Find the best CD rates here. Searching for higher interest rates than your savings account or money market account? Look into investing in a certificate of deposit (CD). CD rates can vary quite a bit, but we make finding the highest CD rates easy! Planning for retirement? Look into IRA CDs. Compare RateBrain's results for the best CD rates to the national average CD rates.






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Best 4 Year CD Rates


 Available Nationwide, Government Insured - June 18, 2019, 2:31 pm PT

Bank Type APY Actions Last
Checked
Citizens Access 2.95%

(down from 3.10%)
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Jun 18
(Today)

Popular Direct 2.90%

(down from 2.95%)
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Jun 14
(4 days ago)

American Express 2.90%

(down from 3.00%)
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Jun 17
(Yesterday)

Able Banking 2.80%

(down from 3.40%)
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Jun 12
(6 days ago)

Synchrony Bank 2.80%

(down from 2.85%)
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Jun 18
(Today)

Capital One 360 2.80%

(down from 2.85%)
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Jun 13
(5 days ago)




`
Bank Type APY Actions Last
Checked
Capital One 2.80%

(down from 2.85%)
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Jun 12
(6 days ago)

TAB Bank 2.75%

(down from 2.99%)
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Jun 17
(Yesterday)

Discover Bank 2.75%

(down from 2.80%)
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Jun 12
(6 days ago)

Barclays Bank 2.75%

(down from 2.80%)
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Jun 14
(4 days ago)

Marcus (Goldman Sachs Bank) 2.75%

(down from 2.80%)
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Jun 13
(5 days ago)

Apple Federal Credit Union 2.75%

(down from 2.95%)
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Jun 14
(4 days ago)




`
Bank Type APY Actions Last
Checked
Self Help Credit Union 2.74%

(up from 2.70%)
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Jun 18
(Today)

Academy Bank 2.73%

(down from 2.93%)
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Jun 13
(5 days ago)

TIAA Bank (EverBank) 2.70%

(down from 2.80%)
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Jun 18
(Today)

TFCU (formerly Melrose Credit Union) 2.70%

(down from 2.75%)
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Jun 12
(6 days ago)

Dime Savings Bank 2.65%

(up from 2.62%)
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Jun 13
(5 days ago)

Vio Bank 2.55%

(down from 2.60%)
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Jun 12
(6 days ago)




`
Bank Type APY Actions Last
Checked
Patelco 2.50%

(down from 3.00%)
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Jun 18
(Today)

Ally Bank 2.50%

(down from 2.60%)
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Jun 17
(Yesterday)

Gulf Coast Bank 2.50%

(up from 1.40%)
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Jun 18
(Today)

USAA 2.45%

(down from 2.48%)
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Jun 18
(Today)

Nat'l Bank of Kansas City 2.43%

(up from 1.81%)
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Jun 14
(4 days ago)

PenFed Credit Union 2.40%

(down from 2.55%)
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Jun 13
(5 days ago)

ConnectOne Bank 2.38%

(down from 2.94%)
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Jun 12
(6 days ago)



`
Bank Type APY Actions Last
Checked
Quaint Oak Bank 2.30%

(down from 2.55%)
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Jun 12
(6 days ago)

Fort Knox Credit Union 2.25%

(up from 1.35%)
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Jun 18
(Today)

Mountain One Bank 2.15%

(down from 2.35%)
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Jun 13
(5 days ago)

CD Bank 2.00%

(down from 3.07%)
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Jun 14
(4 days ago)

Virtual Bank 1.79%

(up from 1.78%)
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Jun 14
(4 days ago)

First City Bank 1.45%

(up from 0.90%)
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Jun 14
(4 days ago)

Seacoast Commerce Bank 0.85%

(down from 1.55%)
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Jun 18
(Today)

First National Community Bank 0.80%

(down from 0.90%)
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Jun 18
(Today)

Bank of America 0.65%

(up from 0.15%)
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Jun 13
(5 days ago)

iGoBanking.com 0.35%

(down from 0.50%)
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Jun 12
(6 days ago)

Charles Schwab Bank 0.03%

(down from 0.35%)
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Jun 17
(Yesterday)



Please Note: We are not a bank or credit union and are not affiliated with any. This information is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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