Total Direct Bank CD Rate - 5 Year
Total Direct Bank's 5 Year CD pays 3.76% APY as of September 21, 2026, checked 3 days ago. The rate was raised from 3.05% on September 20, 2026. It is currently above the median 5 Year CD rate we track (3.33% across 58 banks).
3.76% APY
up from 3.05% on Sep 20
- Last checked
- Sep 21 · 3 days ago
- Minimum deposit
- None
Rate history
Now 3.76% APY
- All-time high 3.76% (Sep 2026)
- Low 3.05% (May 2023)
- 1-year change +0.71
- 2 changes
- Tracked since May 2023
- Full rate history »
The gray line is the median 5 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 20, 2026 | 3.76% | +0.71 |
| May 10, 2023 | 3.05% | first tracked |
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Copy linkOther Total Direct Bank rates
- 3 Month CD4.00%
- 6 Month CD4.00%
- 1 Year CD4.00%
- 2 Year CD3.75%
- 3 Year CD3.76%
- Savings4.01%
- Money Market Account4.01%
Other 5 Year CD rates
- State Bank of India4.58%
- Bread Financial4.50%
- BTG Pactual US4.50%
- Popular Direct4.50%
- Sallie Mae4.40%
- Marcus4.35%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.