Virtual Bank CD Rate - 6 Month
Virtual Bank's 6 Month CD pays 3.20% APY as of November 13, 2026, checked 1 hour ago. Since RateBrain began tracking it in 2010, this 6 Month CD has paid as much as 3.35% (Nov 2022) and as little as 0.20% (Oct 2021). It is currently below the median 6 Month CD rate we track (3.75% across 131 banks).
3.20% APY
down from 3.35% on Sep 21
- Last checked
- Nov 13 · 1 hour ago
- Minimum deposit
- $10,000
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See the full Virtual Bank 6 Month CD rate history »
Virtual Bank CD Rate - 6 Month CD - Rate History
Now 3.20% APY
- All-time high 3.35% (Nov 2022)
- Low 0.20% (Oct 2021)
- 1-year change −0.15
- 36 changes
- Tracked since Aug 2010
- Full rate history »
The gray line is the median 6 Month CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 21, 2026 | 3.20% | −0.15 |
| November 11, 2022 | 3.35% | +2.70 |
| August 16, 2022 | 0.65% | +0.45 |
| October 24, 2021 | 0.20% | −0.10 |
| September 30, 2020 | 0.30% | −0.10 |
| August 26, 2020 | 0.40% | −0.35 |
| June 23, 2020 | 0.75% | −0.06 |
| March 28, 2020 | 0.81% | +0.01 |
| March 22, 2020 | 0.80% | −0.21 |
| March 6, 2020 | 1.01% | −0.74 |
| November 21, 2019 | 1.75% | −0.10 |
| October 6, 2019 | 1.85% | −0.15 |
| September 23, 2019 | 2.00% | −0.15 |
| August 8, 2019 | 2.15% | −0.25 |
| April 8, 2019 | 2.40% | −0.10 |
| January 21, 2019 | 2.50% | +0.04 |
| January 4, 2019 | 2.46% | +0.15 |
| November 26, 2018 | 2.31% | +0.10 |
| October 23, 2018 | 2.21% | +0.09 |
| September 24, 2018 | 2.12% | +0.11 |
Show all 36 changes
| Date | APY | Change |
|---|---|---|
| August 22, 2018 | 2.01% | +0.45 |
| January 30, 2018 | 1.56% | +0.27 |
| December 28, 2017 | 1.29% | −0.07 |
| September 1, 2017 | 1.36% | +0.25 |
| February 7, 2017 | 1.11% | +0.18 |
| November 7, 2016 | 0.93% | +0.28 |
| March 19, 2013 | 0.65% | −0.05 |
| April 3, 2012 | 0.70% | −0.05 |
| March 21, 2012 | 0.75% | −0.05 |
| January 20, 2012 | 0.80% | −0.05 |
| September 14, 2011 | 0.85% | −0.16 |
| May 12, 2011 | 1.01% | +0.11 |
| March 15, 2011 | 0.90% | −0.16 |
| November 16, 2010 | 1.06% | −0.05 |
| September 15, 2010 | 1.11% | −0.05 |
| August 29, 2010 | 1.16% | first tracked |
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ShareOther Virtual Bank rates
- 1 Month CD2.48%
- 2 Month CD2.74%
- 3 Month CD2.94%
- 9 Month CD3.25%
- 1 Year CD3.51%
- 18 Month CD3.46%
- 2 Year CD3.41%
- 3 Year CD3.41%
- 4 Year CD3.41%
- 5 Year CD3.41%
- Money Market Account3.51%
Other 6 Month CD rates
- State Bank of India4.58%
- NASA Federal Credit Union4.55%
- Happen Bank4.50%
- Accordia Bank4.40%
- BTG Pactual US4.40%
- Merrick Bank4.40%
Common questions
What is the Virtual Bank 6 Month CD rate today?
The Virtual Bank 6 Month CD pays 3.20% APY as of November 13, 2026, checked 1 hour ago.
How does the Virtual Bank 6 Month CD compare with other 6 Month CDs?
It pays 3.20% APY. The median across the 131 6 Month CD rates RateBrain tracks is 3.75%, so it is 0.55 percentage points below the median.
What has the Virtual Bank 6 Month CD paid over time?
Since RateBrain began tracking it in 2010, it has paid as much as 3.35% (Nov 2022) and as little as 0.20% (Oct 2021).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.