Find the best CD rates here. Searching for higher interest rates than your savings account or money market account? Look into investing in a certificate of deposit (CD). CD rates can vary quite a bit, but we make finding the highest CD rates easy! Planning for retirement? Look into IRA CDs. Compare RateBrain's results for the best CD rates to the national average CD rates.






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Best 2 Year CD Rates


 Available Nationwide, Government Insured - September 21, 2019, 12:49 am PT

Bank Type APY Actions Last
Checked
Live Oak Bank 2.45%

(down from 2.50%)
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Sep 16
(4 days ago)

TAB Bank 2.45%

(down from 2.65%)
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Sep 17
(3 days ago)

Synchrony Bank 2.45%

(down from 2.50%)
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Sep 19
(Yesterday)

Discover Bank 2.45%

(down from 2.60%)
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Sep 18
(2 days ago)

Barclays Bank 2.45%

(down from 2.50%)
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Sep 18
(2 days ago)

The Union Bank 2.40%

(up from 2.30%)
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Sep 20
(Today)




`
Bank Type APY Actions Last
Checked
Alliant Credit Union 2.35%

(down from 2.40%)
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Sep 16
(4 days ago)

TIAA Bank (EverBank) 2.35%

(down from 2.38%)
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Sep 17
(3 days ago)

First Internet Bank 2.32%

(down from 2.43%)
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Sep 19
(Yesterday)

PurePoint 2.30%

(down from 2.80%)
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Sep 16
(4 days ago)

Virtual Bank 2.30%

(up from 2.25%)
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Sep 17
(3 days ago)

Citizens Access 2.30%

(down from 2.55%)
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Sep 17
(3 days ago)




`
Bank Type APY Actions Last
Checked
Marcus (Goldman Sachs Bank) 2.30%

(down from 2.45%)
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Sep 19
(Yesterday)

Bank7 2.25%

(down from 2.40%)
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Sep 19
(Yesterday)

BAC Florida 2.25%

(down from 2.35%)
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Sep 13
(7 days ago)

Congressional Bank 2.25%

(down from 2.40%)
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Sep 17
(3 days ago)

Colorado Federal Savings Bank 2.22%

(down from 2.35%)
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Sep 19
(Yesterday)

Self Help Credit Union 2.22%

(up from 2.20%)
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Sep 20
(Today)




`
Bank Type APY Actions Last
Checked
Popular Direct 2.20%

(down from 2.25%)
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Sep 17
(3 days ago)

Apple Federal Credit Union 2.20%

(down from 2.30%)
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Sep 20
(Today)

Nationwide Bank 2.20%

(down from 2.40%)
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Sep 19
(Yesterday)

Academy Bank 2.17%

(down from 2.42%)
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Sep 19
(Yesterday)

First Command Bank 2.15%

(down from 2.25%)
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Sep 17
(3 days ago)

Able Banking 2.15%

(down from 2.25%)
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Sep 18
(2 days ago)

Banesco 2.15%

(down from 2.45%)
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Sep 20
(Today)



`
Bank Type APY Actions Last
Checked
CD Bank 2.15%

(down from 2.80%)
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Sep 19
(Yesterday)

Nat'l Bank of Kansas City 2.12%

(down from 2.15%)
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Sep 18
(2 days ago)

Bank5 Connect 2.10%

(down from 2.30%)
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Sep 20
(Today)

USAA 2.03%

(down from 2.11%)
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Sep 18
(2 days ago)

American Express 2.00%

(down from 2.15%)
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Sep 13
(7 days ago)

Goldwater Bank 2.00%

(down from 2.35%)
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Sep 20
(Today)

Patelco 2.00%

(up from 1.55%)
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Sep 16
(4 days ago)

Southeast Financial CU 1.95%

(down from 2.25%)
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Sep 20
(Today)

PenFed Credit Union 1.90%

(down from 2.15%)
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Sep 16
(4 days ago)

Delta Community Credit Union 1.80%

(up from 1.70%)
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Sep 18
(2 days ago)

First City Bank 1.80%

(down from 1.92%)
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Sep 17
(3 days ago)

Capital One 360 1.80%

(down from 2.20%)
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Sep 16
(4 days ago)

Capital One 1.80%

(down from 2.20%)
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Sep 13
(7 days ago)

Vio Bank 1.80%

(down from 1.85%)
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Sep 16
(4 days ago)

Mountain One Bank 1.75%

(down from 2.00%)
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Sep 18
(2 days ago)

ConnectOne Bank 1.75%

(down from 2.12%)
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Sep 18
(2 days ago)

Gulf Coast Bank 1.70%

(down from 2.00%)
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Sep 18
(2 days ago)

Geauga Savings Bank 1.70%

(up from 0.70%)
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Sep 17
(3 days ago)

Elements Financial 1.65%

(down from 1.85%)
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Sep 17
(3 days ago)

Quaint Oak Bank 1.60%

(down from 1.80%)
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Sep 18
(2 days ago)

Riverland Credit Union 1.45%

(up from 1.20%)
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Sep 18
(2 days ago)

Ameriprise Bank 1.40%

(up from 1.20%)
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Sep 18
(2 days ago)

CIT Bank 1.40%

(up from 1.30%)
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Sep 17
(3 days ago)

Fort Knox Credit Union 1.35%

(up from 1.20%)
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Sep 13
(7 days ago)

Alostar Bank of Commerce 1.34%

(down from 1.80%)
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Sep 20
(Today)

MidFirst Direct 1.20%

(up from 1.10%)
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Sep 16
(4 days ago)

Seacoast Commerce Bank 0.50%

(down from 2.60%)
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Sep 20
(Today)

First National Community Bank 0.50%

(up from 0.25%)
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Sep 16
(4 days ago)

California First National Bank 0.25%

(down from 0.50%)
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Sep 16
(4 days ago)

iGoBanking.com 0.15%

(down from 2.75%)
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Sep 19
(Yesterday)

Bank of America 0.10%

(down from 0.15%)
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Sep 20
(Today)

Charles Schwab Bank 0.03%

(down from 0.15%)
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Sep 16
(4 days ago)



Please Note: We are not a bank or credit union and are not affiliated with any. This information is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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