Virtual Bank CD Rate - 3 Year
Virtual Bank's 3 Year CD pays 3.41% APY as of October 21, 2026, checked 2 days ago. Since RateBrain began tracking it in 2010, this 3 Year CD has paid as much as 3.77% (Dec 2022) and as little as 1.05% (Mar 2020). It is currently at the median 3 Year CD rate we track (3.41% across 119 banks).
3.41% APY
down from 3.77% on Sep 21
- Last checked
- Oct 21 · 2 days ago
- Minimum deposit
- $10,000
Alert me when this rate changesShare this rate
See the full Virtual Bank 3 Year CD rate history »
Virtual Bank CD Rate - 3 Year CD - Rate History
Now 3.41% APY
- All-time high 3.77% (Dec 2022)
- Low 1.05% (Mar 2020)
- 1-year change −0.36
- 28 changes
- Tracked since Aug 2010
- Full rate history »
The gray line is the median 3 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 21, 2026 | 3.41% | −0.36 |
| December 25, 2022 | 3.77% | +2.72 |
| March 13, 2020 | 1.05% | −0.85 |
| December 22, 2019 | 1.90% | −0.10 |
| August 7, 2019 | 2.00% | −0.16 |
| August 2, 2019 | 2.16% | −0.09 |
| June 30, 2019 | 2.25% | −0.25 |
| April 4, 2019 | 2.50% | −0.51 |
| October 15, 2018 | 3.01% | +1.35 |
| April 14, 2017 | 1.66% | +0.05 |
| February 7, 2017 | 1.61% | +0.05 |
| November 7, 2016 | 1.56% | +0.20 |
| May 7, 2014 | 1.36% | +0.15 |
| May 21, 2013 | 1.21% | −0.10 |
| April 4, 2012 | 1.31% | −0.10 |
| September 13, 2011 | 1.41% | −0.15 |
| September 5, 2011 | 1.56% | −0.10 |
| August 18, 2011 | 1.66% | −0.05 |
| July 6, 2011 | 1.71% | −0.06 |
| May 13, 2011 | 1.77% | +0.06 |
Show all 28 changes
| Date | APY | Change |
|---|---|---|
| March 16, 2011 | 1.71% | −0.11 |
| December 2, 2010 | 1.82% | +0.02 |
| November 18, 2010 | 1.80% | −0.07 |
| November 10, 2010 | 1.87% | −0.05 |
| October 19, 2010 | 1.92% | −0.05 |
| September 15, 2010 | 1.97% | −0.05 |
| September 11, 2010 | 2.02% | −0.05 |
| August 29, 2010 | 2.07% | first tracked |
Set Up Rate Alert
Share this rate
https://ratebrain.com/virtual-bank-3-year-cd
ShareOther Virtual Bank rates
- 1 Month CD2.48%
- 2 Month CD2.74%
- 3 Month CD2.94%
- 6 Month CD3.20%
- 9 Month CD3.25%
- 1 Year CD3.51%
- 18 Month CD3.46%
- 2 Year CD3.41%
- 4 Year CD3.41%
- 5 Year CD3.41%
- Money Market Account3.51%
Other 3 Year CD rates
- Raymond James Bank5.05%
- State Bank of India5.04%
- Quorum Federal Credit Union4.90%
- BTG Pactual US4.85%
- Popular Direct4.85%
- Bread Financial4.60%
Common questions
What is the Virtual Bank 3 Year CD rate today?
The Virtual Bank 3 Year CD pays 3.41% APY as of October 21, 2026, checked 2 days ago.
How does the Virtual Bank 3 Year CD compare with other 3 Year CDs?
It pays 3.41% APY. The median across the 119 3 Year CD rates RateBrain tracks is 3.41%, so it is the same as the median.
What has the Virtual Bank 3 Year CD paid over time?
Since RateBrain began tracking it in 2010, it has paid as much as 3.77% (Dec 2022) and as little as 1.05% (Mar 2020).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.