Patelco CD Rate - 4 Year
Patelco's 4 Year CD pays 3.25% APY as of November 10, 2026, checked 6 hours ago. Since RateBrain began tracking it in 2017, this 4 Year CD has paid as much as 3.25% (Sep 2026) and as little as 0.55% (Sep 2021). It is currently below the median 4 Year CD rate we track (3.35% across 90 banks).
3.25% APY
up from 3.00% on Sep 25
- Last checked
- Nov 10 · 6 hours ago
- Minimum deposit
- $1,000
Alert me when this rate changesShare this rate
See the full Patelco 4 Year CD rate history »
Patelco CD Rate - 4 Year CD - Rate History
Now 3.25% APY
- All-time high 3.25% (Sep 2026)
- Low 0.55% (Sep 2021)
- 1-year change +0.25
- 27 changes
- Tracked since Jul 2017
- Full rate history »
The gray line is the median 4 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 25, 2026 | 3.25% | +0.25 |
| May 8, 2023 | 3.00% | +0.60 |
| September 20, 2022 | 2.40% | +0.40 |
| July 11, 2022 | 2.00% | +0.50 |
| June 16, 2022 | 1.50% | +0.60 |
| May 5, 2022 | 0.90% | +0.10 |
| April 21, 2022 | 0.80% | +0.05 |
| April 5, 2022 | 0.75% | +0.05 |
| February 21, 2022 | 0.70% | +0.05 |
| February 7, 2022 | 0.65% | +0.10 |
| September 18, 2021 | 0.55% | −0.20 |
| December 14, 2020 | 0.75% | −0.05 |
| November 18, 2020 | 0.80% | −0.10 |
| July 28, 2020 | 0.90% | −0.05 |
| July 13, 2020 | 0.95% | −0.10 |
| June 19, 2020 | 1.05% | −0.25 |
| May 22, 2020 | 1.30% | −0.10 |
| March 18, 2020 | 1.40% | −0.30 |
| March 13, 2020 | 1.70% | −0.25 |
| November 13, 2019 | 1.95% | −0.30 |
Show all 27 changes
| Date | APY | Change |
|---|---|---|
| October 6, 2019 | 2.25% | −0.25 |
| June 18, 2019 | 2.50% | −0.50 |
| March 18, 2019 | 3.00% | +0.90 |
| August 8, 2018 | 2.10% | +0.30 |
| April 24, 2018 | 1.80% | +0.20 |
| November 8, 2017 | 1.60% | +0.10 |
| July 6, 2017 | 1.50% | first tracked |
Set Up Rate Alert
Share this rate
https://ratebrain.com/patelco-4-year-cd
ShareOther Patelco rates
- 4 Month CD3.00%
- 6 Month CD3.00%
- 7 Month CD4.25%
- 8 Month CD4.00%
- 1 Year CD3.00%
- 13 Month CD4.15%
- 21 Month CD3.00%
- 2 Year CD3.00%
- 42 Month CD3.00%
- 5 Year CD3.50%
- Savings Account0.05%
- Checking Account0.10%
- Money Market Account1.00%
Other 4 Year CD rates
- State Bank of India5.04%
- Quorum Federal Credit Union5.00%
- Popular Direct4.95%
- BTG Pactual US4.85%
- NASA Federal Credit Union4.75%
- Bread Financial4.65%
Common questions
What is the Patelco 4 Year CD rate today?
The Patelco 4 Year CD pays 3.25% APY as of November 10, 2026, checked 6 hours ago.
How does the Patelco 4 Year CD compare with other 4 Year CDs?
It pays 3.25% APY. The median across the 90 4 Year CD rates RateBrain tracks is 3.35%, so it is 0.10 percentage points below the median.
What has the Patelco 4 Year CD paid over time?
Since RateBrain began tracking it in 2017, it has paid as much as 3.25% (Sep 2026) and as little as 0.55% (Sep 2021).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.