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RateBrainWeekly top 5 email

Best 6 Month CD rates — October 2026

Available Nationwide, Government Insured — October 5, 2026

90 rates, highest APY first
BankTypeAPYActionsLast checked
Quorum Federal Credit Union6 Month CD4.40%up from 4.30%Set AlertShare3 days ago
Raymond James Bank6 Month CD4.35%up from 4.30%Set AlertShare2 days ago
MMerrick Bank6 Month CD4.33%up from 4.15%Set AlertShare2 days ago
DR Bank6 Month CD4.30%steadySet AlertShare2 days ago
NASA Federal Credit Union6 Month CD4.30%steadySet AlertShare9 days ago

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SIState Bank of India6 Month CD4.27%steadySet AlertShare3 days ago
IIvy Bank6 Month CD4.25%up from 3.75%Set AlertShare4 days ago
PDPopular Direct6 Month CD4.25%up from 4.15%Set AlertShare3 days ago
Total Bank6 Month CD4.25%up from 4.00%Set AlertShare4 days ago
Vibrant Credit Union6 Month CD4.25%steadySet AlertShare2 days ago
Accordia Bank6 Month CD4.20%steadySet AlertShare2 days ago
BTG Pactual US6 Month CD4.20%up from 4.05%Set AlertShare3 days ago
EagleBank6 Month CD4.20%steadySet AlertShare2 days ago
E*TRADE6 Month CD4.20%steadySet AlertShare2 days ago
HHappen Bank6 Month CD4.20%steadySet AlertShare1 day ago

The weekly top 5

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ZZynlo Bank6 Month CD4.20%steadySet AlertShare1 day ago
CFColorado Federal Savings Bank6 Month CD4.15%down from 5.15%Set AlertShare1 day ago
Live Oak Bank6 Month CD4.10%up from 3.95%Set AlertShare3 days ago
QOQuaint Oak Bank6 Month CD4.10%up from 3.85%Set AlertShare3 days ago
Signature Federal Credit Union6 Month CD4.10%steadySet AlertShare2 days ago
Synchrony Bank6 Month CD4.10%down from 4.80%Set AlertShare19 days ago
Valley Direct6 Month CD4.10%steadySet AlertShare2 days ago
AIAll In Credit Union6 Month CD4.07%steadySet AlertShare2 days ago
Banesco6 Month CD4.00%up from 3.95%Set AlertShare1 day ago
Bank5 Connect6 Month CD4.00%down from 5.05%Set AlertShare1 day ago
BFBread Financial6 Month CD4.00%steadySet AlertShare3 days ago
CIBC Bank USA6 Month CD4.00%steadySet AlertShare2 days ago
Elements Financial6 Month CD4.00%steadySet AlertShare5 days ago
First National Bank of America6 Month CD4.00%steadySet AlertShare1 day ago
HSBC Bank6 Month CD4.00%up from 3.75%Set AlertShare4 days ago

The weekly top 5

The best rates. In your inbox.

