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Total Bank Savings (HYSA) Rate

Total Bank's savings account pays 4.01% APY as of August 14, 2026, checked 2 months ago. Since RateBrain began tracking it in 2023, this savings account has paid as much as 5.26% (Aug 2023) and as little as 4.01% (Aug 2026). It is currently above the median savings rate we track (3.55% across 167 banks).

4.01% APY

down from 5.26% on Aug 10

Last checked
Aug 14 · 2 months ago
Minimum deposit
None

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See the full Total Bank Savings (HYSA) rate history »

Total Bank Savings (HYSA) Rate - Rate History

Now 4.01% APY

Total Bank savings account APY historyStep chart of 5 rate changes from May 2023 to Nov 2026. High 5.26% (Aug 2023), low 4.01% (Aug 2026), current 4.01%.3.00%3.50%4.00%4.50%5.00%5.50%6.00%202420252026median4.01%5.26% · Aug 20234.01% · Aug 2026
  • All-time high 5.26% (Aug 2023)
  • Low 4.01% (Aug 2026)
  • 1-year change −1.25
  • 5 changes
  • Tracked since May 2023
  • Full rate history »

The gray line is the median savings rate across the banks we tracked each month.

Rate changes

DateAPYChange
August 10, 20264.01%−1.25
August 17, 20235.26%+0.06
July 21, 20235.20%+0.13
June 2, 20235.07%+0.12
May 10, 20234.95%first tracked

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Common questions

What is the Total Bank savings account rate today?

The Total Bank savings account pays 4.01% APY as of August 14, 2026, checked 2 months ago.

How does the Total Bank savings account compare with other savings accounts?

It pays 4.01% APY. The median across the 167 savings account rates RateBrain tracks is 3.55%, so it is 0.46 percentage points above the median.

What has the Total Bank savings account paid over time?

Since RateBrain began tracking it in 2023, it has paid as much as 5.26% (Aug 2023) and as little as 4.01% (Aug 2026).

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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