Find the best CD rates here. Searching for higher interest rates than your savings account or money market account? Look into investing in a certificate of deposit (CD). CD rates can vary quite a bit, but we make finding the highest CD rates easy! Planning for retirement? Look into IRA CDs. Compare RateBrain's results for the best CD rates to the national average CD rates.






The Best 2 Year CD Rates (Certificate of Deposit). Compare the Best 2 Year CD Rates (Certificate of Deposit). FDIC insured Banks. Highest APY Interest Rate. Highest Yield CD Rates. Review the Top High Yield Certificate of Deposit rates

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Best 2 Year CD Rates


 Available Nationwide, Government Insured - July 1, 2025, 9:28 am PT

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Bank Type APY Actions Last
Checked
Ameriprise Bank 4.95% ↑

(up from 4.30%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Dec 29
(4 days ago)
BAC Florida 4.85% ↓

(down from 5.05%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Feb 16
(16 days ago)
First Internet Bank 4.82% ↓

(down from 4.85%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Apr 6
(27 days ago)
Colorado Federal Savings Bank 4.80% ↑

(up from 4.70%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Apr 20
(13 days ago)
Newtek Bank 4.75% ↑

(up from 4.00%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Jul 19
(13 days ago)
TAB Bank 4.70% ↓

(down from 5.27%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Jul 11
(21 days ago)



`
Bank Type APY Actions Last
Checked
BMO Alto 4.65% ↓

(down from 4.75%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Apr 24
(9 days ago)
Bread Financial 4.65% ↓

(down from 5.25%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Apr 15
(18 days ago)
Riverland Credit Union 4.50% ↓

(down from 5.15%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Jul 12
(20 days ago)
Delta Community Credit Union 4.50% ↓

(down from 5.00%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Apr 15
(18 days ago)
Goldwater Bank 4.50% ↑

(up from 4.35%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Mar 5
(28 days ago)
Barclays Bank 4.40% ↓

(down from 4.60%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Feb 3
(29 days ago)



`
Bank Type APY Actions Last
Checked
USAA 4.40% ↑

(up from 4.00%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Jan 28
(4 days ago)
PenFed Credit Union 4.40% ↓

(down from 4.60%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Jan 19
(13 days ago)
Capital One 360 4.40% ↑

(up from 4.35%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Jan 10
(22 days ago)
Alliant Credit Union 4.30% ↓

(down from 4.45%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Apr 15
(18 days ago)
Self Help Credit Union 4.29% ↓

(down from 4.81%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		May 5
(26 days ago)
Able Banking 4.25% ↑

(up from 4.00%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Apr 26
(7 days ago)



`
Bank Type APY Actions Last
Checked
Vio Bank 4.25% ↓

(down from 4.75%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Apr 5
(28 days ago)
Valley Direct 4.25% ↓

(down from 4.60%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Mar 10
(23 days ago)
Total Direct Bank 4.21% ↓

(down from 4.34%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Feb 26
(5 days ago)
Popular Direct 4.15% ↑

(up from 4.05%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Jun 30
(Yesterday)
Gulf Coast Bank 4.10% ↓

(down from 4.15%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Mar 5
(28 days ago)
Quaint Oak Bank 4.00% ↓

(down from 4.25%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Jan 21
(11 days ago)
Apple Federal Credit Union 4.00% ↓

(down from 4.36%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Jan 12
(19 days ago)


`
Bank Type APY Actions Last
Checked
Marcus (Goldman Sachs Bank) 3.90% ↓

(down from 4.85%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Oct 7
(24 days ago)
American Express 3.85% ↑

(up from 3.75%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Jun 30
(Yesterday)
Discover Bank 3.80% ↓

(down from 4.10%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Jun 28
(3 days ago)
Virtual Bank 3.77% ↑

(up from 1.15%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Mar 5
(28 days ago)
Bask Bank 3.75% ↓

(down from 4.50%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Feb 11
(20 days ago)
EverBank 3.65% ↓

(down from 3.75%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Jul 1
(Today)
ConnectOne Bank 3.60% ↑

(up from 0.50%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Dec 30
(3 days ago)
Southeast Financial CU 3.60% ↑

(up from 3.40%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Feb 24
(8 days ago)
Capital One 3.50% ↓

(down from 3.60%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Jun 30
(Yesterday)
Synchrony Bank 3.50% ↓

(down from 3.75%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Jul 1
(Today)
Patelco 3.50% ↑

(up from 2.25%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Dec 30
(3 days ago)
Abound Credit Union 3.50% ↑

(up from 2.50%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Mar 10
(23 days ago)
Nat'l Bank of Kansas City 3.50% ↑

(up from 3.00%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Jun 2
(29 days ago)
Merchants Bank of Indiana 3.37% ↓

(down from 3.87%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Feb 19
(12 days ago)
Quontic Bank 3.35% ↓

(down from 4.50%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Jan 10
(21 days ago)
Bank5 Connect 3.30% ↑

(up from 3.20%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Mar 13
(20 days ago)
Academy Bank 3.29% ↓

(down from 4.58%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Mar 18
(15 days ago)
CD Bank 3.00% ↑

(up from 2.54%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Apr 5
(28 days ago)
TFCU (formerly Melrose Credit Union) 3.00% ↓

(down from 3.50%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Jul 1
(Today)
Elements Financial 2.70% ↑

(up from 0.60%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Jan 21
(11 days ago)
Mountain One Bank 2.00% ↑

(up from 1.50%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Oct 2
(29 days ago)
Live Oak Bank 2.00% ↑

(up from 0.65%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Mar 10
(23 days ago)
First Command Bank 1.05% ↑

(up from 0.55%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Jan 21
(11 days ago)
First National Community Bank 0.55% ↑

(up from 0.50%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Feb 19
(12 days ago)
Banesco 0.50% ↓

(down from 0.65%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Apr 24
(9 days ago)
CIT Bank 0.40% ↓

(down from 1.40%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Jun 28
(3 days ago)
Nationwide Bank 0.20% ↓

(down from 0.40%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Jun 30
(Yesterday)
MidFirst Direct 0.20% ↓

(down from 0.25%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Feb 1
(Today)
Bank of America 0.03% ↑

(up from 0.01%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Mar 5
(28 days ago)
Charles Schwab Bank 0.03% ↓

(down from 0.15%)		 Email this CD ratesEmail this rate »

Set Rate Alert for 2 Year CD RatesGet Rate Alerts » 		Dec 19
(13 days ago)


Please Note: We are not a bank or credit union and are not affiliated with any. This information is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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