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Capital One 360 CD Rate - 2 Year

Capital One 360's 2 Year CD pays 3.50% APY as of September 22, 2026, checked 1 hour ago. The rate was lowered from 4.40% on September 20, 2026. Since RateBrain began tracking it in 2010, this 2 Year CD has paid as much as 4.40% (Aug 2023) and as little as 0.25% (Oct 2020). It is currently at the median 2 Year CD rate we track (3.50% across 59 banks).

3.50% APY

down from 4.40% on Sep 20

Last checked
Sep 22 · 1 hour ago
Minimum deposit
None
View on Capital One 360’s website »See all Capital One 360 rates »

Rate history

Now 3.50% APY

Capital One 360 2 Year CD APY historyStep chart of 59 rate changes from Oct 2010 to Sep 2026. High 4.40% (Aug 2023), low 0.25% (Oct 2020), current 3.50%.0.00%1.00%2.00%3.00%4.00%5.00%201120142017202020232026median3.50%4.40% · Aug 20230.25% · Oct 2020

The gray line is the median 2 Year CD rate across the banks we tracked each month.

Rate changes

DateAPYChange
September 20, 20263.50%−0.90
August 24, 20234.40%+0.05
August 1, 20234.35%+0.05
December 15, 20224.30%+0.20
October 28, 20224.10%+0.80
September 28, 20223.30%+0.30
September 4, 20223.00%+0.20
August 17, 20222.80%+0.20
July 28, 20222.60%+0.35
June 28, 20222.25%+0.15
June 7, 20222.10%+0.10
May 26, 20222.00%+0.30
May 5, 20221.70%+0.10
April 21, 20221.60%+0.70
March 29, 20220.90%+0.10
February 26, 20220.80%+0.10
November 16, 20210.70%+0.45
October 13, 20200.25%−0.15
September 11, 20200.40%−0.35
June 22, 20200.75%−0.35
Show all 59 changes
DateAPYChange
May 24, 20201.10%−0.25
May 15, 20201.35%−0.05
April 3, 20201.40%+0.45
March 13, 20200.95%−0.65
March 6, 20201.60%−0.20
September 16, 20191.80%−0.40
August 23, 20192.20%−0.15
June 30, 20192.35%−0.25
June 3, 20192.60%−0.15
May 15, 20192.75%−0.05
December 14, 20182.80%+0.10
November 13, 20182.70%+0.10
September 24, 20182.60%+0.10
June 27, 20182.50%+0.15
May 31, 20182.35%+0.10
April 24, 20182.25%+0.05
March 5, 20182.20%+0.35
December 7, 20171.85%+0.10
November 8, 20171.75%+0.55
September 11, 20171.20%−0.40
June 30, 20171.60%+0.15
May 10, 20171.45%−0.15
March 15, 20171.60%+0.15
December 3, 20161.45%+0.35
July 2, 20161.10%−0.20
June 27, 20161.30%−0.10
June 14, 20161.40%+0.30
March 2, 20161.10%−0.40
February 10, 20161.50%+0.20
December 16, 20151.30%+0.30
June 13, 20151.00%−0.10
May 15, 20151.10%+0.70
October 26, 20120.40%−0.10
December 9, 20110.50%−0.10
October 19, 20110.60%−0.15
July 29, 20110.75%−0.25
February 23, 20111.00%−0.25
December 7, 20101.25%−0.10
October 7, 20101.35%first tracked

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Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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