Virtual Bank 5 Year CD Rate History (2010–2026)
RateBrain has recorded 37 rate changes for Virtual Bank's 5 Year CD since August 29, 2010. Its highest rate was 5.00% (Feb 2024) and its lowest 1.01% (Mar 2020). It pays 3.41% APY today, last changed on September 21, 2026. That is down 0.10 percentage points from a year ago.
Current Virtual Bank 5 Year CD rate »Virtual Bank rate history »5 Year CD rate history »
Rate history chart
Now 3.41% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 3.51% | 3.41% | 3.41% | 1 |
| 2025 | 3.51% | 3.51% | 3.51% | 0 |
| 2024 | 5.00% | 3.51% | 3.51% | 2 |
| 2023 | 3.51% | 3.51% | 3.51% | 0 |
| 2022 | 3.51% | 1.01% | 3.51% | 1 |
| 2021 | 1.01% | 1.01% | 1.01% | 0 |
| 2020 | 1.95% | 1.01% | 1.01% | 1 |
| 2019 | 3.05% | 1.95% | 1.95% | 3 |
| 2018 | 3.05% | 2.34% | 3.05% | 3 |
| 2017 | 2.34% | 1.81% | 2.34% | 2 |
| 2016 | 1.81% | 1.81% | 1.81% | 0 |
| 2015 | 1.81% | 1.81% | 1.81% | 0 |
| 2014 | 2.31% | 1.81% | 1.81% | 5 |
| 2013 | 2.02% | 1.41% | 2.02% | 2 |
| 2012 | 1.77% | 1.41% | 1.41% | 3 |
| 2011 | 2.38% | 1.77% | 1.77% | 8 |
| 2010 | 2.53% | 2.28% | 2.28% | 6 |
All 37 rate changes
| Date | APY | Change |
|---|---|---|
| September 21, 2026 | 3.41% | −0.10 |
| March 4, 2024 | 3.51% | −1.49 |
| February 1, 2024 | 5.00% | +1.49 |
| December 25, 2022 | 3.51% | +2.50 |
| March 6, 2020 | 1.01% | −0.94 |
| August 8, 2019 | 1.95% | −0.30 |
| June 30, 2019 | 2.25% | −0.25 |
| April 8, 2019 | 2.50% | −0.55 |
| September 9, 2018 | 3.05% | +0.40 |
| March 5, 2018 | 2.65% | +0.07 |
| January 29, 2018 | 2.58% | +0.24 |
| December 27, 2017 | 2.34% | +0.12 |
| March 29, 2017 | 2.22% | +0.41 |
| August 27, 2014 | 1.81% | −0.01 |
| July 17, 2014 | 1.82% | −0.19 |
| June 8, 2014 | 2.01% | −0.27 |
| May 28, 2014 | 2.28% | −0.03 |
| April 30, 2014 | 2.31% | +0.29 |
| November 8, 2013 | 2.02% | +0.10 |
| September 25, 2013 | 1.92% | +0.51 |
| November 12, 2012 | 1.41% | −0.10 |
| April 11, 2012 | 1.51% | −0.15 |
| April 4, 2012 | 1.66% | −0.11 |
| September 12, 2011 | 1.77% | −0.20 |
| August 30, 2011 | 1.97% | −0.25 |
| August 17, 2011 | 2.22% | −0.06 |
| August 9, 2011 | 2.28% | −0.05 |
| July 1, 2011 | 2.33% | −0.05 |
| May 5, 2011 | 2.38% | +0.16 |
| March 16, 2011 | 2.22% | −0.11 |
| January 19, 2011 | 2.33% | +0.05 |
| November 16, 2010 | 2.28% | −0.05 |
| November 9, 2010 | 2.33% | −0.05 |
| October 28, 2010 | 2.38% | −0.05 |
| October 13, 2010 | 2.43% | −0.05 |
| September 15, 2010 | 2.48% | −0.05 |
| August 29, 2010 | 2.53% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.