Live Oak Bank Savings Rate

Live Oak Bank's savings account pays 4.00% APY as of October 2, 2026, checked 5 hours ago. The rate has not changed since RateBrain began tracking it on October 2, 2026. It is currently above the median savings rate we track (3.35% across 87 banks).

4.00% APY

Last checked: Oct 2 · 5 hours ago
Minimum deposit: None

View on Live Oak Bank’s website »See all Live Oak Bank rates »

Rate history

Now 4.00% APY

All-time high 4.00% (Oct 2026)
Low 4.00% (Oct 2026)
1 change
Tracked since Oct 2026
Full rate history »

The gray line is the median savings rate across the banks we tracked each month.

Rate changes

Date	APY	Change
October 2, 2026	4.00%	first tracked

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Other Live Oak Bank rates

Other savings rates

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Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.