PD
Popular Direct CD Rate - 5 Year
Popular Direct's 5 Year CD pays 4.50% APY as of September 22, 2026, checked 6 days ago. Since RateBrain began tracking it in 2009, this 5 Year CD has paid as much as 4.70% (Nov 2023) and as little as 0.80% (Aug 2020). It is currently above the median 5 Year CD rate we track (3.40% across 78 banks).
4.50% APY
up from 3.30% on Aug 25
- Last checked
- Sep 22 · 6 days ago
- Minimum deposit
- $5,000
Rate history
Now 4.50% APY
- All-time high 4.70% (Nov 2023)
- Low 0.80% (Aug 2020)
- 1-year change +0.80
- 118 changes
- Tracked since Jul 2009
- Full rate history »
The gray line is the median 5 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| August 25, 2026 | 4.50% | +1.20 |
| December 22, 2025 | 3.30% | −0.15 |
| November 4, 2025 | 3.45% | −0.25 |
| September 23, 2025 | 3.70% | −0.10 |
| September 16, 2025 | 3.80% | −0.10 |
| September 2, 2025 | 3.90% | −0.15 |
| August 19, 2025 | 4.05% | −0.10 |
| August 5, 2025 | 4.15% | −0.05 |
| May 20, 2025 | 4.20% | +0.15 |
| April 15, 2025 | 4.05% | −0.10 |
| February 19, 2025 | 4.15% | −0.05 |
| February 5, 2025 | 4.20% | +0.10 |
| January 8, 2025 | 4.10% | −0.15 |
| December 4, 2024 | 4.25% | +0.90 |
| November 12, 2024 | 3.35% | −0.10 |
| October 21, 2024 | 3.45% | −0.10 |
| October 2, 2024 | 3.55% | −0.10 |
| September 24, 2024 | 3.65% | −0.20 |
| September 18, 2024 | 3.85% | −0.10 |
| August 23, 2024 | 3.95% | −0.05 |
Show all 118 changes
| Date | APY | Change |
|---|---|---|
| August 14, 2024 | 4.00% | −0.30 |
| April 5, 2024 | 4.30% | −0.05 |
| March 14, 2024 | 4.35% | −0.10 |
| February 3, 2024 | 4.45% | +0.10 |
| January 22, 2024 | 4.35% | −0.05 |
| January 10, 2024 | 4.40% | −0.20 |
| December 19, 2023 | 4.60% | −0.10 |
| November 15, 2023 | 4.70% | +0.05 |
| September 13, 2023 | 4.65% | +0.05 |
| July 25, 2023 | 4.60% | +0.07 |
| July 7, 2023 | 4.53% | +0.03 |
| May 8, 2023 | 4.50% | +0.05 |
| March 25, 2023 | 4.45% | −0.10 |
| January 27, 2023 | 4.55% | +0.05 |
| December 6, 2022 | 4.50% | +0.15 |
| November 17, 2022 | 4.35% | +0.03 |
| November 11, 2022 | 4.32% | +0.27 |
| November 2, 2022 | 4.05% | +0.15 |
| October 26, 2022 | 3.90% | +0.10 |
| October 5, 2022 | 3.80% | +0.25 |
| September 29, 2022 | 3.55% | +0.15 |
| August 19, 2022 | 3.40% | +0.15 |
| June 27, 2022 | 3.25% | +0.25 |
| June 16, 2022 | 3.00% | +0.15 |
| May 30, 2022 | 2.85% | +0.84 |
| April 21, 2022 | 2.01% | +0.26 |
| April 5, 2022 | 1.75% | +0.05 |
| March 29, 2022 | 1.70% | +0.19 |
| March 3, 2022 | 1.51% | +0.16 |
| February 7, 2022 | 1.35% | +0.35 |
| October 28, 2021 | 1.00% | +0.20 |
| August 11, 2020 | 0.80% | −0.20 |
| July 27, 2020 | 1.00% | −0.05 |
| July 7, 2020 | 1.05% | −0.10 |
| June 10, 2020 | 1.15% | −0.05 |
