Get Our Free Weekly Top 5 Bank Rates Email
Find the best CD rates here. Searching for higher interest rates than your savings account or money market account? Look into investing in a certificate of deposit (CD). CD rates can vary quite a bit, but we make finding the highest CD rates easy! Planning for retirement? Look into IRA CDs. Compare RateBrain's results for the best CD rates to the national average CD rates.
The Best 4 Year CD Rates (Certificate of Deposit). Compare the Best 4 Year CD Rates (Certificate of Deposit). FDIC insured Banks. Highest APY Interest Rate. Highest Yield CD Rates. Review the Top High Yield Certificate of Deposit rates
Android Text Messages from PC. SMS from your computer.
Best Audio Podcast Clips (PodClips)
Best CD rates - RateBrain Blog
Top 10 Videos
Credit Union CD Rates
Best 4 Year CD Rates
Available Nationwide, Government Insured - May 16, 2025, 10:59 pm PT
q
| Bank | Type | APY | Actions | Last Checked |
|
|---|---|---|---|---|---|
| BMO Alto | 4 Year CD | 4.50% ↓ (down from 5.20%) |
 Email this rate »
 Get Rate Alerts »
|
May 3 (13 days ago) | |
|
|
|||||
| Popular Direct | 4 Year CD | 4.35% ↓ (down from 4.65%) |
Email this rate »
Get Rate Alerts »
|
Apr 20 (26 days ago) | |
|
|
|||||
| Self Help Credit Union | 4 Year CD | 4.08% ↓ (down from 4.60%) |
Email this rate »
Get Rate Alerts »
|
Jul 19 (28 days ago) | |
|
|
|||||
| Marcus (Goldman Sachs Bank) | 4 Year CD | 4.05% ↓ (down from 4.20%) |
Email this rate »
Get Rate Alerts »
|
Jul 19 (28 days ago) | |
|
|
|||||
| TAB Bank | 4 Year CD | 4.05% ↓ (down from 5.27%) |
Email this rate »
Get Rate Alerts »
|
Jul 19 (28 days ago) | |
|
|
|||||
| Bread Financial | 4 Year CD | 4.00% ↓ (down from 4.25%) |
Email this rate »
Get Rate Alerts »
|
Feb 28 (18 days ago) | |
|
|
|||||
| Bank | Type | APY | Actions | Last Checked |
|
|---|---|---|---|---|---|
| Quaint Oak Bank | 4 Year CD | 4.00% ↓ (down from 4.25%) |
Email this rate »
Get Rate Alerts »
|
Jan 21 (26 days ago) | |
|
|
|||||
| Apple Federal Credit Union | 4 Year CD | 4.00% ↑ (up from 3.90%) |
Email this rate »
Get Rate Alerts »
|
Apr 6 (9 days ago) | |
|
|
|||||
| Synchrony Bank | 4 Year CD | 4.00% ↓ (down from 4.30%) |
Email this rate »
Get Rate Alerts »
|
Jul 19 (28 days ago) | |
|
|
|||||
| EverBank | 4 Year CD | 4.00% ↓ (down from 4.05%) |
Email this rate »
Get Rate Alerts »
|
Mar 13 (5 days ago) | |
|
|
|||||
| Capital One | 4 Year CD | 3.95% ↓ (down from 4.20%) |
Email this rate »
Get Rate Alerts »
|
May 9 (7 days ago) | |
|
|
|||||
| Capital One 360 | 4 Year CD | 3.95% ↓ (down from 4.20%) |
Email this rate »
Get Rate Alerts »
|
May 9 (7 days ago) | |
|
|
|||||
| Bank | Type | APY | Actions | Last Checked |
|
|---|---|---|---|---|---|
| Discover Bank | 4 Year CD | 3.75% ↓ (down from 4.00%) |
Email this rate »
Get Rate Alerts »
|
Apr 8 (7 days ago) | |
|
|
|||||
| Virtual Bank | 4 Year CD | 3.67% ↑ (up from 0.80%) |
Email this rate »
Get Rate Alerts »
