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Live Oak Bank CD Rate - 2 Year

Live Oak Bank's 2 Year CD pays 2.00% APY as of September 24, 2026, checked 13 hours ago. The rate was raised from 0.65% on December 25, 2022. Since RateBrain began tracking it in 2019, this 2 Year CD has paid as much as 3.00% (Jan 2019) and as little as 0.60% (Sep 2020). It is currently below the median 2 Year CD rate we track (3.50% across 57 banks).

2.00% APY

up from 0.65% on Dec 25, 2022

Last checked
Sep 24 · 13 hours ago
Minimum deposit
$2,500
View on Live Oak Bank’s website »See all Live Oak Bank rates »

Rate history

Now 2.00% APY

Live Oak Bank 2 Year CD APY historyStep chart of 31 rate changes from Jan 2019 to Sep 2026. High 3.00% (Jan 2019), low 0.60% (Sep 2020), current 2.00%.0.00%1.00%2.00%3.00%4.00%5.00%2020202120222023202420252026median2.00%3.00% · Jan 20190.60% · Sep 2020

The gray line is the median 2 Year CD rate across the banks we tracked each month.

Rate changes

DateAPYChange
December 25, 20222.00%+1.35
November 16, 20210.65%−0.10
October 24, 20210.75%+0.05
December 18, 20200.70%−0.10
November 27, 20200.80%+0.20
October 22, 20200.60%−0.10
September 30, 20200.70%+0.10
September 16, 20200.60%−0.10
July 17, 20200.70%−0.15
July 7, 20200.85%−0.15
June 22, 20201.00%−0.25
June 5, 20201.25%−0.10
May 18, 20201.35%−0.05
May 12, 20201.40%−0.10
March 20, 20201.50%−0.25
March 17, 20201.75%−0.15
March 6, 20201.90%−0.15
March 4, 20202.05%−0.15
December 12, 20192.20%+0.05
November 13, 20192.15%−0.15
Show all 31 changes
DateAPYChange
October 1, 20192.30%−0.10
September 24, 20192.40%−0.05
September 16, 20192.45%−0.05
August 14, 20192.50%−0.10
July 23, 20192.60%−0.10
July 1, 20192.70%−0.10
June 19, 20192.80%−0.05
April 23, 20192.85%−0.05
March 21, 20192.90%−0.05
February 17, 20192.95%−0.05
January 14, 20193.00%first tracked

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