Total Bank CD Rate - 6 Month
Total Bank's 6 Month CD pays 4.25% APY as of October 13, 2026, checked 20 hours ago. Since RateBrain began tracking it in 2023, this 6 Month CD has paid as much as 5.56% (Aug 2023) and as little as 4.00% (Sep 2026). It is currently above the median 6 Month CD rate we track (3.80% across 125 banks).
4.25% APY
up from 4.00% on Sep 30
- Last checked
- Oct 13 · 20 hours ago
- Minimum deposit
- None
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Total Bank CD Rate - 6 Month CD - Rate History
Now 4.25% APY
- All-time high 5.56% (Aug 2023)
- Low 4.00% (Sep 2026)
- 1-year change −0.25
- 9 changes
- Tracked since May 2023
- Full rate history »
The gray line is the median 6 Month CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 30, 2026 | 4.25% | +0.25 |
| September 20, 2026 | 4.00% | −0.50 |
| August 11, 2024 | 4.50% | −1.01 |
| May 18, 2024 | 5.51% | +0.01 |
| December 19, 2023 | 5.50% | −0.06 |
| August 21, 2023 | 5.56% | +0.16 |
| July 21, 2023 | 5.40% | +0.04 |
| July 3, 2023 | 5.36% | +0.25 |
| May 10, 2023 | 5.11% | first tracked |
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ShareOther Total Bank rates
- 3 Month CD4.00%
- 1 Year CD4.45%
- 2 Year CD4.50%
- 3 Year CD4.50%
- 5 Year CD4.50%
- Savings4.01%
- Money Market Account4.17%
Other 6 Month CD rates
- State Bank of India4.58%
- Quorum Federal Credit Union4.40%
- United Fidelity Bank4.40%
- Merrick Bank4.35%
- Popular Direct4.35%
- Raymond James Bank4.35%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.