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RateBrainWeekly top 5 email

Best 2 Year CD rates — October 2026

Available Nationwide, Government Insured — October 5, 2026

96 rates, highest APY first
BankTypeAPYActionsLast checked
Raymond James Bank2 Year CD4.98%up from 4.70%Set AlertShare2 days ago
PDPopular Direct2 Year CD4.65%up from 4.45%Set AlertShare3 days ago
Ridgewood Savings Bank2 Year CD4.59%steadySet AlertShare4 days ago
SIState Bank of India2 Year CD4.52%steadySet AlertShare3 days ago
BTG Pactual US2 Year CD4.50%up from 4.47%Set AlertShare3 days ago

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MMerrick Bank2 Year CD4.50%up from 4.45%Set AlertShare2 days ago
Total Bank2 Year CD4.50%up from 3.75%Set AlertShare4 days ago
DR Bank2 Year CD4.45%steadySet AlertShare2 days ago
E*TRADE2 Year CD4.40%steadySet AlertShare2 days ago
HHappen Bank2 Year CD4.40%steadySet AlertShare1 day ago
HSBC Bank2 Year CD4.40%up from 4.05%Set AlertShare4 days ago
NASA Federal Credit Union2 Year CD4.40%steadySet AlertShare9 days ago
Sallie Mae2 Year CD4.40%up from 4.35%Set AlertShare3 days ago
BBarclays Bank2 Year CD4.35%down from 4.40%Set AlertShare3 days ago
BFBread Financial2 Year CD4.35%down from 4.65%Set AlertShare3 days ago

The weekly top 5

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EagleBank2 Year CD4.35%steadySet AlertShare2 days ago
Marcus2 Year CD4.35%up from 3.90%Set AlertShare4 days ago
BBask Bank2 Year CD4.30%up from 3.75%Set AlertShare1 day ago
First National Bank of America2 Year CD4.30%steadySet AlertShare1 day ago
Accordia Bank2 Year CD4.25%steadySet AlertShare2 days ago
Nelnet Bank2 Year CD4.25%up from 4.00%Set AlertShare2 days ago
Vio Bank2 Year CD4.25%down from 4.75%Set AlertShare3 days ago
USALLIANCE Financial2 Year CD4.20%steadySet AlertShare2 days ago
TAB Bank2 Year CD4.15%down from 4.20%Set AlertShare3 days ago
CFColorado Federal Savings Bank2 Year CD4.10%down from 4.80%Set AlertShare1 day ago
RBC Bank2 Year CD4.10%steadySet AlertShare2 days ago
Self Help Credit Union2 Year CD4.08%up from 3.77%Set AlertShare2 days ago
CIBC Bank USA2 Year CD4.00%steadySet AlertShare2 days ago
QOQuaint Oak Bank2 Year CD4.00%down from 4.25%Set AlertShare3 days ago
Quontic Bank2 Year CD4.00%up from 3.15%Set AlertShare3 days ago

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The best rates. In your inbox.

