BMO Alto CD Rate - 6 Month
BMO Alto's 6 Month CD pays 2.50% APY as of October 27, 2026, checked 1 day ago. Since RateBrain began tracking it in 2023, this 6 Month CD has paid as much as 5.20% (Oct 2023) and as little as 2.50% (Aug 2026). It is currently below the median 6 Month CD rate we track (3.75% across 131 banks).
2.50% APY
down from 5.10% on Aug 12
- Last checked
- Oct 27 · 1 day ago
- Minimum deposit
- None
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See the full BMO Alto 6 Month CD rate history »
BMO Alto CD Rate - 6 Month CD - Rate History
Now 2.50% APY
- All-time high 5.20% (Oct 2023)
- Low 2.50% (Aug 2026)
- 1-year change −2.60
- 6 changes
- Tracked since May 2023
- Full rate history »
The gray line is the median 6 Month CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| August 12, 2026 | 2.50% | −2.60 |
| July 19, 2024 | 5.10% | −0.05 |
| April 23, 2024 | 5.15% | −0.05 |
| October 30, 2023 | 5.20% | +0.10 |
| July 3, 2023 | 5.10% | +1.60 |
| May 10, 2023 | 3.50% | first tracked |
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Other 6 Month CD rates
- State Bank of India4.58%
- BTG Pactual US4.40%
- Happen Bank4.40%
- Quorum Federal Credit Union4.40%
- KS StateBank4.35%
- Popular Direct4.35%
Common questions
What is the BMO Alto 6 Month CD rate today?
The BMO Alto 6 Month CD pays 2.50% APY as of October 27, 2026, checked 1 day ago.
How does the BMO Alto 6 Month CD compare with other 6 Month CDs?
It pays 2.50% APY. The median across the 131 6 Month CD rates RateBrain tracks is 3.75%, so it is 1.25 percentage points below the median.
What has the BMO Alto 6 Month CD paid over time?
Since RateBrain began tracking it in 2023, it has paid as much as 5.20% (Oct 2023) and as little as 2.50% (Aug 2026).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.