|
Feb 3 (13 days ago) | |
|
|
|||||
| Barclays Bank | 4 Year CD | 3.50% ↓ (down from 4.20%) |
Email this rate »
Get Rate Alerts »
|
Jul 19 (28 days ago) | |
|
|
|||||
| Ally Bank | 4 Year CD | 3.50% ↑ (up from 3.40%) |
Email this rate »
Get Rate Alerts »
|
May 15 (Yesterday) | |
|
|
|||||
| Abound Credit Union | 4 Year CD | 3.25% ↓ (down from 3.50%) |
Email this rate »
Get Rate Alerts »
|
Apr 23 (23 days ago) | |
|
|
|||||
| Nat'l Bank of Kansas City | 4 Year CD | 3.25% ↑ (up from 3.04%) |
Email this rate »
Get Rate Alerts »
|
Dec 30 (18 days ago) | |
|
|
|||||
| Bank | Type | APY | Actions | Last Checked |
|
|---|---|---|---|---|---|
| PenFed Credit Union | 4 Year CD | 3.20% ↓ (down from 3.90%) |
Email this rate »
Get Rate Alerts »
|
Feb 9 (6 days ago) | |
|
|
|||||
| CD Bank | 4 Year CD | 3.10% ↑ (up from 2.77%) |
Email this rate »
Get Rate Alerts »
|
Apr 8 (7 days ago) | |
|
|
|||||
| Academy Bank | 4 Year CD | 3.03% ↑ (up from 2.52%) |
Email this rate »
Get Rate Alerts »
|
Mar 13 (5 days ago) | |
|
|
|||||
| Gulf Coast Bank | 4 Year CD | 3.00% ↓ (down from 4.15%) |
Email this rate »
Get Rate Alerts »
|
Dec 19 (29 days ago) | |
|
|
|||||
| Patelco | 4 Year CD | 3.00% ↑ (up from 2.40%) |
Email this rate »
Get Rate Alerts »
|
Apr 6 (9 days ago) | |
|
|
|||||
| American Express | 4 Year CD | 3.00% ↑ (up from 1.20%) |
Email this rate »
Get Rate Alerts »
|
Apr 26 (20 days ago) | |
|
|
|||||
| TFCU (formerly Melrose Credit Union) | 4 Year CD | 3.00% ↓ (down from 3.25%) |
Email this rate »
Get Rate Alerts »
|
May 16 (Today) | |
|
|
|||||
| Bank | Type | APY | Actions | Last Checked |
|
|---|---|---|---|---|---|
| Able Banking | 4 Year CD | 3.00% ↓ (down from 4.05%) |
Email this rate »
Get Rate Alerts »
|
Apr 5 (10 days ago) | |
|
|
|||||
| Vio Bank | 4 Year CD | 2.75% ↑ (up from 2.50%) |
Email this rate »
Get Rate Alerts »
|
Mar 14 (4 days ago) | |
|
|
|||||
| USAA | 4 Year CD | 2.50% ↓ (down from 4.00%) |
Email this rate »
Get Rate Alerts »
|
Apr 15 (Today) | |
|
|
|||||
| Newtek Bank | 4 Year CD | 2.00% - (steady @ 2.00%) |
Email this rate »
Get Rate Alerts »
|
Jan 19 (28 days ago) | |
|
|
|||||
| Mountain One Bank | 4 Year CD | 1.85% ↑ (up from 1.50%) |
Email this rate »
Get Rate Alerts »
|
Feb 16 (Today) | |
|
|
|||||
| First National Community Bank | 4 Year CD | 0.75% ↑ (up from 0.40%) |
Email this rate »
Get Rate Alerts »
|
Apr 5 (10 days ago) | |
|
|
|||||
| Bank of America | 4 Year CD | 0.03% ↓ (down from 0.65%) |
Email this rate »
Get Rate Alerts »
|
Jan 10 (7 days ago) | |
|
|
|||||
| Charles Schwab Bank | 4 Year CD | 0.03% ↓ (down from 0.35%) |
Email this rate »
Get Rate Alerts »
|
Dec 23 (24 days ago) | |
|
|
|||||
Please Note: We are not a bank or credit union and are not affiliated with any. This information is provided 'as is' and solely for informational purposes, not for specific financial advice.
While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.
Contact Us
