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RateBrainWeekly top 5 email

Best 4 Year CD rates — October 2026

Available Nationwide, Government Insured — October 5, 2026

70 rates, highest APY first
BankTypeAPYActionsLast checked
Raymond James Bank4 Year CD5.10%up from 4.95%Set AlertShare2 days ago
PDPopular Direct4 Year CD4.85%up from 4.50%Set AlertShare3 days ago
SIState Bank of India4 Year CD4.58%steadySet AlertShare3 days ago
BTG Pactual US4 Year CD4.55%up from 4.50%Set AlertShare3 days ago
NASA Federal Credit Union4 Year CD4.50%steadySet AlertShare9 days ago

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BFBread Financial4 Year CD4.45%up from 4.00%Set AlertShare3 days ago
First National Bank of America4 Year CD4.45%steadySet AlertShare1 day ago
Marcus4 Year CD4.35%up from 4.05%Set AlertShare4 days ago
MMerrick Bank4 Year CD4.30%up from 4.15%Set AlertShare2 days ago
TAB Bank4 Year CD4.20%up from 4.05%Set AlertShare3 days ago
Self Help Credit Union4 Year CD4.18%up from 3.82%Set AlertShare2 days ago
Quorum Federal Credit Union4 Year CD4.15%steadySet AlertShare3 days ago
LFLangley Federal Credit Union4 Year CD4.11%steadySet AlertShare2 days ago
RBC Bank4 Year CD4.10%steadySet AlertShare2 days ago
Synchrony Bank4 Year CD4.10%up from 4.00%Set AlertShare19 days ago

The weekly top 5

The best rates. In your inbox.

Genisys Credit Union4 Year CD4.04%steadySet AlertShare2 days ago
Signature Federal Credit Union4 Year CD3.98%steadySet AlertShare2 days ago
USALLIANCE Financial4 Year CD3.95%steadySet AlertShare2 days ago
AIAll In Credit Union4 Year CD3.87%steadySet AlertShare2 days ago
Apple Federal Credit Union4 Year CD3.75%up from 3.70%Set AlertShare2 days ago
EagleBank4 Year CD3.75%steadySet AlertShare2 days ago
Latino Community Credit Union4 Year CD3.73%steadySet AlertShare2 days ago
Andrews Federal Credit Union4 Year CD3.70%steadySet AlertShare2 days ago
Alliant Credit Union4 Year CD3.65%steadySet AlertShare1 day ago
NNorthpointe Bank4 Year CD3.65%steadySet AlertShare4 days ago
SCSpace Coast Credit Union4 Year CD3.65%steadySet AlertShare1 day ago
Vibrant Credit Union4 Year CD3.65%steadySet AlertShare2 days ago
Lafayette Federal Credit Union4 Year CD3.61%steadySet AlertShare2 days ago
AAcademy Bank4 Year CD3.51%up from 3.03%Set AlertShare1 day ago
Capital One4 Year CD3.50%down from 3.95%Set AlertShare1 day ago

The weekly top 5

The best rates. In your inbox.

Capital One 3604 Year CD3.50%down from 3.95%Set AlertShare4 days ago
First Internet Bank4 Year CD3.45%steadySet AlertShare5 days ago
QOQuaint Oak Bank4 Year CD3.45%down from 4.00%Set AlertShare3 days ago
VVirtual Bank4 Year CD3.41%down from 3.67%Set AlertShare2 days ago
EverBank4 Year CD3.40%down from 4.00%Set AlertShare5 days ago
Provident Credit Union4 Year CD3.35%steadySet AlertShare3 days ago
Ridgewood Savings Bank4 Year CD3.30%steadySet AlertShare4 days ago
Abound Credit Union4 Year CD3.25%down from 3.50%Set AlertShare5 days ago
BMO Alto4 Year CD3.25%up from 2.90%Set AlertShare1 day ago
Digital Federal Credit Union4 Year CD3.25%steadySet AlertShare2 days ago
First Tech Federal Credit Union4 Year CD3.25%steadySet AlertShare2 days ago
Patelco4 Year CD3.25%up from 3.00%Set AlertShare2 days ago
Southeast Financial CU4 Year CD3.25%steadySet AlertShare3 days ago
PenFed Credit Union4 Year CD3.20%down from 3.90%Set AlertShare2 days ago
JFJustice Federal Credit Union4 Year CD3.11%steadySet AlertShare2 days ago
Able Banking4 Year CD3.00%down from 4.05%Set AlertShare1 day ago
Sharonview Federal Credit Union4 Year CD3.00%steadySet AlertShare2 days ago
TFCU4 Year CD3.00%down from 3.25%Set AlertShare2 days ago
Connexus Credit Union4 Year CD2.75%steadySet AlertShare5 days ago
Nat'l Bank of Kansas City4 Year CD2.75%down from 3.25%Set AlertShare2 days ago
Vio Bank4 Year CD2.75%up from 2.50%Set AlertShare3 days ago
Elements Financial4 Year CD2.65%steadySet AlertShare5 days ago
Atlantic Union Bank4 Year CD2.50%steadySet AlertShare1 day ago
BBarclays Bank4 Year CD2.50%down from 3.50%Set AlertShare3 days ago
First Command Bank4 Year CD2.50%steadySet AlertShare5 days ago
Mountain One Bank4 Year CD2.50%up from 1.85%Set AlertShare3 days ago
UUSAA4 Year CD2.50%down from 4.00%Set AlertShare2 years ago
Service Credit Union4 Year CD2.45%steadySet AlertShare2 days ago
American Express4 Year CD2.25%down from 3.00%Set AlertShare1 day ago
Salem Five4 Year CD2.25%steadySet AlertShare4 days ago
Androscoggin Bank4 Year CD2.00%steadySet AlertShare1 day ago
Chase Bank4 Year CD2.00%steadySet AlertShare1 day ago
Citibank4 Year CD2.00%steadySet AlertShare1 day ago
Live Oak Bank4 Year CD2.00%steadySet AlertShare3 days ago
Newtek Bank4 Year CD2.00%steadySet AlertShare2 days ago
FourLeaf Federal Credit Union4 Year CD1.25%steadySet AlertShare1 day ago
OMB Bank4 Year CD0.70%steadySet AlertShare1 day ago
CCIT Bank4 Year CD0.50%steadySet AlertShare1 day ago
MDMidFirst Direct4 Year CD0.40%steadySet AlertShare3 days ago
Bank of America4 Year CD0.03%down from 0.65%Set AlertShare2 years ago

4 Year CD rate history since RateBrain began tracking »

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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