Quorum Federal Credit Union2 Year CD4.00%steadySet AlertShare3 days ago
Signature Federal Credit Union2 Year CD3.95%steadySet AlertShare2 days ago
LFLangley Federal Credit Union2 Year CD3.90%steadySet AlertShare2 days ago
Provident Credit Union2 Year CD3.90%steadySet AlertShare3 days ago
ZZynlo Bank2 Year CD3.90%steadySet AlertShare1 day ago
AIAll In Credit Union2 Year CD3.82%steadySet AlertShare2 days ago
Newtek Bank2 Year CD3.80%down from 4.75%Set AlertShare2 days ago
Genisys Credit Union2 Year CD3.79%steadySet AlertShare2 days ago
Apple Federal Credit Union2 Year CD3.75%up from 3.70%Set AlertShare2 days ago
SCSpace Coast Credit Union2 Year CD3.75%steadySet AlertShare1 day ago
Lafayette Federal Credit Union2 Year CD3.71%steadySet AlertShare2 days ago
Andrews Federal Credit Union2 Year CD3.70%steadySet AlertShare2 days ago
FFlagstar Bank2 Year CD3.70%steadySet AlertShare8 hours ago
NFNavy Federal Credit Union2 Year CD3.66%steadySet AlertShare2 days ago
American Express2 Year CD3.65%up from 3.25%Set AlertShare1 day ago
Latino Community Credit Union2 Year CD3.65%steadySet AlertShare2 days ago
Riverland Credit Union2 Year CD3.65%down from 4.50%Set AlertShare3 days ago
Alliant Credit Union2 Year CD3.60%down from 4.30%Set AlertShare1 day ago
TCTexas Capital Bank2 Year CD3.60%steadySet AlertShare2 days ago
AAcademy Bank2 Year CD3.51%up from 3.10%Set AlertShare1 day ago
Abound Credit Union2 Year CD3.50%up from 2.50%Set AlertShare5 days ago
BAC Florida2 Year CD3.50%down from 3.75%Set AlertShare1 day ago
Capital One2 Year CD3.50%down from 3.60%Set AlertShare1 day ago
Capital One 3602 Year CD3.50%down from 4.40%Set AlertShare4 days ago
Forbright Bank2 Year CD3.50%steadySet AlertShare1 day ago
NNorthpointe Bank2 Year CD3.50%steadySet AlertShare4 days ago
TFCU2 Year CD3.50%up from 3.00%Set AlertShare2 days ago
VVirtual Bank2 Year CD3.41%down from 3.77%Set AlertShare2 days ago
Delta Community Credit Union2 Year CD3.40%up from 3.30%Set AlertShare1 day ago
EverBank2 Year CD3.40%down from 3.50%Set AlertShare5 days ago
Peak Bank2 Year CD3.34%steadySet AlertShare1 day ago
JFJustice Federal Credit Union2 Year CD3.31%steadySet AlertShare2 days ago
First Internet Bank2 Year CD3.30%down from 4.82%Set AlertShare5 days ago
Digital Federal Credit Union2 Year CD3.25%up from 3.00%Set AlertShare2 days ago
Fifth Third Bank2 Year CD3.25%steadySet AlertShare1 day ago
First Tech Federal Credit Union2 Year CD3.25%up from 2.90%Set AlertShare2 days ago
PenFed Credit Union2 Year CD3.20%down from 4.40%Set AlertShare2 days ago
Sharonview Federal Credit Union2 Year CD3.15%steadySet AlertShare2 days ago
BMO Alto2 Year CD3.10%up from 2.75%Set AlertShare1 day ago
Able Banking2 Year CD3.00%down from 4.25%Set AlertShare1 day ago
Goldwater Bank2 Year CD3.00%down from 4.50%Set AlertShare2 days ago
IIvy Bank2 Year CD3.00%steadySet AlertShare4 days ago
Nat'l Bank of Kansas City2 Year CD3.00%down from 3.50%Set AlertShare2 days ago
Patelco2 Year CD3.00%down from 3.50%Set AlertShare2 days ago
Service Credit Union2 Year CD3.00%steadySet AlertShare2 days ago
Southeast Financial CU2 Year CD2.90%down from 3.60%Set AlertShare3 days ago
Merchants Bank of Indiana2 Year CD2.85%down from 3.37%Set AlertShare4 days ago
ConnectOne Bank2 Year CD2.75%down from 3.60%Set AlertShare1 day ago
GGiantBank2 Year CD2.53%steadySet AlertShare5 days ago
Atlantic Union Bank2 Year CD2.50%steadySet AlertShare1 day ago
Connexus Credit Union2 Year CD2.50%steadySet AlertShare5 days ago
DSDollar Savings Direct2 Year CD2.50%steadySet AlertShare8 hours ago
Elements Financial2 Year CD2.25%down from 2.70%Set AlertShare5 days ago
Androscoggin Bank2 Year CD2.00%steadySet AlertShare1 day ago
Chase Bank2 Year CD2.00%steadySet AlertShare1 day ago
Citibank2 Year CD2.00%steadySet AlertShare1 day ago
Live Oak Bank2 Year CD2.00%up from 0.65%Set AlertShare3 days ago
Mountain One Bank2 Year CD2.00%up from 1.50%Set AlertShare3 days ago
Synchrony Bank2 Year CD2.00%down from 4.10%Set AlertShare12 days ago
UUSAA2 Year CD1.40%down from 4.40%Set AlertShare11 days ago
FourLeaf Federal Credit Union2 Year CD1.25%steadySet AlertShare1 day ago
First Command Bank2 Year CD0.90%down from 1.05%Set AlertShare5 days ago
OMB Bank2 Year CD0.60%steadySet AlertShare1 day ago
CCIT Bank2 Year CD0.40%down from 1.40%Set AlertShare1 day ago
MDMidFirst Direct2 Year CD0.20%down from 0.25%Set AlertShare3 days ago
Bank of America2 Year CD0.03%up from 0.01%Set AlertShare2 years ago

2 Year CD rate history since RateBrain began tracking »

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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