Find the best CD rates here. Searching for higher interest rates than your savings account or money market account? Look into investing in a certificate of deposit (CD). CD rates can vary quite a bit, but we make finding the highest CD rates easy! Planning for retirement? Look into IRA CDs. Compare RateBrain's results for the best CD rates to the national average CD rates.

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The Best 5 Year CD Rates (Certificate of Deposit). Compare the Best 5 Year CD Rates (Certificate of Deposit). FDIC insured Banks. Highest APY Interest Rate. Highest Yield CD Rates. Review the Top High Yield Certificate of Deposit rates

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Best 5 Year CD Rates


 Available Nationwide, Government Insured - May 16, 2025, 9:21 pm PT

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Bank Type APY Actions Last
Checked
Goldwater Bank 4.25% ↓

(down from 4.50%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Apr 6
(9 days ago)
Bread Financial 4.25% ↓

(down from 4.35%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Dec 21
(27 days ago)
Synchrony Bank 4.15% ↑

(up from 4.00%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		May 15
(Yesterday)
Self Help Credit Union 4.08% ↓

(down from 4.65%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Jul 19
(28 days ago)
CFG Bank 4.05% ↓

(down from 4.20%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Jul 19
(28 days ago)
Popular Direct 4.05% ↓

(down from 4.15%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		May 15
(Yesterday)



`
Bank Type APY Actions Last
Checked
Riverland Credit Union 4.00% ↑

(up from 3.75%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Jan 21
(26 days ago)
Sallie Mae 4.00% ↓

(down from 4.25%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Mar 13
(5 days ago)
Apple Federal Credit Union 4.00% ↑

(up from 3.90%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Dec 30
(18 days ago)
Gulf Coast Bank 4.00% ↓

(down from 4.15%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Sep 23
(24 days ago)
TAB Bank 4.00% ↓

(down from 5.27%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		May 18
(29 days ago)
First Internet Bank 3.97% ↑

(up from 3.65%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		May 15
(Yesterday)



`
Bank Type APY Actions Last
Checked
Colorado Federal Savings Bank 3.80% ↓

(down from 4.45%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Oct 7
(9 days ago)
Marcus (Goldman Sachs Bank) 3.75% ↑

(up from 3.65%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		May 15
(Yesterday)
Quaint Oak Bank 3.75% ↓

(down from 4.00%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		May 16
(Today)
BMO Alto 3.60% ↓

(down from 4.90%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Feb 13
(2 days ago)
Virtual Bank 3.51% ↓

(down from 5.00%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Mar 4
(14 days ago)
Ally Bank 3.50% ↑

(up from 3.40%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		May 15
(Yesterday)



`
Bank Type APY Actions Last
Checked
Discover Bank 3.50% ↑

(up from 3.40%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		May 16
(Today)
Capital One 3.50% ↓

(down from 3.60%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		May 16
(Today)
EverBank 3.50% ↑

(up from 3.45%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		May 16
(Today)
Capital One 360 3.50% ↓

(down from 3.60%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		May 15
(Yesterday)
Abound Credit Union 3.25% ↓

(down from 3.50%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		May 15
(Yesterday)
Nat'l Bank of Kansas City 3.25% ↑

(up from 3.20%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Jan 19
(28 days ago)
Barclays Bank 3.25% ↓

(down from 3.75%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		May 15
(Yesterday)


`
Bank Type APY Actions Last
Checked
CD Bank 3.15% ↑

(up from 2.87%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Apr 14
(Yesterday)
PenFed Credit Union 3.10% ↓

(down from 3.20%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		May 16
(Today)
Total Direct Bank 3.05% -

(steady @ 3.05%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Oct 7
(9 days ago)
Academy Bank 3.03% ↑

(up from 2.52%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Feb 9
(6 days ago)
Elements Financial 3.00% ↑

(up from 0.90%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Mar 10
(8 days ago)
Third Federal Savings and Loan 3.00% ↑

(up from 1.50%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Oct 2
(14 days ago)
Patelco 3.00% ↑

(up from 2.50%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Jan 21
(26 days ago)
American Express 3.00% ↓

(down from 3.25%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Mar 5
(13 days ago)
TFCU (formerly Melrose Credit Union) 3.00% ↓

(down from 3.25%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		May 16
(Today)
Vio Bank 2.75% ↑

(up from 2.50%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Apr 8
(7 days ago)
Ivy Bank 2.60% -

(steady @ 2.60%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Mar 18
(Today)
Connexus Credit Union 2.50% ↓

(down from 2.52%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		May 16
(Today)
USAA 2.50% ↓

(down from 4.00%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Feb 16
(Today)
Citibank 2.00% ↓

(down from 2.50%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Apr 6
(9 days ago)
Newtek Bank 2.00% -

(steady @ 2.00%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Mar 5
(13 days ago)
Chase Bank 2.00% ↑

(up from 1.50%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Feb 3
(13 days ago)
Live Oak Bank 2.00% ↓

(down from 2.50%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		May 5
(11 days ago)
Mountain One Bank 2.00% ↑

(up from 1.65%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Apr 6
(9 days ago)
First National Community Bank 1.00% ↓

(down from 1.15%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Feb 3
(13 days ago)
Salem Five 0.50% ↓

(down from 2.25%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Apr 5
(10 days ago)
CIT Bank 0.50% ↓

(down from 1.70%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		May 15
(Yesterday)
MidFirst Direct 0.50% ↓

(down from 0.55%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Apr 15
(Today)
Androscoggin Bank 0.45% ↑

(up from 0.35%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Apr 8
(7 days ago)
Nationwide Bank 0.20% ↓

(down from 2.10%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		May 16
(Today)
Bank of America 0.03% ↑

(up from 0.01%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 5 Year CD RatesGet Rate Alerts » 		Mar 2
(16 days ago)


Please Note: We are not a bank or credit union and are not affiliated with any. This information is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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