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Please Note: We are not a bank or credit union and are not affiliated with any. This information above for Bread Financial CD Rate - 4 Year CD is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.