Androscoggin Bank 3.56%

(up from 2.78%)
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Sep 20
(11 days ago)

Total Direct Bank 3.56% -

(steady @ 3.56%)
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Aug 18
(13 days ago)

Vio Bank 3.50%

(up from 0.45%)
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Aug 24
(7 days ago)

Citizens Access 3.35%

(up from 3.15%)
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Dec 18
(14 days ago)

Ivy Bank 3.25% -

(steady @ 3.25%)
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Aug 24
(7 days ago)

Nat'l Bank of Kansas City 3.25%

(up from 3.04%)
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Aug 21
(10 days ago)

CD Bank 3.05%

(up from 2.71%)
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Sep 27
(4 days ago)

Academy Bank 3.03%

(up from 2.52%)
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Sep 23
(8 days ago)

Abound Credit Union 3.00%

(up from 2.50%)
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Aug 4
(27 days ago)

Brio Direct 2.45% -

(steady @ 2.45%)
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Aug 1
(2 days ago)

Newtek Bank 2.00% -

(steady @ 2.00%)
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Aug 21
(10 days ago)

Mountain One Bank 1.75%

(up from 1.35%)
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Sep 3
(28 days ago)

American Express 1.15%

(up from 0.45%)
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Aug 1
(2 days ago)

First Command Bank 1.10%

(up from 1.05%)
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Aug 17
(14 days ago)

First National Community Bank 0.60%

(up from 0.50%)
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Aug 13
(18 days ago)

Banesco 0.55%

(up from 0.40%)
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Sep 23
(8 days ago)

CIT Bank 0.40%

(down from 0.55%)
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Sep 10
(21 days ago)

MidFirst Direct 0.30%

(down from 1.00%)
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Aug 1
(2 days ago)

Able Banking 0.15%

(down from 0.65%)
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Aug 24
(7 days ago)

Bank of America 0.03%

(down from 0.08%)
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Aug 18
(13 days ago)



Please Note: We are not a bank or credit union and are not affiliated with any. This information is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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