Find the best CD rates here. Searching for higher interest rates than your savings account or money market account? Look into investing in a certificate of deposit (CD). CD rates can vary quite a bit, but we make finding the highest CD rates easy! Planning for retirement? Look into IRA CDs. Compare RateBrain's results for the best CD rates to the national average CD rates.

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Credit Union CD Rates




Best 5 Year CD Rates


 Available Nationwide, Government Insured - October 1, 2023, 9:28 pm PT

Bank Type APY Actions Last
Checked
Ally Bank 5.15%

(up from 4.10%)
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Sep 27
(4 days ago)

Popular Direct 4.65%

(up from 4.60%)
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Sep 27
(4 days ago)

Self Help Credit Union 4.65%

(up from 4.34%)
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Sep 23
(8 days ago)

First Internet Bank 4.59%

(up from 4.49%)
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Sep 27
(4 days ago)

Barclays Bank 4.50%

(up from 4.35%)
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Sep 27
(4 days ago)

BMO Alto 4.50%

(up from 4.30%)
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Aug 12
(19 days ago)




`
Bank Type APY Actions Last
Checked
Quaint Oak Bank 4.50%

(up from 4.25%)
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Sep 27
(4 days ago)

Colorado Federal Savings Bank 4.45%

(up from 3.95%)
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Aug 21
(10 days ago)

Bread Financial 4.35%

(up from 4.25%)
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Aug 19
(12 days ago)

Goldwater Bank 4.25%

(up from 4.20%)
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Aug 1
(2 days ago)

CFG Bank 4.20%

(down from 4.50%)
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Aug 24
(7 days ago)

Capital One 360 4.10%

(down from 4.40%)
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Sep 27
(4 days ago)




`
Bank Type APY Actions Last
Checked
Capital One 4.10%

(down from 4.40%)
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Sep 27
(4 days ago)

USAA 4.00%

(up from 2.02%)
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Aug 26
(5 days ago)

PenFed Credit Union 4.00%

(up from 3.90%)
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Sep 23
(8 days ago)

Synchrony Bank 4.00%

(down from 4.30%)
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Sep 27
(4 days ago)

Gulf Coast Bank 4.00%

(down from 4.15%)
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Sep 23
(8 days ago)

TAB Bank 4.00%

(up from 3.90%)
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Aug 24
(7 days ago)




`
Bank Type APY Actions Last
Checked
Third Federal Savings and Loan 4.00%

(up from 0.70%)
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Aug 24
(7 days ago)

Apple Federal Credit Union 4.00%

(up from 3.90%)
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Aug 24
(7 days ago)

Sallie Mae 4.00%

(down from 4.25%)
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Sep 23
(8 days ago)

Discover Bank 4.00%

(down from 4.10%)
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Sep 27
(4 days ago)

TIAA Bank (EverBank) 3.95%

(up from 3.45%)
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Sep 23
(8 days ago)

Connexus Credit Union 3.91%

(down from 4.16%)
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Sep 27
(4 days ago)

Marcus (Goldman Sachs Bank) 3.80%

(up from 3.50%)
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Sep 27
(4 days ago)



`
Bank Type APY Actions Last
Checked
Riverland Credit Union 3.75%

(up from 3.60%)
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Aug 24
(7 days ago)

Virtual Bank 3.51%

(up from 1.01%)
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Aug 24
(7 days ago)

TFCU (formerly Melrose Credit Union) 3.50%

(up from 2.90%)
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Sep 27
(4 days ago)

Abound Credit Union 3.50%

(up from 3.00%)
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Sep 27
(4 days ago)

Nat'l Bank of Kansas City 3.25%

(up from 3.20%)
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Aug 24
(7 days ago)

CD Bank 3.15%

(up from 2.87%)
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Sep 27
(4 days ago)

Total Direct Bank 3.05% -

(steady @ 3.05%)
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Aug 17
(14 days ago)

Academy Bank 3.03%

(up from 2.52%)
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Aug 21
(10 days ago)

American Express 3.00%

(down from 3.25%)
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Sep 3
(28 days ago)

Elements Financial 3.00%

(up from 0.90%)
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Sep 13
(18 days ago)

Patelco 3.00%

(up from 2.50%)
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Aug 24
(7 days ago)

Vio Bank 2.75%

(up from 2.50%)
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Aug 1
(2 days ago)

Ivy Bank 2.60% -

(steady @ 2.60%)
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Sep 20
(11 days ago)

Citibank 2.50%

(up from 2.00%)
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Sep 23
(8 days ago)

Salem Five 2.25%

(up from 0.50%)
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Sep 10
(21 days ago)

Newtek Bank 2.00% -

(steady @ 2.00%)
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Aug 24
(7 days ago)

Live Oak Bank 2.00%

(down from 2.50%)
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Aug 3
(Today)

Mountain One Bank 2.00%

(up from 1.65%)
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Sep 23
(8 days ago)

Chase Bank 1.50%

(up from 0.10%)
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Aug 18
(13 days ago)

First National Community Bank 1.00%

(down from 1.15%)
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Aug 24
(7 days ago)

CIT Bank 0.50%

(down from 1.70%)
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Sep 27
(4 days ago)

MidFirst Direct 0.50%

(down from 0.55%)
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Aug 1
(2 days ago)

Androscoggin Bank 0.45%

(up from 0.35%)
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Sep 3
(28 days ago)

Nationwide Bank 0.20%

(down from 2.10%)
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Sep 23
(8 days ago)

Bank of America 0.03%

(up from 0.01%)
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Aug 17
(14 days ago)



Please Note: We are not a bank or credit union and are not affiliated with any. This information is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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