Get Our Free Weekly Top 5 Bank Rates Email
Find the best CD rates here. Searching for higher interest rates than your savings account or money market account? Look into investing in a certificate of deposit (CD). CD rates can vary quite a bit, but we make finding the highest CD rates easy! Planning for retirement? Look into IRA CDs. Compare RateBrain's results for the best CD rates to the national average CD rates.
The Best 2 Year CD Rates (Certificate of Deposit). Compare the Best 2 Year CD Rates (Certificate of Deposit). FDIC insured Banks. Highest APY Interest Rate. Highest Yield CD Rates. Review the Top High Yield Certificate of Deposit rates
Android Text Messages from PC. SMS from your computer.
Best Audio Podcast Clips (PodClips)
Best CD rates - RateBrain Blog
Top 10 Videos
Credit Union CD Rates
Best 2 Year CD Rates
Available Nationwide, Government Insured - January 1, 2026, 11:11 am PT
| Bank | Type | APY | Actions | Last Checked |
|
|---|---|---|---|---|---|
| Ameriprise Bank | 2 Year CD | 4.95% ↑ (up from 4.30%) |
 Email this rate »
 Get Rate Alerts »
|
Dec 29 (4 days ago) | |
|
|
|||||
| BAC Florida | 2 Year CD | 4.85% ↓ (down from 5.05%) |
Email this rate »
Get Rate Alerts »
|
Feb 16 (16 days ago) | |
|
|
|||||
| First Internet Bank | 2 Year CD | 4.82% ↓ (down from 4.85%) |
Email this rate »
Get Rate Alerts »
|
Apr 6 (27 days ago) | |
|
|
|||||
| Colorado Federal Savings Bank | 2 Year CD | 4.80% ↑ (up from 4.70%) |
Email this rate »
Get Rate Alerts »
|
Apr 20 (13 days ago) | |
|
|
|||||
| Newtek Bank | 2 Year CD | 4.75% ↑ (up from 4.00%) |
Email this rate »
Get Rate Alerts »
|
Jul 19 (15 days ago) | |
|
|
|||||
| TAB Bank | 2 Year CD | 4.70% ↓ (down from 5.27%) |
Email this rate »
Get Rate Alerts »
|
Jul 11 (23 days ago) | |
|
|
|||||
| Bank | Type | APY | Actions | Last Checked |
|
|---|---|---|---|---|---|
| BMO Alto | 2 Year CD | 4.65% ↓ (down from 4.75%) |
Email this rate »
Get Rate Alerts »
|
Apr 24 (9 days ago) | |
|
|
|||||
| Bread Financial | 2 Year CD | 4.65% ↓ (down from 5.25%) |
Email this rate »
Get Rate Alerts »
|
Apr 15 (18 days ago) | |
|
|
|||||
| Riverland Credit Union | 2 Year CD | 4.50% ↓ (down from 5.15%) |
Email this rate »
Get Rate Alerts »
|
Jul 12 (22 days ago) | |
|
|
|||||
| Delta Community Credit Union | 2 Year CD | 4.50% ↓ (down from 5.00%) |
Email this rate »
Get Rate Alerts »
|
Apr 15 (18 days ago) | |
|
|
|||||
| Goldwater Bank | 2 Year CD | 4.50% ↑ (up from 4.35%) |
Email this rate »
Get Rate Alerts »
|
Mar 5 (29 days ago) | |
|
|
|||||
| Barclays Bank | 2 Year CD | 4.40% ↓ (down from 4.60%) |
Email this rate »
Get Rate Alerts »
|
Feb 3 (29 days ago) | |
|
|
|||||
| Bank | Type | APY | Actions | Last Checked |
|
|---|---|---|---|---|---|
| USAA | 2 Year CD | 4.40% ↑ (up from 4.00%) |
Email this rate »
Get Rate Alerts »
|
Jan 28 (5 days ago) | |
|
|
|||||
| PenFed Credit Union | 2 Year CD | 4.40% ↓ (down from 4.60%) |
Email this rate »
Get Rate Alerts »
