Popular Direct CD Rate - 1 Year
Popular Direct's 1 Year CD pays 4.60% APY as of October 27, 2026, checked 1 hour ago. Since RateBrain began tracking it in 2015, this 1 Year CD has paid as much as 5.67% (Dec 2023) and as little as 0.15% (Sep 2021). It is currently above the median 1 Year CD rate we track (4.00% across 144 banks).
4.60% APY
up from 4.50% on Oct 20
- Last checked
- Oct 27 · 1 hour ago
- Minimum deposit
- $5,000
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See the full Popular Direct 1 Year CD rate history »
Popular Direct CD Rate - 1 Year CD - Rate History
Now 4.60% APY
- All-time high 5.67% (Dec 2023)
- Low 0.15% (Sep 2021)
- 1-year change +0.85
- 117 changes
- Tracked since Aug 2015
- Full rate history »
The gray line is the median 1 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| October 20, 2026 | 4.60% | +0.10 |
| October 6, 2026 | 4.50% | +0.10 |
| October 1, 2026 | 4.40% | +0.15 |
| August 5, 2026 | 4.25% | +0.08 |
| July 21, 2026 | 4.17% | +0.02 |
| June 23, 2026 | 4.15% | +0.04 |
| June 5, 2026 | 4.11% | +0.06 |
| March 2, 2026 | 4.05% | +0.05 |
| December 2, 2025 | 4.00% | +0.25 |
| September 23, 2025 | 3.75% | −0.10 |
| September 15, 2025 | 3.85% | −0.05 |
| September 10, 2025 | 3.90% | −0.10 |
| September 5, 2025 | 4.00% | −0.15 |
| August 18, 2025 | 4.15% | −0.10 |
| August 4, 2025 | 4.25% | −0.05 |
| July 23, 2025 | 4.30% | −0.10 |
| May 1, 2025 | 4.40% | +0.05 |
| April 21, 2025 | 4.35% | +0.10 |
| February 23, 2025 | 4.25% | −0.05 |
| January 25, 2025 | 4.30% | −0.10 |
Show all 117 changes
| Date | APY | Change |
|---|---|---|
| January 17, 2025 | 4.40% | −0.10 |
| December 10, 2024 | 4.50% | +0.15 |
| November 28, 2024 | 4.35% | +0.10 |
| November 21, 2024 | 4.25% | +0.10 |
| November 14, 2024 | 4.15% | +0.15 |
| November 12, 2024 | 4.00% | −0.10 |
| October 21, 2024 | 4.10% | −0.20 |
| October 10, 2024 | 4.30% | −0.10 |
| October 2, 2024 | 4.40% | −0.10 |
| September 24, 2024 | 4.50% | −0.20 |
| September 18, 2024 | 4.70% | −0.10 |
| August 23, 2024 | 4.80% | −0.10 |
| August 16, 2024 | 4.90% | −0.20 |
| August 6, 2024 | 5.10% | −0.10 |
| July 11, 2024 | 5.20% | −0.10 |
| June 17, 2024 | 5.30% | +0.10 |
| June 11, 2024 | 5.20% | +0.05 |
| April 15, 2024 | 5.15% | −0.05 |
| April 5, 2024 | 5.20% | −0.05 |
| March 14, 2024 | 5.25% | −0.05 |
| March 5, 2024 | 5.30% | −0.07 |
| February 1, 2024 | 5.37% | +0.02 |
| January 23, 2024 | 5.35% | −0.20 |
| December 21, 2023 | 5.55% | −0.12 |
| December 19, 2023 | 5.67% | +0.17 |
| August 13, 2023 | 5.50% | +0.10 |
| August 3, 2023 | 5.40% | +0.05 |
| June 30, 2023 | 5.35% | +0.13 |
| June 2, 2023 | 5.22% | +0.12 |
| May 10, 2023 | 5.10% | +0.10 |
| April 26, 2023 | 5.00% | +0.20 |
| February 9, 2023 | 4.80% | +0.05 |
| January 5, 2023 | 4.75% | +0.05 |
| December 26, 2022 | 4.70% | +0.10 |
| December 18, 2022 | 4.60% | +0.05 |
| December 6, 2022 | 4.55% | +0.35 |
| November 17, 2022 | 4.20% | +0.05 |
| November 11, 2022 | 4.15% | +0.25 |
| November 3, 2022 | 3.90% | +0.05 |
| October 26, 2022 | 3.85% | +0.15 |
