Virtual Bank CD Rate - 5 Year
Virtual Bank's 5 Year CD pays 3.41% APY as of October 21, 2026, checked 7 days ago. Since RateBrain began tracking it in 2010, this 5 Year CD has paid as much as 5.00% (Feb 2024) and as little as 1.01% (Mar 2020). It is currently above the median 5 Year CD rate we track (3.40% across 113 banks).
3.41% APY
down from 3.51% on Sep 21
- Last checked
- Oct 21 · 7 days ago
- Minimum deposit
- $10,000
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See the full Virtual Bank 5 Year CD rate history »
Virtual Bank CD Rate - 5 Year CD - Rate History
Now 3.41% APY
- All-time high 5.00% (Feb 2024)
- Low 1.01% (Mar 2020)
- 1-year change −0.10
- 37 changes
- Tracked since Aug 2010
- Full rate history »
The gray line is the median 5 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 21, 2026 | 3.41% | −0.10 |
| March 4, 2024 | 3.51% | −1.49 |
| February 1, 2024 | 5.00% | +1.49 |
| December 25, 2022 | 3.51% | +2.50 |
| March 6, 2020 | 1.01% | −0.94 |
| August 8, 2019 | 1.95% | −0.30 |
| June 30, 2019 | 2.25% | −0.25 |
| April 8, 2019 | 2.50% | −0.55 |
| September 9, 2018 | 3.05% | +0.40 |
| March 5, 2018 | 2.65% | +0.07 |
| January 29, 2018 | 2.58% | +0.24 |
| December 27, 2017 | 2.34% | +0.12 |
| March 29, 2017 | 2.22% | +0.41 |
| August 27, 2014 | 1.81% | −0.01 |
| July 17, 2014 | 1.82% | −0.19 |
| June 8, 2014 | 2.01% | −0.27 |
| May 28, 2014 | 2.28% | −0.03 |
| April 30, 2014 | 2.31% | +0.29 |
| November 8, 2013 | 2.02% | +0.10 |
| September 25, 2013 | 1.92% | +0.51 |
Show all 37 changes
| Date | APY | Change |
|---|---|---|
| November 12, 2012 | 1.41% | −0.10 |
| April 11, 2012 | 1.51% | −0.15 |
| April 4, 2012 | 1.66% | −0.11 |
| September 12, 2011 | 1.77% | −0.20 |
| August 30, 2011 | 1.97% | −0.25 |
| August 17, 2011 | 2.22% | −0.06 |
| August 9, 2011 | 2.28% | −0.05 |
| July 1, 2011 | 2.33% | −0.05 |
| May 5, 2011 | 2.38% | +0.16 |
| March 16, 2011 | 2.22% | −0.11 |
| January 19, 2011 | 2.33% | +0.05 |
| November 16, 2010 | 2.28% | −0.05 |
| November 9, 2010 | 2.33% | −0.05 |
| October 28, 2010 | 2.38% | −0.05 |
| October 13, 2010 | 2.43% | −0.05 |
| September 15, 2010 | 2.48% | −0.05 |
| August 29, 2010 | 2.53% | first tracked |
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ShareOther Virtual Bank rates
- 1 Month CD2.48%
- 2 Month CD2.74%
- 3 Month CD2.94%
- 6 Month CD3.20%
- 9 Month CD3.25%
- 1 Year CD3.51%
- 18 Month CD3.46%
- 2 Year CD3.41%
- 3 Year CD3.41%
- 4 Year CD3.41%
- Money Market Account3.51%
Other 5 Year CD rates
- State Bank of India5.09%
- Popular Direct5.00%
- Quorum Federal Credit Union5.00%
- Sallie Mae5.00%
- SmartyPig5.00%
- BTG Pactual US4.85%
Common questions
What is the Virtual Bank 5 Year CD rate today?
The Virtual Bank 5 Year CD pays 3.41% APY as of October 21, 2026, checked 7 days ago.
How does the Virtual Bank 5 Year CD compare with other 5 Year CDs?
It pays 3.41% APY. The median across the 113 5 Year CD rates RateBrain tracks is 3.40%, so it is 0.01 percentage points above the median.
What has the Virtual Bank 5 Year CD paid over time?
Since RateBrain began tracking it in 2010, it has paid as much as 5.00% (Feb 2024) and as little as 1.01% (Mar 2020).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.