Live Oak Bank CD Rate - 6 Month
Live Oak Bank's 6 Month CD pays 4.30% APY as of November 10, 2026, checked 6 hours ago. Since RateBrain began tracking it in 2019, this 6 Month CD has paid as much as 5.20% (Sep 2023) and as little as 0.25% (Dec 2020). It is currently above the median 6 Month CD rate we track (3.75% across 131 banks).
4.30% APY
up from 4.20% on Oct 27
- Last checked
- Nov 10 · 6 hours ago
- Minimum deposit
- $2,500
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See the full Live Oak Bank 6 Month CD rate history »
Live Oak Bank CD Rate - 6 Month CD - Rate History
Now 4.30% APY
- All-time high 5.20% (Sep 2023)
- Low 0.25% (Dec 2020)
- 1-year change −0.50
- 42 changes
- Tracked since Jan 2019
- Full rate history »
The gray line is the median 6 Month CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| October 27, 2026 | 4.30% | +0.10 |
| October 13, 2026 | 4.20% | +0.10 |
| October 2, 2026 | 4.10% | +0.15 |
| September 24, 2026 | 3.95% | −0.85 |
| July 12, 2024 | 4.80% | −0.30 |
| February 16, 2024 | 5.10% | −0.10 |
| September 27, 2023 | 5.20% | +1.20 |
| August 1, 2023 | 4.00% | −0.80 |
| April 26, 2023 | 4.80% | +0.65 |
| February 15, 2023 | 4.15% | −0.20 |
| December 26, 2022 | 4.35% | +0.10 |
| December 5, 2022 | 4.25% | +1.25 |
| October 26, 2022 | 3.00% | +0.25 |
| October 5, 2022 | 2.75% | +0.25 |
| August 19, 2022 | 2.50% | +0.65 |
| August 11, 2022 | 1.85% | +0.75 |
| June 16, 2022 | 1.10% | −0.15 |
| May 26, 2022 | 1.25% | +0.50 |
| April 21, 2022 | 0.75% | +0.15 |
| February 9, 2022 | 0.60% | +0.35 |
Show all 42 changes
| Date | APY | Change |
|---|---|---|
| December 18, 2020 | 0.25% | −0.25 |
| November 27, 2020 | 0.50% | −0.10 |
| September 11, 2020 | 0.60% | −0.05 |
| August 7, 2020 | 0.65% | −0.05 |
| July 22, 2020 | 0.70% | −0.10 |
| June 22, 2020 | 0.80% | −0.20 |
| June 5, 2020 | 1.00% | −0.10 |
| May 18, 2020 | 1.10% | −0.15 |
| April 29, 2020 | 1.25% | −0.15 |
| March 20, 2020 | 1.40% | −0.20 |
| March 17, 2020 | 1.60% | −0.15 |
| March 9, 2020 | 1.75% | −0.15 |
| January 13, 2020 | 1.90% | +0.15 |
| September 26, 2019 | 1.75% | −0.25 |
| September 12, 2019 | 2.00% | −0.15 |
| September 4, 2019 | 2.15% | −0.20 |
| August 26, 2019 | 2.35% | +0.03 |
| August 8, 2019 | 2.32% | −0.03 |
| June 30, 2019 | 2.35% | −0.10 |
| March 27, 2019 | 2.45% | +0.03 |
| March 13, 2019 | 2.42% | −0.03 |
| January 14, 2019 | 2.45% | first tracked |
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ShareOther Live Oak Bank rates
- 3 Month CD3.00%
- 9 Month CD4.40%
- 1 Year CD4.50%
- 18 Month CD4.30%
- 2 Year CD2.00%
- 3 Year CD2.00%
- 4 Year CD2.00%
- 5 Year CD2.00%
- Savings Account4.00%
Other 6 Month CD rates
- State Bank of India4.58%
- NASA Federal Credit Union4.55%
- BTG Pactual US4.40%
- Happen Bank4.40%
- Merrick Bank4.40%
- Quorum Federal Credit Union4.40%
Common questions
What is the Live Oak Bank 6 Month CD rate today?
The Live Oak Bank 6 Month CD pays 4.30% APY as of November 10, 2026, checked 6 hours ago.
How does the Live Oak Bank 6 Month CD compare with other 6 Month CDs?
It pays 4.30% APY. The median across the 131 6 Month CD rates RateBrain tracks is 3.75%, so it is 0.55 percentage points above the median.
What has the Live Oak Bank 6 Month CD paid over time?
Since RateBrain began tracking it in 2019, it has paid as much as 5.20% (Sep 2023) and as little as 0.25% (Dec 2020).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.