Capital One 360 CD Rate - 5 Year

Capital One 360's 5 Year CD pays 3.60% APY as of November 13, 2026, checked 1 hour ago. Since RateBrain began tracking it in 2010, this 5 Year CD has paid as much as 4.40% (Dec 2022) and as little as 0.40% (Oct 2020). It is currently above the median 5 Year CD rate we track (3.41% across 113 banks).

3.60% APY

up from 3.50% on Dec 10, 2025

Last checked: Nov 13 · 1 hour ago
Minimum deposit: None

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See the full Capital One 360 5 Year CD rate history »

Capital One 360 CD Rate - 5 Year CD - Rate History

Now 3.60% APY

All-time high 4.40% (Dec 2022)
Low 0.40% (Oct 2020)
1-year change +0.10
66 changes
Tracked since Oct 2010
Full rate history »

The gray line is the median 5 Year CD rate across the banks we tracked each month.

Rate changes

Date	APY	Change
December 10, 2025	3.60%	+0.10
October 31, 2025	3.50%	−0.10
September 15, 2025	3.60%	−0.15
July 23, 2025	3.75%	+0.25
September 23, 2024	3.50%	−0.10
September 11, 2024	3.60%	−0.15
August 7, 2024	3.75%	−0.15
April 15, 2024	3.90%	−0.10
January 21, 2024	4.00%	−0.10
February 9, 2023	4.10%	−0.30
December 14, 2022	4.40%	+0.15
October 28, 2022	4.25%	+0.75
September 29, 2022	3.50%	+0.25
August 17, 2022	3.25%	+0.05
August 11, 2022	3.20%	+0.30
June 28, 2022	2.90%	+0.30
June 7, 2022	2.60%	+0.10
May 29, 2022	2.50%	+0.25
May 5, 2022	2.25%	+0.10
April 28, 2022	2.15%	+0.15

Show all 66 changes

Date	APY	Change
April 20, 2022	2.00%	+0.80
February 26, 2022	1.20%	+0.20
November 11, 2021	1.00%	+0.20
October 26, 2021	0.80%	+0.40
October 8, 2020	0.40%	−0.20
September 11, 2020	0.60%	−0.40
June 12, 2020	1.00%	−0.30
May 25, 2020	1.30%	−0.10
April 20, 2020	1.40%	−0.10
April 14, 2020	1.50%	+0.10
April 2, 2020	1.40%	+0.55
March 13, 2020	0.85%	−0.75
September 13, 2019	1.60%	−0.70
August 29, 2019	2.30%	−0.20
June 30, 2019	2.50%	−0.40
June 3, 2019	2.90%	−0.10
May 15, 2019	3.00%	−0.10
November 19, 2018	3.10%	+0.10
August 8, 2018	3.00%	+0.10
July 10, 2018	2.90%	+0.10
May 18, 2018	2.80%	+0.05
April 24, 2018	2.75%	+0.10
March 5, 2018	2.65%	+0.20
December 7, 2017	2.45%	+0.15
November 8, 2017	2.30%	+0.30
September 14, 2017	2.00%	−0.10
May 10, 2017	2.10%	−0.20
March 14, 2017	2.30%	+0.30
December 9, 2016	2.00%	+0.75
July 2, 2016	1.25%	−0.25
June 26, 2016	1.50%	−0.20
February 17, 2016	1.70%	−0.30
February 8, 2016	2.00%	−0.20
December 13, 2015	2.20%	+0.10
October 5, 2015	2.10%	−0.15
September 9, 2015	2.25%	+0.23
September 4, 2015	2.02%	−0.23
June 13, 2015	2.25%	+0.05
May 13, 2015	2.20%	+1.30
December 10, 2012	0.90%	−0.10
December 26, 2011	1.00%	−0.10
October 17, 2011	1.10%	−0.15
August 1, 2011	1.25%	−0.25
June 9, 2011	1.50%	+0.25
December 9, 2010	1.25%	−0.25
October 7, 2010	1.50%	first tracked

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Common questions

What is the Capital One 360 5 Year CD rate today?

The Capital One 360 5 Year CD pays 3.60% APY as of November 13, 2026, checked 1 hour ago.

How does the Capital One 360 5 Year CD compare with other 5 Year CDs?

It pays 3.60% APY. The median across the 113 5 Year CD rates RateBrain tracks is 3.41%, so it is 0.19 percentage points above the median.

What has the Capital One 360 5 Year CD paid over time?

Since RateBrain began tracking it in 2010, it has paid as much as 4.40% (Dec 2022) and as little as 0.40% (Oct 2020).

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.