| October 19, 2022 | 3.70% | +0.15 |
| October 6, 2022 | 3.55% | +0.35 |
| September 28, 2022 | 3.20% | +0.20 |
| August 30, 2022 | 3.00% | +0.15 |
| August 19, 2022 | 2.85% | +0.10 |
| August 11, 2022 | 2.75% | +0.65 |
| June 27, 2022 | 2.10% | +0.10 |
| June 14, 2022 | 2.00% | +1.10 |
| April 5, 2022 | 0.90% | +0.05 |
| March 10, 2022 | 0.85% | +0.70 |
| September 18, 2021 | 0.15% | −0.10 |
| February 11, 2021 | 0.25% | −0.05 |
| July 29, 2020 | 0.30% | −0.10 |
| June 2, 2020 | 0.40% | −0.05 |
| May 26, 2020 | 0.45% | −0.10 |
| May 13, 2020 | 0.55% | −0.40 |
| March 21, 2020 | 0.95% | −0.55 |
| March 10, 2020 | 1.50% | −0.25 |
| March 3, 2020 | 1.75% | −0.05 |
| January 7, 2020 | 1.80% | −0.10 |
| December 16, 2019 | 1.90% | +0.10 |
| December 9, 2019 | 1.80% | −0.05 |
| November 19, 2019 | 1.85% | −0.05 |
| November 7, 2019 | 1.90% | −0.05 |
| October 31, 2019 | 1.95% | −0.10 |
| October 24, 2019 | 2.05% | −0.05 |
| September 26, 2019 | 2.10% | −0.10 |
| September 12, 2019 | 2.20% | −0.05 |
| August 14, 2019 | 2.25% | −0.05 |
| August 6, 2019 | 2.30% | −0.15 |
| July 1, 2019 | 2.45% | −0.10 |
| June 21, 2019 | 2.55% | −0.05 |
| May 23, 2019 | 2.60% | +0.08 |
| April 25, 2019 | 2.52% | −0.06 |
| April 18, 2019 | 2.58% | −0.05 |
| February 17, 2019 | 2.63% | −0.02 |
| February 12, 2019 | 2.65% | −0.08 |
| January 30, 2019 | 2.73% | −0.07 |
| January 21, 2019 | 2.80% | −0.05 |
| December 19, 2018 | 2.85% | +0.04 |
| November 28, 2018 | 2.81% | +0.04 |
| November 13, 2018 | 2.77% | +0.12 |
| October 2, 2018 | 2.65% | +0.15 |
| July 31, 2018 | 2.50% | +0.10 |
| July 10, 2018 | 2.40% | +0.10 |
| June 13, 2018 | 2.30% | +0.15 |
| May 9, 2018 | 2.15% | +0.15 |
| April 24, 2018 | 2.00% | +0.20 |
| December 28, 2017 | 1.80% | +0.20 |
| September 11, 2017 | 1.60% | +0.05 |
| July 6, 2017 | 1.55% | +0.25 |
| June 19, 2017 | 1.30% | +0.02 |
| January 18, 2017 | 1.28% | +0.13 |
| November 12, 2016 | 1.15% | −0.15 |
| September 24, 2016 | 1.30% | +0.04 |
| May 1, 2016 | 1.26% | −0.04 |
| August 21, 2015 | 1.30% | first tracked |
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ShareOther Popular Direct rates
- 3 Month CD4.30%
- 6 Month CD4.35%
- 18 Month CD4.80%
- 2 Year CD4.80%
- 3 Year CD4.85%
- 4 Year CD4.95%
- 5 Year CD5.00%
- Savings3.90%
Other 1 Year CD rates
- USALLIANCE Financial5.00%
- State Bank of India4.89%
- BTG Pactual US4.65%
- Merrick Bank4.65%
- E*TRADE Bank4.55%
- Rising Bank4.51%
Common questions
What is the Popular Direct 1 Year CD rate today?
The Popular Direct 1 Year CD pays 4.60% APY as of October 27, 2026, checked 1 hour ago.
How does the Popular Direct 1 Year CD compare with other 1 Year CDs?
It pays 4.60% APY. The median across the 144 1 Year CD rates RateBrain tracks is 4.00%, so it is 0.60 percentage points above the median.
What has the Popular Direct 1 Year CD paid over time?
Since RateBrain began tracking it in 2015, it has paid as much as 5.67% (Dec 2023) and as little as 0.15% (Sep 2021).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.