Virtual Bank CD Rate - 1 Year
Virtual Bank's 1 Year CD pays 3.51% APY as of November 10, 2026, checked 6 hours ago. Since RateBrain began tracking it in 2010, this 1 Year CD has paid as much as 3.87% (Nov 2022) and as little as 0.30% (Oct 2020). It is currently below the median 1 Year CD rate we track (4.00% across 145 banks).
3.51% APY
down from 3.87% on Sep 21
- Last checked
- Nov 10 · 6 hours ago
- Minimum deposit
- $10,000
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See the full Virtual Bank 1 Year CD rate history »
Virtual Bank CD Rate - 1 Year CD - Rate History
Now 3.51% APY
- All-time high 3.87% (Nov 2022)
- Low 0.30% (Oct 2020)
- 1-year change −0.36
- 56 changes
- Tracked since Aug 2010
- Full rate history »
The gray line is the median 1 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 21, 2026 | 3.51% | −0.36 |
| November 11, 2022 | 3.87% | +2.72 |
| August 11, 2022 | 1.15% | +0.85 |
| October 15, 2020 | 0.30% | −0.25 |
| September 23, 2020 | 0.55% | −0.15 |
| August 20, 2020 | 0.70% | −0.10 |
| June 22, 2020 | 0.80% | −0.11 |
| March 31, 2020 | 0.91% | −1.00 |
| March 10, 2020 | 1.91% | +0.06 |
| December 16, 2019 | 1.85% | −0.15 |
| October 6, 2019 | 2.00% | −0.15 |
| September 24, 2019 | 2.15% | −0.15 |
| September 3, 2019 | 2.30% | −0.06 |
| August 26, 2019 | 2.36% | +0.06 |
| August 13, 2019 | 2.30% | −0.25 |
| April 2, 2019 | 2.55% | −0.20 |
| January 21, 2019 | 2.75% | −0.11 |
| December 5, 2018 | 2.86% | +0.05 |
| November 23, 2018 | 2.81% | +0.06 |
| November 7, 2018 | 2.75% | +0.05 |
Show all 56 changes
| Date | APY | Change |
|---|---|---|
| October 28, 2018 | 2.70% | +0.02 |
| October 2, 2018 | 2.68% | +0.16 |
| August 31, 2018 | 2.52% | +0.17 |
| June 13, 2018 | 2.35% | +0.08 |
| May 9, 2018 | 2.27% | +0.17 |
| April 24, 2018 | 2.10% | +0.20 |
| March 23, 2018 | 1.90% | −0.15 |
| March 5, 2018 | 2.05% | −0.06 |
| January 30, 2018 | 2.11% | +0.42 |
| December 28, 2017 | 1.69% | +0.13 |
| August 26, 2017 | 1.56% | +0.10 |
| April 14, 2017 | 1.46% | +0.12 |
| February 10, 2017 | 1.34% | +0.03 |
| November 7, 2016 | 1.31% | +0.15 |
| February 9, 2015 | 1.16% | +0.16 |
| September 8, 2014 | 1.00% | −0.01 |
| July 22, 2014 | 1.01% | −0.06 |
| April 30, 2014 | 1.07% | +0.06 |
| April 10, 2014 | 1.01% | +0.01 |
| April 7, 2014 | 1.00% | −0.01 |
| February 10, 2014 | 1.01% | +0.11 |
| October 26, 2012 | 0.90% | +0.07 |
| August 7, 2012 | 0.83% | −0.07 |
| March 30, 2012 | 0.90% | −0.11 |
| December 26, 2011 | 1.01% | +0.11 |
| September 14, 2011 | 0.90% | −0.21 |
| September 12, 2011 | 1.11% | −0.05 |
| July 14, 2011 | 1.16% | −0.05 |
| May 10, 2011 | 1.21% | +0.10 |
| March 15, 2011 | 1.11% | −0.14 |
| January 31, 2011 | 1.25% | −0.01 |
| December 2, 2010 | 1.26% | +0.01 |
| November 18, 2010 | 1.25% | −0.06 |
| October 20, 2010 | 1.31% | −0.05 |
| September 15, 2010 | 1.36% | −0.05 |
| August 29, 2010 | 1.41% | first tracked |
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ShareOther Virtual Bank rates
- 1 Month CD2.48%
- 2 Month CD2.74%
- 3 Month CD2.94%
- 6 Month CD3.20%
- 9 Month CD3.25%
- 18 Month CD3.46%
- 2 Year CD3.41%
- 3 Year CD3.41%
- 4 Year CD3.41%
- 5 Year CD3.41%
- Money Market Account3.51%
Other 1 Year CD rates
- State Bank of India4.89%
- EagleBank4.80%
- USALLIANCE Financial4.75%
- BTG Pactual US4.65%
- CFG Bank4.65%
- Merrick Bank4.65%
Common questions
What is the Virtual Bank 1 Year CD rate today?
The Virtual Bank 1 Year CD pays 3.51% APY as of November 10, 2026, checked 6 hours ago.
How does the Virtual Bank 1 Year CD compare with other 1 Year CDs?
It pays 3.51% APY. The median across the 145 1 Year CD rates RateBrain tracks is 4.00%, so it is 0.49 percentage points below the median.
What has the Virtual Bank 1 Year CD paid over time?
Since RateBrain began tracking it in 2010, it has paid as much as 3.87% (Nov 2022) and as little as 0.30% (Oct 2020).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.