Virtual Bank CD Rate - 4 Year
Virtual Bank's 4 Year CD pays 3.41% APY as of November 10, 2026, checked 6 hours ago. Since RateBrain began tracking it in 2010, this 4 Year CD has paid as much as 3.67% (Dec 2022) and as little as 0.80% (Aug 2020). It is currently above the median 4 Year CD rate we track (3.35% across 90 banks).
3.41% APY
down from 3.67% on Sep 21
- Last checked
- Nov 10 · 6 hours ago
- Minimum deposit
- $10,000
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See the full Virtual Bank 4 Year CD rate history »
Virtual Bank CD Rate - 4 Year CD - Rate History
Now 3.41% APY
- All-time high 3.67% (Dec 2022)
- Low 0.80% (Aug 2020)
- 1-year change −0.26
- 24 changes
- Tracked since Aug 2010
- Full rate history »
The gray line is the median 4 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 21, 2026 | 3.41% | −0.26 |
| December 25, 2022 | 3.67% | +2.87 |
| August 24, 2020 | 0.80% | −0.10 |
| June 22, 2020 | 0.90% | −0.11 |
| March 13, 2020 | 1.01% | −0.78 |
| December 27, 2017 | 1.79% | +0.01 |
| August 27, 2014 | 1.78% | −0.01 |
| April 30, 2014 | 1.79% | +0.28 |
| September 25, 2013 | 1.51% | +0.25 |
| May 21, 2013 | 1.26% | −0.10 |
| October 26, 2012 | 1.36% | −0.10 |
| April 11, 2012 | 1.46% | −0.20 |
| September 12, 2011 | 1.66% | −0.11 |
| August 30, 2011 | 1.77% | −0.10 |
| August 17, 2011 | 1.87% | −0.10 |
| June 22, 2011 | 1.97% | −0.05 |
| May 4, 2011 | 2.02% | +0.10 |
| March 16, 2011 | 1.92% | −0.10 |
| November 18, 2010 | 2.02% | −0.05 |
| November 9, 2010 | 2.07% | −0.05 |
Show all 24 changes
| Date | APY | Change |
|---|---|---|
| October 28, 2010 | 2.12% | −0.05 |
| October 13, 2010 | 2.17% | −0.05 |
| September 15, 2010 | 2.22% | −0.06 |
| August 29, 2010 | 2.28% | first tracked |
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ShareOther Virtual Bank rates
- 1 Month CD2.48%
- 2 Month CD2.74%
- 3 Month CD2.94%
- 6 Month CD3.20%
- 9 Month CD3.25%
- 1 Year CD3.51%
- 18 Month CD3.46%
- 2 Year CD3.41%
- 3 Year CD3.41%
- 5 Year CD3.41%
- Money Market Account3.51%
Other 4 Year CD rates
- State Bank of India5.04%
- Quorum Federal Credit Union5.00%
- Popular Direct4.95%
- BTG Pactual US4.85%
- NASA Federal Credit Union4.75%
- Bread Financial4.65%
Common questions
What is the Virtual Bank 4 Year CD rate today?
The Virtual Bank 4 Year CD pays 3.41% APY as of November 10, 2026, checked 6 hours ago.
How does the Virtual Bank 4 Year CD compare with other 4 Year CDs?
It pays 3.41% APY. The median across the 90 4 Year CD rates RateBrain tracks is 3.35%, so it is 0.06 percentage points above the median.
What has the Virtual Bank 4 Year CD paid over time?
Since RateBrain began tracking it in 2010, it has paid as much as 3.67% (Dec 2022) and as little as 0.80% (Aug 2020).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.