Patelco CD Rate - 5 Year

Patelco's 5 Year CD pays 3.50% APY as of September 25, 2026, checked 3 days ago. Since RateBrain began tracking it in 2017, this 5 Year CD has paid as much as 3.50% (Sep 2026) and as little as 1.50% (Mar 2020). It is currently above the median 5 Year CD rate we track (3.40% across 78 banks).

3.50% APY

up from 3.00% on Sep 20

Last checked: Sep 25 · 3 days ago
Minimum deposit: $1,000

View on Patelco’s website »See all Patelco rates »

Rate history

Now 3.50% APY

All-time high 3.50% (Sep 2026)
Low 1.50% (Mar 2020)
1-year change +0.50
13 changes
Tracked since Jul 2017
Full rate history »

The gray line is the median 5 Year CD rate across the banks we tracked each month.

Rate changes

Date	APY	Change
September 20, 2026	3.50%	+0.50
May 8, 2023	3.00%	+0.50
December 25, 2022	2.50%	+1.00
March 20, 2020	1.50%	−0.30
March 10, 2020	1.80%	−0.20
March 6, 2020	2.00%	−0.10
November 14, 2019	2.10%	−0.20
October 6, 2019	2.30%	−0.30
June 20, 2019	2.60%	−0.50
March 17, 2019	3.10%	+0.85
July 31, 2018	2.25%	+0.15
December 28, 2017	2.10%	+0.10
July 6, 2017	2.00%	first tracked

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Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.