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Live Oak Bank CD Rate - 5 Year

Live Oak Bank's 5 Year CD pays 2.00% APY as of September 24, 2026, checked 13 hours ago. The rate was lowered from 2.50% on September 28, 2022. Since RateBrain began tracking it in 2019, this 5 Year CD has paid as much as 3.15% (Jan 2019) and as little as 0.50% (Nov 2020). It is currently below the median 5 Year CD rate we track (3.33% across 58 banks).

2.00% APY

down from 2.50% on Sep 28, 2022

Last checked
Sep 24 · 13 hours ago
Minimum deposit
$2,500
View on Live Oak Bank’s website »See all Live Oak Bank rates »

Rate history

Now 2.00% APY

Live Oak Bank 5 Year CD APY historyStep chart of 32 rate changes from Jan 2019 to Sep 2026. High 3.15% (Jan 2019), low 0.50% (Nov 2020), current 2.00%.0.00%1.00%2.00%3.00%4.00%5.00%2020202120222023202420252026median2.00%3.15% · Jan 20190.50% · Nov 2020

The gray line is the median 5 Year CD rate across the banks we tracked each month.

Rate changes

DateAPYChange
September 28, 20222.00%−0.50
August 19, 20222.50%−0.20
August 11, 20222.70%−0.05
May 9, 20222.75%+0.75
April 21, 20222.00%+0.70
February 9, 20221.30%+0.40
January 12, 20220.90%+0.20
December 18, 20200.70%+0.20
November 24, 20200.50%−0.50
November 17, 20201.00%+0.40
October 26, 20200.60%−0.20
July 8, 20200.80%−0.20
June 23, 20201.00%−0.20
June 9, 20201.20%−0.10
May 11, 20201.30%−0.10
April 29, 20201.40%−0.10
March 20, 20201.50%−0.25
March 17, 20201.75%−0.15
March 6, 20201.90%−0.10
March 4, 20202.00%−0.10
Show all 32 changes
DateAPYChange
January 9, 20202.10%−0.15
November 13, 20192.25%−0.10
September 26, 20192.35%−0.10
September 19, 20192.45%−0.05
September 4, 20192.50%−0.20
July 23, 20192.70%−0.05
July 1, 20192.75%−0.20
June 19, 20192.95%−0.05
April 18, 20193.00%−0.05
March 26, 20193.05%−0.05
February 17, 20193.10%−0.05
January 14, 20193.15%first tracked

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