Academy Bank CD Rate - 4 Year

Academy Bank's 4 Year CD pays 3.51% APY as of November 9, 2026, checked 13 hours ago. Since RateBrain began tracking it in 2011, this 4 Year CD has paid as much as 3.51% (Oct 2026) and as little as 0.90% (Apr 2013). It is currently above the median 4 Year CD rate we track (3.35% across 90 banks).

3.51% APY

up from 3.03% on Oct 4

Last checked: Nov 9 · 13 hours ago
Minimum deposit: $500

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See the full Academy Bank 4 Year CD rate history »

Academy Bank CD Rate - 4 Year CD - Rate History

Now 3.51% APY

All-time high 3.51% (Oct 2026)
Low 0.90% (Apr 2013)
1-year change +0.48
26 changes
Tracked since Jan 2011
Full rate history »

The gray line is the median 4 Year CD rate across the banks we tracked each month.

Rate changes

Date	APY	Change
October 4, 2026	3.51%	+0.48
March 31, 2023	3.03%	+0.51
December 23, 2022	2.52%	+0.45
October 9, 2019	2.07%	−0.25
August 19, 2019	2.32%	−0.25
July 1, 2019	2.57%	−0.16
May 29, 2019	2.73%	−0.20
August 22, 2018	2.93%	+0.51
May 31, 2018	2.42%	+0.20
March 18, 2018	2.22%	+0.10
December 28, 2017	2.12%	+0.21
July 6, 2017	1.91%	+0.31
December 25, 2015	1.60%	+0.40
April 28, 2015	1.20%	+0.10
September 30, 2013	1.10%	+0.10
September 23, 2013	1.00%	+0.10
April 23, 2013	0.90%	−0.10
March 19, 2013	1.00%	−0.14
December 10, 2012	1.14%	−0.11
November 2, 2012	1.25%	−0.15

Show all 26 changes

Date	APY	Change
May 18, 2012	1.40%	+0.05
April 30, 2012	1.35%	+0.10
November 16, 2011	1.25%	−0.15
September 12, 2011	1.40%	−0.35
August 18, 2011	1.75%	−0.25
January 16, 2011	2.00%	first tracked

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Other 4 Year CD rates

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Common questions

What is the Academy Bank 4 Year CD rate today?

The Academy Bank 4 Year CD pays 3.51% APY as of November 9, 2026, checked 13 hours ago.

How does the Academy Bank 4 Year CD compare with other 4 Year CDs?

It pays 3.51% APY. The median across the 90 4 Year CD rates RateBrain tracks is 3.35%, so it is 0.16 percentage points above the median.

What has the Academy Bank 4 Year CD paid over time?

Since RateBrain began tracking it in 2011, it has paid as much as 3.51% (Oct 2026) and as little as 0.90% (Apr 2013).

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.