Total Direct Bank Savings Rate
Total Direct Bank's savings account pays 4.01% APY as of August 14, 2026, checked 1 month ago. The rate was lowered from 5.26% on August 10, 2026. Since RateBrain began tracking it in 2023, this savings account has paid as much as 5.26% (Aug 2023) and as little as 4.01% (Aug 2026). It is currently above the median savings rate we track (3.30% across 64 banks).
4.01% APY
down from 5.26% on Aug 10
- Last checked
- Aug 14 · 1 month ago
- Minimum deposit
- None
Rate history
Now 4.01% APY
- All-time high 5.26% (Aug 2023)
- Low 4.01% (Aug 2026)
- 1-year change −1.25
- 5 changes
- Tracked since May 2023
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| August 10, 2026 | 4.01% | −1.25 |
| August 17, 2023 | 5.26% | +0.06 |
| July 21, 2023 | 5.20% | +0.13 |
| June 2, 2023 | 5.07% | +0.12 |
| May 10, 2023 | 4.95% | first tracked |
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Copy linkOther Total Direct Bank rates
- 3 Month CD4.00%
- 6 Month CD4.00%
- 1 Year CD4.00%
- 2 Year CD3.75%
- 3 Year CD3.76%
- 5 Year CD3.76%
- Money Market Account4.01%
Other savings rates
- Betterment4.25%
- Newtek Bank4.20%
- Wealthfront4.20%
- Vio Bank4.01%
- E*TRADE Bank4.00%
- Goldwater Bank4.00%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.