Newtek Bank6 Month CD4.00%down from 5.05%Set AlertShare2 days ago
Service Credit Union6 Month CD4.00%steadySet AlertShare2 days ago
Marcus6 Month CD3.95%steadySet AlertShare4 days ago
BBask Bank6 Month CD3.90%down from 5.30%Set AlertShare1 day ago
Goldwater Bank6 Month CD3.90%steadySet AlertShare2 days ago
Ally Bank6 Month CD3.85%up from 3.50%Set AlertShare1 day ago
Nat'l Bank of Kansas City6 Month CD3.85%steadySet AlertShare2 days ago
SCSpace Coast Credit Union6 Month CD3.85%steadySet AlertShare1 day ago
Vio Bank6 Month CD3.85%down from 4.70%Set AlertShare3 days ago
Merchants Bank of Indiana6 Month CD3.82%down from 4.75%Set AlertShare4 days ago
TCTexas Capital Bank6 Month CD3.80%steadySet AlertShare2 days ago
USALLIANCE Financial6 Month CD3.80%steadySet AlertShare2 days ago
First Internet Bank6 Month CD3.76%steadySet AlertShare5 days ago
CCIT Bank6 Month CD3.75%steadySet AlertShare1 day ago
Provident Credit Union6 Month CD3.75%steadySet AlertShare3 days ago
Quontic Bank6 Month CD3.75%up from 3.50%Set AlertShare3 days ago
Delta Community Credit Union6 Month CD3.70%up from 3.55%Set AlertShare1 day ago
FFlagstar Bank6 Month CD3.70%steadySet AlertShare11 hours ago
Alliant Credit Union6 Month CD3.60%steadySet AlertShare1 day ago
BAC Florida6 Month CD3.60%down from 4.00%Set AlertShare1 day ago
EverBank6 Month CD3.60%down from 4.00%Set AlertShare5 days ago
LFLangley Federal Credit Union6 Month CD3.60%steadySet AlertShare2 days ago
RBC Bank6 Month CD3.60%steadySet AlertShare2 days ago
Androscoggin Bank6 Month CD3.51%steadySet AlertShare1 day ago
Able Banking6 Month CD3.50%down from 5.30%Set AlertShare1 day ago
Ridgewood Savings Bank6 Month CD3.50%up from 3.45%Set AlertShare4 days ago
Salem Five6 Month CD3.50%steadySet AlertShare4 days ago
TFCU6 Month CD3.50%steadySet AlertShare2 days ago
Genisys Credit Union6 Month CD3.41%steadySet AlertShare2 days ago
Riverland Credit Union6 Month CD3.40%steadySet AlertShare3 days ago
Apple Federal Credit Union6 Month CD3.35%steadySet AlertShare2 days ago
Capital One6 Month CD3.30%steadySet AlertShare1 day ago
Capital One 3606 Month CD3.30%down from 4.35%Set AlertShare4 days ago
Digital Federal Credit Union6 Month CD3.25%steadySet AlertShare2 days ago
First Tech Federal Credit Union6 Month CD3.25%steadySet AlertShare2 days ago
Latino Community Credit Union6 Month CD3.20%steadySet AlertShare2 days ago
Sallie Mae6 Month CD3.20%steadySet AlertShare3 days ago
VVirtual Bank6 Month CD3.20%down from 3.35%Set AlertShare2 days ago
JFJustice Federal Credit Union6 Month CD3.05%steadySet AlertShare2 days ago
Atlantic Union Bank6 Month CD3.00%steadySet AlertShare1 day ago
DSDollar Savings Direct6 Month CD3.00%steadySet AlertShare11 hours ago
Mountain One Bank6 Month CD3.00%down from 4.50%Set AlertShare3 days ago
MMySavingsDirect6 Month CD3.00%steadySet AlertShare2 days ago
NNorthpointe Bank6 Month CD3.00%steadySet AlertShare4 days ago
Patelco6 Month CD3.00%down from 4.25%Set AlertShare2 days ago
PenFed Credit Union6 Month CD2.70%down from 3.00%Set AlertShare2 days ago
Andrews Federal Credit Union6 Month CD2.55%steadySet AlertShare2 days ago
Abound Credit Union6 Month CD2.50%down from 2.55%Set AlertShare5 days ago
BMO Alto6 Month CD2.50%down from 5.10%Set AlertShare1 day ago
Southeast Financial CU6 Month CD2.50%down from 3.40%Set AlertShare3 days ago
GGiantBank6 Month CD2.02%steadySet AlertShare5 days ago
Citibank6 Month CD2.00%steadySet AlertShare1 day ago
FourLeaf Federal Credit Union6 Month CD1.25%steadySet AlertShare1 day ago
AAcademy Bank6 Month CD1.15%down from 1.61%Set AlertShare1 day ago
First Command Bank6 Month CD0.80%steadySet AlertShare5 days ago
Ameriprise Bank6 Month CD0.50%down from 2.85%Set AlertShare1 day ago
Chase Bank6 Month CD0.50%steadySet AlertShare1 day ago
OMB Bank6 Month CD0.20%steadySet AlertShare1 day ago
Self Help Credit Union6 Month CD0.15%down from 0.25%Set AlertShare2 days ago
MDMidFirst Direct6 Month CD0.10%down from 0.15%Set AlertShare3 days ago

6 Month CD rate history since RateBrain began tracking »

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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