Popular Direct CD Rate - 4 Year
Popular Direct's 4 Year CD pays 4.95% APY as of November 6, 2026, checked 17 hours ago. Since RateBrain began tracking it in 2015, this 4 Year CD has paid as much as 4.95% (Oct 2026) and as little as 0.60% (Aug 2020). It is currently above the median 4 Year CD rate we track (3.35% across 90 banks).
4.95% APY
up from 4.85% on Oct 6
- Last checked
- Nov 6 · 17 hours ago
- Minimum deposit
- $5,000
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See the full Popular Direct 4 Year CD rate history »
Popular Direct CD Rate - 4 Year CD - Rate History
Now 4.95% APY
- All-time high 4.95% (Oct 2026)
- Low 0.60% (Aug 2020)
- 1-year change +0.60
- 45 changes
- Tracked since Aug 2015
- Full rate history »
The gray line is the median 4 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| October 6, 2026 | 4.95% | +0.10 |
| October 1, 2026 | 4.85% | +0.35 |
| September 22, 2026 | 4.50% | +0.15 |
| April 20, 2024 | 4.35% | −0.30 |
| October 30, 2023 | 4.65% | +0.35 |
| March 6, 2023 | 4.30% | −0.17 |
| December 23, 2022 | 4.47% | +3.87 |
| August 13, 2020 | 0.60% | −0.15 |
| July 29, 2020 | 0.75% | −0.10 |
| June 10, 2020 | 0.85% | −0.05 |
| June 3, 2020 | 0.90% | −0.10 |
| May 26, 2020 | 1.00% | −0.05 |
| May 11, 2020 | 1.05% | −0.60 |
| May 6, 2020 | 1.65% | +0.60 |
| March 17, 2020 | 1.05% | −0.55 |
| March 9, 2020 | 1.60% | −0.30 |
| March 2, 2020 | 1.90% | −0.10 |
| February 10, 2020 | 2.00% | −0.10 |
| November 4, 2019 | 2.10% | −0.05 |
| October 22, 2019 | 2.15% | −0.05 |
Show all 45 changes
| Date | APY | Change |
|---|---|---|
| September 25, 2019 | 2.20% | −0.05 |
| September 18, 2019 | 2.25% | −0.10 |
| August 27, 2019 | 2.35% | −0.10 |
| August 14, 2019 | 2.45% | −0.15 |
| August 6, 2019 | 2.60% | −0.15 |
| July 1, 2019 | 2.75% | −0.15 |
| May 20, 2019 | 2.90% | −0.05 |
| April 11, 2019 | 2.95% | −0.05 |
| April 4, 2019 | 3.00% | −0.10 |
| March 15, 2019 | 3.10% | −0.05 |
| February 26, 2019 | 3.15% | −0.05 |
| February 12, 2019 | 3.20% | −0.10 |
| February 1, 2019 | 3.30% | −0.05 |
| November 19, 2018 | 3.35% | +0.20 |
| October 30, 2018 | 3.15% | +0.10 |
| July 31, 2018 | 3.05% | +0.25 |
| May 18, 2018 | 2.80% | +0.15 |
| April 24, 2018 | 2.65% | +0.15 |
| January 22, 2018 | 2.50% | +0.50 |
| June 25, 2017 | 2.00% | +0.35 |
| November 29, 2016 | 1.65% | −0.10 |
| July 2, 2016 | 1.75% | −0.05 |
| June 11, 2016 | 1.80% | +0.05 |
| March 27, 2016 | 1.75% | −0.25 |
| August 21, 2015 | 2.00% | first tracked |
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ShareOther Popular Direct rates
- 3 Month CD4.30%
- 6 Month CD4.35%
- 1 Year CD4.60%
- 18 Month CD4.80%
- 2 Year CD4.80%
- 3 Year CD4.85%
- 5 Year CD5.00%
- Savings3.90%
Other 4 Year CD rates
- State Bank of India5.04%
- Quorum Federal Credit Union5.00%
- BTG Pactual US4.85%
- NASA Federal Credit Union4.75%
- Bread Financial4.65%
- Synchrony Bank4.65%
Common questions
What is the Popular Direct 4 Year CD rate today?
The Popular Direct 4 Year CD pays 4.95% APY as of November 6, 2026, checked 17 hours ago.
How does the Popular Direct 4 Year CD compare with other 4 Year CDs?
It pays 4.95% APY. The median across the 90 4 Year CD rates RateBrain tracks is 3.35%, so it is 1.60 percentage points above the median.
What has the Popular Direct 4 Year CD paid over time?
Since RateBrain began tracking it in 2015, it has paid as much as 4.95% (Oct 2026) and as little as 0.60% (Aug 2020).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.