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Find the best CD rates here. Searching for higher interest rates than your savings account or money market account? Look into investing in a certificate of deposit (CD). CD rates can vary quite a bit, but we make finding the highest CD rates easy! Planning for retirement? Look into IRA CDs. Compare RateBrain's results for the best CD rates to the national average CD rates.
The Best 4 Year CD Rates (Certificate of Deposit). Compare the Best 4 Year CD Rates (Certificate of Deposit). FDIC insured Banks. Highest APY Interest Rate. Highest Yield CD Rates. Review the Top High Yield Certificate of Deposit rates
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Credit Union CD Rates
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Available Nationwide, Government Insured - December 11, 2023, 6:38 am PT
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| Bank | Type | APY | Actions | Last Checked |
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| BMO Alto | 4 Year CD | 5.20% ↑ (up from 4.50%) |
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Nov 15 (25 days ago) | |
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| Popular Direct | 4 Year CD | 4.65% ↑ (up from 4.30%) |
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Oct 30 (10 days ago) | |
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| Self Help Credit Union | 4 Year CD | 4.60% ↑ (up from 4.29%) |
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Aug 24 (18 days ago) | |
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| Bread Financial | 4 Year CD | 4.50% ↑ (up from 4.35%) |
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Aug 24 (18 days ago) | |
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| Quaint Oak Bank | 4 Year CD | 4.25% ↑ (up from 4.00%) |
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Aug 24 (18 days ago) | |
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| Barclays Bank | 4 Year CD | 4.25% ↓ (down from 4.50%) |
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Aug 24 (18 days ago) | |
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| Bank | Type | APY | Actions | Last Checked |
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| Capital One 360 | 4 Year CD | 4.20% ↓ (down from 4.35%) |
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Aug 18 (24 days ago) | |
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| Capital One | 4 Year CD | 4.20% ↓ (down from 4.35%) |
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Aug 18 (24 days ago) | |
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| Marcus (Goldman Sachs Bank) | 4 Year CD | 4.20% ↑ (up from 4.00%) |
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Oct 30 (10 days ago) | |
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| TAB Bank | 4 Year CD | 4.05% ↑ (up from 3.95%) |
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Sep 27 (15 days ago) | |
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| Able Banking | 4 Year CD | 4.05% ↑ (up from 0.20%) |
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Oct 4 (8 days ago) | |
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| EverBank | 4 Year CD | 4.05% ↓ (down from 4.06%) |
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Sep 23 (19 days ago) | |
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| Bank | Type | APY | Actions | Last Checked |
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| Apple Federal Credit Union | 4 Year CD | 4.00% ↑ (up from 3.90%) |
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Oct 9 (3 days ago) | |
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| Ally Bank | 4 Year CD | 4.00% ↑ (up from 3.75%) |
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Dec 11 (Today) | |
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| Synchrony Bank | 4 Year CD | 4.00% ↓ (down from 4.30%) |
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Sep 10 (Yesterday) | |
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| Discover Bank | 4 Year CD | 4.00% ↓ (down from 4.10%) |
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Oct 29 (11 days ago) | |
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| PenFed Credit Union | 4 Year CD | 4.00% ↑ (up from 3.90%) |
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Aug 21 (21 days ago) | |
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| Virtual Bank | 4 Year CD | 3.67% ↑ (up from 0.80%) |
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Aug 24 (18 days ago) | |
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| Bank | Type | APY | Actions | Last Checked |
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| Abound Credit Union | 4 Year CD | 3.50% ↑ (up from 3.00%) |
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Oct 30 (10 days ago) | |
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| TFCU (formerly Melrose Credit Union) | 4 Year CD | 3.50% ↑ (up from 2.80%) |
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Nov 21 (19 days ago) | |
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| Nat'l Bank of Kansas City | 4 Year CD | 3.25% ↑ (up from 3.04%) |
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Aug 24 (18 days ago) | |
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| CD Bank | 4 Year CD | 3.10% ↑ (up from 2.77%) |
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Oct 13 (27 days ago) | |
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| Academy Bank | 4 Year CD | 3.03% ↑ (up from 2.52%) |
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Sep 20 (22 days ago) | |
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| Patelco | 4 Year CD | 3.00% ↑ (up from 2.40%) |
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Oct 5 (7 days ago) | |
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| Gulf Coast Bank | 4 Year CD | 3.00% ↓ (down from 4.15%) |
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Aug 13 (Today) | |
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| Bank | Type | APY | Actions | Last Checked |
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| Vio Bank | 4 Year CD | 2.75% ↑ (up from 2.50%) |
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Sep 13 (29 days ago) | |
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| USAA | 4 Year CD | 2.50% ↓ (down from 4.00%) |
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Oct 4 (8 days ago) | |
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| Newtek Bank | 4 Year CD | 2.00% - (steady @ 2.00%) |
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Aug 21 (21 days ago) | |
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| Mountain One Bank | 4 Year CD | 1.85% ↑ (up from 1.50%) |
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Aug 24 (18 days ago) | |
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| American Express | 4 Year CD | 1.20% ↑ (up from 0.50%) |
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Oct 30 (10 days ago) | |
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| First National Community Bank | 4 Year CD | 0.75% ↑ (up from 0.40%) |
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Sep 20 (22 days ago) | |
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| Bank of America | 4 Year CD | 0.03% ↓ (down from 0.65%) |
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Aug 18 (24 days ago) | |
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| Charles Schwab Bank | 4 Year CD | 0.03% ↓ (down from 0.35%) |
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Dec 23 (18 days ago) | |
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Please Note: We are not a bank or credit union and are not affiliated with any. This information is provided 'as is' and solely for informational purposes, not for specific financial advice.
While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.
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