Live Oak Bank CD Rate - 5 Year

Live Oak Bank's 5 Year CD pays 2.00% APY as of November 10, 2026, checked 6 hours ago. Since RateBrain began tracking it in 2019, this 5 Year CD has paid as much as 3.15% (Jan 2019) and as little as 0.50% (Nov 2020). It is currently below the median 5 Year CD rate we track (3.40% across 113 banks).

2.00% APY

down from 2.50% on Sep 28, 2022

Last checked: Nov 10 · 6 hours ago
Minimum deposit: $2,500

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See the full Live Oak Bank 5 Year CD rate history »

Live Oak Bank CD Rate - 5 Year CD - Rate History

Now 2.00% APY

All-time high 3.15% (Jan 2019)
Low 0.50% (Nov 2020)
1-year change 0.00
32 changes
Tracked since Jan 2019
Full rate history »

The gray line is the median 5 Year CD rate across the banks we tracked each month.

Rate changes

Date	APY	Change
September 28, 2022	2.00%	−0.50
August 19, 2022	2.50%	−0.20
August 11, 2022	2.70%	−0.05
May 9, 2022	2.75%	+0.75
April 21, 2022	2.00%	+0.70
February 9, 2022	1.30%	+0.40
January 12, 2022	0.90%	+0.20
December 18, 2020	0.70%	+0.20
November 24, 2020	0.50%	−0.50
November 17, 2020	1.00%	+0.40
October 26, 2020	0.60%	−0.20
July 8, 2020	0.80%	−0.20
June 23, 2020	1.00%	−0.20
June 9, 2020	1.20%	−0.10
May 11, 2020	1.30%	−0.10
April 29, 2020	1.40%	−0.10
March 20, 2020	1.50%	−0.25
March 17, 2020	1.75%	−0.15
March 6, 2020	1.90%	−0.10
March 4, 2020	2.00%	−0.10

Show all 32 changes

Date	APY	Change
January 9, 2020	2.10%	−0.15
November 13, 2019	2.25%	−0.10
September 26, 2019	2.35%	−0.10
September 19, 2019	2.45%	−0.05
September 4, 2019	2.50%	−0.20
July 23, 2019	2.70%	−0.05
July 1, 2019	2.75%	−0.20
June 19, 2019	2.95%	−0.05
April 18, 2019	3.00%	−0.05
March 26, 2019	3.05%	−0.05
February 17, 2019	3.10%	−0.05
January 14, 2019	3.15%	first tracked

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Common questions

What is the Live Oak Bank 5 Year CD rate today?

The Live Oak Bank 5 Year CD pays 2.00% APY as of November 10, 2026, checked 6 hours ago.

How does the Live Oak Bank 5 Year CD compare with other 5 Year CDs?

It pays 2.00% APY. The median across the 113 5 Year CD rates RateBrain tracks is 3.40%, so it is 1.40 percentage points below the median.

What has the Live Oak Bank 5 Year CD paid over time?

Since RateBrain began tracking it in 2019, it has paid as much as 3.15% (Jan 2019) and as little as 0.50% (Nov 2020).

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.