Capital One 360 CD Rate - 1 Year
Capital One 360's 1 Year CD pays 4.00% APY as of October 28, 2026, checked 17 minutes ago. Since RateBrain began tracking it in 2009, this 1 Year CD has paid as much as 5.25% (Dec 2023) and as little as 0.20% (Oct 2020). It is currently at the median 1 Year CD rate we track (4.00% across 144 banks).
4.00% APY
down from 4.10% on Nov 26, 2024
- Last checked
- Oct 28 · 17 minutes ago
- Minimum deposit
- None
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See the full Capital One 360 1 Year CD rate history »
Capital One 360 CD Rate - 1 Year CD - Rate History
Now 4.00% APY
- All-time high 5.25% (Dec 2023)
- Low 0.20% (Oct 2020)
- 1-year change 0.00
- 67 changes
- Tracked since Sep 2009
- Full rate history »
The gray line is the median 1 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| November 26, 2024 | 4.00% | −0.10 |
| November 14, 2024 | 4.10% | −0.10 |
| September 20, 2024 | 4.20% | −0.05 |
| September 10, 2024 | 4.25% | −0.25 |
| August 9, 2024 | 4.50% | −0.50 |
| May 12, 2024 | 5.00% | +0.20 |
| April 15, 2024 | 4.80% | −0.10 |
| March 14, 2024 | 4.90% | −0.10 |
| January 21, 2024 | 5.00% | −0.25 |
| December 11, 2023 | 5.25% | +0.25 |
| September 20, 2023 | 5.00% | +0.15 |
| August 1, 2023 | 4.85% | +0.10 |
| June 14, 2023 | 4.75% | +0.60 |
| December 14, 2022 | 4.15% | +0.15 |
| October 28, 2022 | 4.00% | +3.80 |
| October 12, 2020 | 0.20% | −0.10 |
| September 14, 2020 | 0.30% | −0.20 |
| June 23, 2020 | 0.50% | −0.50 |
| May 24, 2020 | 1.00% | −0.30 |
| May 12, 2020 | 1.30% | −0.20 |
Show all 67 changes
| Date | APY | Change |
|---|---|---|
| March 31, 2020 | 1.50% | +0.50 |
| March 17, 2020 | 1.00% | −0.90 |
| February 10, 2020 | 1.90% | −0.10 |
| December 16, 2019 | 2.00% | −0.10 |
| November 18, 2019 | 2.10% | −0.10 |
| October 16, 2019 | 2.20% | −0.10 |
| September 18, 2019 | 2.30% | −0.10 |
| August 13, 2019 | 2.40% | +0.10 |
| June 27, 2019 | 2.30% | −0.20 |
| June 3, 2019 | 2.50% | −0.20 |
| December 14, 2018 | 2.70% | +0.10 |
| November 25, 2018 | 2.60% | +0.10 |
| September 25, 2018 | 2.50% | +0.10 |
| August 8, 2018 | 2.40% | +0.10 |
| June 27, 2018 | 2.30% | +0.05 |
| May 18, 2018 | 2.25% | +0.15 |
| April 18, 2018 | 2.10% | +0.05 |
| March 27, 2018 | 2.05% | +0.05 |
| March 5, 2018 | 2.00% | +0.35 |
| December 7, 2017 | 1.65% | +0.75 |
| May 8, 2017 | 0.90% | −0.40 |
| March 13, 2017 | 1.30% | +0.40 |
| January 8, 2017 | 0.90% | −0.35 |
| December 9, 2016 | 1.25% | +0.50 |
| October 4, 2016 | 0.75% | −0.15 |
| September 10, 2016 | 0.90% | +0.15 |
| February 20, 2016 | 0.75% | −0.25 |
| February 8, 2016 | 1.00% | −0.30 |
| January 23, 2016 | 1.30% | +0.90 |
| December 7, 2012 | 0.40% | −0.10 |
| December 9, 2011 | 0.50% | −0.10 |
| October 17, 2011 | 0.60% | −0.15 |
| February 23, 2011 | 0.75% | −0.25 |
| December 7, 2010 | 1.00% | −0.25 |
| September 21, 2010 | 1.25% | +0.25 |
| July 19, 2010 | 1.00% | −0.25 |
| July 1, 2010 | 1.25% | +0.25 |
| March 19, 2010 | 1.00% | −0.10 |
| March 4, 2010 | 1.10% | −0.15 |
| February 17, 2010 | 1.25% | −0.25 |
| February 5, 2010 | 1.50% | −0.10 |
| January 15, 2010 | 1.60% | −0.15 |
| December 31, 2009 | 1.75% | −0.25 |
| December 12, 2009 | 2.00% | +0.25 |
| October 24, 2009 | 1.75% | −0.35 |
| October 3, 2009 | 2.10% | +0.25 |
| September 25, 2009 | 1.85% | first tracked |
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ShareOther Capital One 360 rates
- 6 Month CD3.30%
- 9 Month CD3.75%
- 11 Month CD4.50%
- 18 Month CD3.60%
- 2 Year CD3.50%
- 30 Month CD3.50%
- 3 Year CD3.50%
- 4 Year CD3.50%
- 5 Year CD3.60%
- Checking Account0.10%
Other 1 Year CD rates
- USALLIANCE Financial5.00%
- State Bank of India4.89%
- BTG Pactual US4.65%
- Merrick Bank4.65%
- Popular Direct4.60%
- E*TRADE Bank4.55%
Common questions
What is the Capital One 360 1 Year CD rate today?
The Capital One 360 1 Year CD pays 4.00% APY as of October 28, 2026, checked 17 minutes ago.
How does the Capital One 360 1 Year CD compare with other 1 Year CDs?
It pays 4.00% APY. The median across the 144 1 Year CD rates RateBrain tracks is 4.00%, so it is the same as the median.
What has the Capital One 360 1 Year CD paid over time?
Since RateBrain began tracking it in 2009, it has paid as much as 5.25% (Dec 2023) and as little as 0.20% (Oct 2020).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.