|
Jan 19 (14 days ago) | |
|
|
|||||
| Capital One 360 | 2 Year CD | 4.40% ↑ (up from 4.35%) |
Email this rate »
Get Rate Alerts »
|
Jan 10 (23 days ago) | |
|
|
|||||
| Alliant Credit Union | 2 Year CD | 4.30% ↓ (down from 4.45%) |
Email this rate »
Get Rate Alerts »
|
Apr 15 (18 days ago) | |
|
|
|||||
| Self Help Credit Union | 2 Year CD | 4.29% ↓ (down from 4.81%) |
Email this rate »
Get Rate Alerts »
|
May 5 (29 days ago) | |
|
|
|||||
| Able Banking | 2 Year CD | 4.25% ↑ (up from 4.00%) |
Email this rate »
Get Rate Alerts »
|
Apr 26 (7 days ago) | |
|
|
|||||
| Bank | Type | APY | Actions | Last Checked |
|
|---|---|---|---|---|---|
| Valley Direct | 2 Year CD | 4.25% ↓ (down from 4.60%) |
Email this rate »
Get Rate Alerts »
|
Mar 10 (24 days ago) | |
|
|
|||||
| Vio Bank | 2 Year CD | 4.25% ↓ (down from 4.75%) |
Email this rate »
Get Rate Alerts »
|
Apr 5 (28 days ago) | |
|
|
|||||
| Total Direct Bank | 2 Year CD | 4.21% ↓ (down from 4.34%) |
Email this rate »
Get Rate Alerts »
|
Feb 26 (5 days ago) | |
|
|
|||||
| Gulf Coast Bank | 2 Year CD | 4.10% ↓ (down from 4.15%) |
Email this rate »
Get Rate Alerts »
|
Mar 5 (29 days ago) | |
|
|
|||||
| Quaint Oak Bank | 2 Year CD | 4.00% ↓ (down from 4.25%) |
Email this rate »
Get Rate Alerts »
|
Jan 21 (12 days ago) | |
|
|
|||||
| Apple Federal Credit Union | 2 Year CD | 4.00% ↓ (down from 4.36%) |
Email this rate »
Get Rate Alerts »
|
Jan 12 (20 days ago) | |
|
|
|||||
| Marcus (Goldman Sachs Bank) | 2 Year CD | 3.90% ↓ (down from 4.85%) |
Email this rate »
Get Rate Alerts »
|
Oct 7 (27 days ago) | |
|
|
|||||
| Bank | Type | APY | Actions | Last Checked |
|
|---|---|---|---|---|---|
| Virtual Bank | 2 Year CD | 3.77% ↑ (up from 1.15%) |
Email this rate »
Get Rate Alerts »
|
Mar 5 (29 days ago) | |
|
|
|||||
| Bask Bank | 2 Year CD | 3.75% ↓ (down from 4.50%) |
Email this rate »
Get Rate Alerts »
|
Feb 11 (20 days ago) | |
|
|
|||||
| Southeast Financial CU | 2 Year CD | 3.60% ↑ (up from 3.40%) |
Email this rate »
Get Rate Alerts »
|
Feb 24 (8 days ago) | |
|
|
|||||
| Capital One | 2 Year CD | 3.60% ↑ (up from 3.50%) |
Email this rate »
Get Rate Alerts »
|
Dec 22 (10 days ago) | |
|
|
|||||
| ConnectOne Bank | 2 Year CD | 3.60% ↑ (up from 0.50%) |
Email this rate »
Get Rate Alerts »
|
Dec 30 (3 days ago) | |
|
|
|||||
| Discover Bank | 2 Year CD | 3.60% ↑ (up from 3.50%) |
Email this rate »
Get Rate Alerts »
|
Dec 22 (10 days ago) | |
|
|
|||||
| American Express | 2 Year CD | 3.60% ↓ (down from 3.85%) |
Email this rate »
Get Rate Alerts »
|
Dec 22 (10 days ago) | |
|
|
|||||
| Nat'l Bank of Kansas City | 2 Year CD | 3.50% ↑ (up from 3.00%) |
Email this rate »
Get Rate Alerts »
|
Jun 2 (Yesterday) | |
|
|
|||||
| Abound Credit Union | 2 Year CD | 3.50% ↑ (up from 2.50%) |
Email this rate »
Get Rate Alerts »
|
Mar 10 (24 days ago) | |
|
|
|||||
| EverBank | 2 Year CD | 3.50% ↑ (up from 3.40%) |
Email this rate »
Get Rate Alerts »
|
