Live Oak Bank CD Rate - 4 Year

Live Oak Bank's 4 Year CD pays 2.00% APY as of November 10, 2026, checked 6 hours ago. The rate has not changed since RateBrain began tracking it on September 24, 2026. It is currently below the median 4 Year CD rate we track (3.35% across 90 banks).

2.00% APY

Last checked: Nov 10 · 6 hours ago
Minimum deposit: $2,500

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See the full Live Oak Bank 4 Year CD rate history »

Live Oak Bank CD Rate - 4 Year CD - Rate History

Now 2.00% APY

All-time high 2.00% (Sep 2026)
Low 2.00% (Sep 2026)
1 change
Tracked since Sep 2026
Full rate history »

The gray line is the median 4 Year CD rate across the banks we tracked each month.

Rate changes

Date	APY	Change
September 24, 2026	2.00%	first tracked

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Other 4 Year CD rates

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Common questions

What is the Live Oak Bank 4 Year CD rate today?

The Live Oak Bank 4 Year CD pays 2.00% APY as of November 10, 2026, checked 6 hours ago.

How does the Live Oak Bank 4 Year CD compare with other 4 Year CDs?

It pays 2.00% APY. The median across the 90 4 Year CD rates RateBrain tracks is 3.35%, so it is 1.35 percentage points below the median.

Has the Live Oak Bank 4 Year CD rate changed?

Not since RateBrain began tracking it on September 24, 2026.

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.