BMO Alto CD Rate - 2 Year
BMO Alto's 2 Year CD pays 2.75% APY as of September 22, 2026, checked 8 hours ago. The rate was lowered from 4.65% on September 20, 2026. Since RateBrain began tracking it in 2023, this 2 Year CD has paid as much as 4.75% (Jul 2023) and as little as 2.75% (Sep 2026). It is currently below the median 2 Year CD rate we track (3.50% across 57 banks).
2.75% APY
down from 4.65% on Sep 20
- Last checked
- Sep 22 · 8 hours ago
- Minimum deposit
- None
Rate history
Now 2.75% APY
- All-time high 4.75% (Jul 2023)
- Low 2.75% (Sep 2026)
- 1-year change −1.90
- 4 changes
- Tracked since May 2023
- Full rate history »
The gray line is the median 2 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 20, 2026 | 2.75% | −1.90 |
| April 24, 2024 | 4.65% | −0.10 |
| July 3, 2023 | 4.75% | +0.25 |
| May 10, 2023 | 4.50% | first tracked |
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Other 2 Year CD rates
- Ameriprise Bank4.95%
- State Bank of India4.52%
- Goldwater Bank4.50%
- Popular Direct4.45%
- PenFed Credit Union4.40%
- USAA4.40%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.