Academy Bank CD Rate - 3 Year
Academy Bank's 3 Year CD pays 3.51% APY as of November 9, 2026, checked 13 hours ago. Since RateBrain began tracking it in 2011, this 3 Year CD has paid as much as 3.51% (Oct 2026) and as little as 0.65% (Sep 2020). It is currently above the median 3 Year CD rate we track (3.45% across 121 banks).
3.51% APY
up from 3.03% on Oct 4
- Last checked
- Nov 9 · 13 hours ago
- Minimum deposit
- $500
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See the full Academy Bank 3 Year CD rate history »
Academy Bank CD Rate - 3 Year CD - Rate History
Now 3.51% APY
- All-time high 3.51% (Oct 2026)
- Low 0.65% (Sep 2020)
- 1-year change +0.48
- 40 changes
- Tracked since Jan 2011
- Full rate history »
The gray line is the median 3 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| October 4, 2026 | 3.51% | +0.48 |
| February 14, 2023 | 3.03% | +0.51 |
| December 23, 2022 | 2.52% | +1.87 |
| September 3, 2020 | 0.65% | −0.10 |
| July 9, 2020 | 0.75% | −0.10 |
| June 12, 2020 | 0.85% | −0.25 |
| May 18, 2020 | 1.10% | −0.16 |
| April 14, 2020 | 1.26% | −0.25 |
| March 26, 2020 | 1.51% | −0.15 |
| March 12, 2020 | 1.66% | −0.30 |
| February 11, 2020 | 1.96% | −0.06 |
| November 18, 2019 | 2.02% | +0.11 |
| November 6, 2019 | 1.91% | −0.11 |
| October 10, 2019 | 2.02% | −0.20 |
| October 7, 2019 | 2.22% | −0.05 |
| August 15, 2019 | 2.27% | −0.25 |
| June 30, 2019 | 2.52% | −0.16 |
| June 3, 2019 | 2.68% | −0.20 |
| November 7, 2018 | 2.88% | +0.05 |
| August 28, 2018 | 2.83% | +0.51 |
Show all 40 changes
| Date | APY | Change |
|---|---|---|
| June 1, 2018 | 2.32% | +0.20 |
| March 18, 2018 | 2.12% | +0.10 |
| December 27, 2017 | 2.02% | +0.21 |
| July 6, 2017 | 1.81% | +0.41 |
| December 8, 2015 | 1.40% | +0.25 |
| May 5, 2015 | 1.15% | +0.15 |
| December 6, 2013 | 1.00% | +0.10 |
| September 27, 2013 | 0.90% | +0.10 |
| September 8, 2013 | 0.80% | +0.10 |
| May 3, 2013 | 0.70% | −0.10 |
| April 16, 2013 | 0.80% | −0.10 |
| January 14, 2013 | 0.90% | −0.10 |
| December 5, 2012 | 1.00% | −0.10 |
| October 30, 2012 | 1.10% | −0.10 |
| May 24, 2012 | 1.20% | +0.05 |
| April 30, 2012 | 1.15% | +0.10 |
| November 16, 2011 | 1.05% | −0.15 |
| September 12, 2011 | 1.20% | −0.30 |
| August 17, 2011 | 1.50% | −0.30 |
| January 16, 2011 | 1.80% | first tracked |
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ShareOther Academy Bank rates
- 1 Month CD1.00%
- 3 Month CD1.05%
- 6 Month CD1.15%
- 9 Month CD3.45%
- 1 Year CD4.20%
- 13 Month CD4.00%
- 15 Month CD4.30%
- 18 Month CD4.40%
- 19 Month CD3.51%
- 2 Year CD3.51%
- 30 Month CD3.51%
- 4 Year CD3.51%
- 5 Year CD3.51%
Other 3 Year CD rates
- State Bank of India5.04%
- Merrick Bank4.90%
- Quorum Federal Credit Union4.90%
- BTG Pactual US4.85%
- Popular Direct4.85%
- CFG Bank4.82%
Common questions
What is the Academy Bank 3 Year CD rate today?
The Academy Bank 3 Year CD pays 3.51% APY as of November 9, 2026, checked 13 hours ago.
How does the Academy Bank 3 Year CD compare with other 3 Year CDs?
It pays 3.51% APY. The median across the 121 3 Year CD rates RateBrain tracks is 3.45%, so it is 0.06 percentage points above the median.
What has the Academy Bank 3 Year CD paid over time?
Since RateBrain began tracking it in 2011, it has paid as much as 3.51% (Oct 2026) and as little as 0.65% (Sep 2020).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.