Dec 22 (10 days ago) | |
|
|
|||||
| Synchrony Bank | 2 Year CD | 3.50% ↓ (down from 3.75%) |
Email this rate »
Get Rate Alerts »
|
Dec 22 (10 days ago) | |
|
|
|||||
| Patelco | 2 Year CD | 3.50% ↑ (up from 2.25%) |
Email this rate »
Get Rate Alerts »
|
Dec 30 (3 days ago) | |
|
|
|||||
| Merchants Bank of Indiana | 2 Year CD | 3.37% ↓ (down from 3.87%) |
Email this rate »
Get Rate Alerts »
|
Feb 19 (12 days ago) | |
|
|
|||||
| Quontic Bank | 2 Year CD | 3.35% ↓ (down from 4.50%) |
Email this rate »
Get Rate Alerts »
|
Jan 10 (22 days ago) | |
|
|
|||||
| Bank5 Connect | 2 Year CD | 3.30% ↑ (up from 3.20%) |
Email this rate »
Get Rate Alerts »
|
Mar 13 (21 days ago) | |
|
|
|||||
| Popular Direct | 2 Year CD | 3.30% ↓ (down from 3.45%) |
Email this rate »
Get Rate Alerts »
|
Dec 22 (10 days ago) | |
|
|
|||||
| Academy Bank | 2 Year CD | 3.29% ↓ (down from 4.58%) |
Email this rate »
Get Rate Alerts »
|
Mar 18 (16 days ago) | |
|
|
|||||
| TFCU (formerly Melrose Credit Union) | 2 Year CD | 3.00% ↓ (down from 3.50%) |
Email this rate »
Get Rate Alerts »
|
Dec 22 (10 days ago) | |
|
|
|||||
| CD Bank | 2 Year CD | 3.00% ↑ (up from 2.54%) |
Email this rate »
Get Rate Alerts »
|
Apr 5 (28 days ago) | |
|
|
|||||
| Elements Financial | 2 Year CD | 2.70% ↑ (up from 0.60%) |
Email this rate »
Get Rate Alerts »
|
Jan 21 (12 days ago) | |
|
|
|||||
| Mountain One Bank | 2 Year CD | 2.00% ↑ (up from 1.50%) |
Email this rate »
Get Rate Alerts »
|
Oct 2 (Yesterday) | |
|
|
|||||
| Live Oak Bank | 2 Year CD | 2.00% ↑ (up from 0.65%) |
Email this rate »
Get Rate Alerts »
|
Mar 10 (24 days ago) | |
|
|
|||||
| First Command Bank | 2 Year CD | 1.05% ↑ (up from 0.55%) |
Email this rate »
Get Rate Alerts »
|
Jan 21 (12 days ago) | |
|
|
|||||
| First National Community Bank | 2 Year CD | 0.55% ↑ (up from 0.50%) |
Email this rate »
Get Rate Alerts »
|
Feb 19 (12 days ago) | |
|
|
|||||
| Banesco | 2 Year CD | 0.50% ↓ (down from 0.65%) |
Email this rate »
Get Rate Alerts »
|
Apr 24 (9 days ago) | |
|
|
|||||
| CIT Bank | 2 Year CD | 0.40% ↓ (down from 1.40%) |
Email this rate »
Get Rate Alerts »
|
Dec 22 (10 days ago) | |
|
|
|||||
| Nationwide Bank | 2 Year CD | 0.20% ↓ (down from 0.40%) |
Email this rate »
Get Rate Alerts »
|
Dec 22 (10 days ago) | |
|
|
|||||
| MidFirst Direct | 2 Year CD | 0.20% ↓ (down from 0.25%) |
Email this rate »
Get Rate Alerts »
|
Feb 1 (Yesterday) | |
|
|
|||||
| Bank of America | 2 Year CD | 0.03% ↑ (up from 0.01%) |
Email this rate »
Get Rate Alerts »
|
Mar 5 (29 days ago) | |
|
|
|||||
| Charles Schwab Bank | 2 Year CD | 0.03% ↓ (down from 0.15%) |
Email this rate »
Get Rate Alerts »
|
Dec 19 (13 days ago) | |
|
|
|||||
Please Note: We are not a bank or credit union and are not affiliated with any. This information is provided 'as is' and solely for informational purposes, not for specific financial advice.
While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.
Contact Us