| May 26, 2020 | 1.20% | −0.10 |
| May 13, 2020 | 1.30% | −0.35 |
| April 18, 2020 | 1.65% | +0.50 |
| March 17, 2020 | 1.15% | −0.55 |
| March 9, 2020 | 1.70% | −0.30 |
| March 3, 2020 | 2.00% | −0.10 |
| February 11, 2020 | 2.10% | −0.16 |
| January 13, 2020 | 2.26% | +0.11 |
| November 7, 2019 | 2.15% | −0.10 |
| October 21, 2019 | 2.25% | −0.05 |
| September 25, 2019 | 2.30% | −0.10 |
| September 4, 2019 | 2.40% | −0.05 |
| August 27, 2019 | 2.45% | −0.10 |
| August 20, 2019 | 2.55% | −0.15 |
| August 6, 2019 | 2.70% | −0.10 |
| July 1, 2019 | 2.80% | −0.20 |
| April 17, 2019 | 3.00% | −0.10 |
| April 2, 2019 | 3.10% | −0.05 |
| March 26, 2019 | 3.15% | −0.05 |
| March 6, 2019 | 3.20% | −0.05 |
| February 27, 2019 | 3.25% | −0.05 |
| February 18, 2019 | 3.30% | −0.05 |
| February 13, 2019 | 3.35% | −0.15 |
| January 30, 2019 | 3.50% | −0.10 |
| December 18, 2018 | 3.60% | +0.10 |
| October 30, 2018 | 3.50% | +0.25 |
| July 31, 2018 | 3.25% | +0.20 |
| May 31, 2018 | 3.05% | +0.15 |
| April 24, 2018 | 2.90% | +0.15 |
| March 23, 2018 | 2.75% | +0.10 |
| January 22, 2018 | 2.65% | +0.25 |
| September 22, 2017 | 2.40% | −0.05 |
| September 11, 2017 | 2.45% | +0.10 |
| June 4, 2017 | 2.35% | +0.55 |
| December 30, 2016 | 1.80% | −0.20 |
| July 6, 2016 | 2.00% | −0.10 |
| April 27, 2016 | 2.10% | +0.10 |
| March 27, 2016 | 2.00% | −0.15 |
| February 29, 2016 | 2.15% | −0.15 |
| January 31, 2016 | 2.30% | −0.15 |
| August 5, 2015 | 2.45% | +0.94 |
| January 29, 2014 | 1.51% | +0.11 |
| May 8, 2013 | 1.40% | −0.05 |
| April 29, 2013 | 1.45% | −0.07 |
| April 5, 2013 | 1.52% | −0.09 |
| February 11, 2013 | 1.61% | −0.09 |
| November 14, 2012 | 1.70% | +0.10 |
| August 29, 2012 | 1.60% | −0.10 |
| August 10, 2012 | 1.70% | +0.10 |
| August 15, 2011 | 1.60% | −0.30 |
| March 22, 2011 | 1.90% | −0.10 |
| November 22, 2010 | 2.00% | −0.15 |
| November 12, 2010 | 2.15% | −0.05 |
| November 5, 2010 | 2.20% | −0.05 |
| October 19, 2010 | 2.25% | −0.25 |
| September 6, 2010 | 2.50% | −0.10 |
| September 1, 2010 | 2.60% | +0.10 |
| January 30, 2010 | 2.50% | −0.50 |
| December 18, 2009 | 3.00% | −0.20 |
| November 7, 2009 | 3.20% | −0.11 |
| October 21, 2009 | 3.31% | −0.09 |
| August 28, 2009 | 3.40% | −0.10 |
| July 19, 2009 | 3.50% | first tracked |
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Copy linkOther Popular Direct rates
- 3 Month CD3.95%
- 6 Month CD4.15%
- 1 Year CD4.25%
- 18 Month CD4.35%
- 2 Year CD4.45%
- 3 Year CD4.50%
- 4 Year CD4.50%
- Savings3.90%
Other 5 Year CD rates
- Raymond James Bank5.00%
- State Bank of India4.58%
- NASA Federal Credit Union4.55%
- Bread Financial4.50%
- BTG Pactual US4.50%
- E*TRADE4.40%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.