Capital One 360 CD Rate - 5 Year
Capital One 360's 5 Year CD pays 3.60% APY as of September 22, 2026, checked 7 days ago. Since RateBrain began tracking it in 2010, this 5 Year CD has paid as much as 4.40% (Dec 2022) and as little as 0.40% (Oct 2020). It is currently above the median 5 Year CD rate we track (3.40% across 78 banks).
3.60% APY
up from 3.50% on Dec 10, 2025
- Last checked
- Sep 22 · 7 days ago
- Minimum deposit
- None
Rate history
Now 3.60% APY
- All-time high 4.40% (Dec 2022)
- Low 0.40% (Oct 2020)
- 1-year change 0.00
- 66 changes
- Tracked since Oct 2010
- Full rate history »
The gray line is the median 5 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| December 10, 2025 | 3.60% | +0.10 |
| October 31, 2025 | 3.50% | −0.10 |
| September 15, 2025 | 3.60% | −0.15 |
| July 23, 2025 | 3.75% | +0.25 |
| September 23, 2024 | 3.50% | −0.10 |
| September 11, 2024 | 3.60% | −0.15 |
| August 7, 2024 | 3.75% | −0.15 |
| April 15, 2024 | 3.90% | −0.10 |
| January 21, 2024 | 4.00% | −0.10 |
| February 9, 2023 | 4.10% | −0.30 |
| December 14, 2022 | 4.40% | +0.15 |
| October 28, 2022 | 4.25% | +0.75 |
| September 29, 2022 | 3.50% | +0.25 |
| August 17, 2022 | 3.25% | +0.05 |
| August 11, 2022 | 3.20% | +0.30 |
| June 28, 2022 | 2.90% | +0.30 |
| June 7, 2022 | 2.60% | +0.10 |
| May 29, 2022 | 2.50% | +0.25 |
| May 5, 2022 | 2.25% | +0.10 |
| April 28, 2022 | 2.15% | +0.15 |
Show all 66 changes
| Date | APY | Change |
|---|---|---|
| April 20, 2022 | 2.00% | +0.80 |
| February 26, 2022 | 1.20% | +0.20 |
| November 11, 2021 | 1.00% | +0.20 |
| October 26, 2021 | 0.80% | +0.40 |
| October 8, 2020 | 0.40% | −0.20 |
| September 11, 2020 | 0.60% | −0.40 |
| June 12, 2020 | 1.00% | −0.30 |
| May 25, 2020 | 1.30% | −0.10 |
| April 20, 2020 | 1.40% | −0.10 |
| April 14, 2020 | 1.50% | +0.10 |
| April 2, 2020 | 1.40% | +0.55 |
| March 13, 2020 | 0.85% | −0.75 |
| September 13, 2019 | 1.60% | −0.70 |
| August 29, 2019 | 2.30% | −0.20 |
| June 30, 2019 | 2.50% | −0.40 |
| June 3, 2019 | 2.90% | −0.10 |
| May 15, 2019 | 3.00% | −0.10 |
| November 19, 2018 | 3.10% | +0.10 |
| August 8, 2018 | 3.00% | +0.10 |
| July 10, 2018 | 2.90% | +0.10 |
| May 18, 2018 | 2.80% | +0.05 |
| April 24, 2018 | 2.75% | +0.10 |
| March 5, 2018 | 2.65% | +0.20 |
| December 7, 2017 | 2.45% | +0.15 |
| November 8, 2017 | 2.30% | +0.30 |
| September 14, 2017 | 2.00% | −0.10 |
| May 10, 2017 | 2.10% | −0.20 |
| March 14, 2017 | 2.30% | +0.30 |
| December 9, 2016 | 2.00% | +0.75 |
| July 2, 2016 | 1.25% | −0.25 |
| June 26, 2016 | 1.50% | −0.20 |
| February 17, 2016 | 1.70% | −0.30 |
| February 8, 2016 | 2.00% | −0.20 |
| December 13, 2015 | 2.20% | +0.10 |
| October 5, 2015 | 2.10% | −0.15 |
| September 9, 2015 | 2.25% | +0.23 |
| September 4, 2015 | 2.02% | −0.23 |
| June 13, 2015 | 2.25% | +0.05 |
| May 13, 2015 | 2.20% | +1.30 |
| December 10, 2012 | 0.90% | −0.10 |
| December 26, 2011 | 1.00% | −0.10 |
| October 17, 2011 | 1.10% | −0.15 |
| August 1, 2011 | 1.25% | −0.25 |
| June 9, 2011 | 1.50% | +0.25 |
| December 9, 2010 | 1.25% | −0.25 |
| October 7, 2010 | 1.50% | first tracked |
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Copy linkOther Capital One 360 rates
- 6 Month CD3.30%
- 9 Month CD3.75%
- 11 Month CD4.30%
- 1 Year CD4.00%
- 18 Month CD3.60%
- 2 Year CD3.50%
- 30 Month CD3.50%
- 3 Year CD3.50%
- 4 Year CD3.50%
Other 5 Year CD rates
- Raymond James Bank5.00%
- State Bank of India4.58%
- NASA Federal Credit Union4.55%
- Bread Financial4.50%
- BTG Pactual US4.50%
- Popular Direct4.50%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.