PenFed Credit Union CD Rate - 4 Year Credit union
PenFed Credit Union's 4 Year CD pays 3.20% APY as of February 9, 2025, checked 1 year ago. The rate was lowered from 3.90% on February 9, 2025. Since RateBrain began tracking it in 2018, this 4 Year CD has paid as much as 4.00% (Jul 2023) and as little as 0.60% (Feb 2021). It is currently below the median 4 Year CD rate we track (3.27% across 42 banks).
3.20% APY
down from 3.90% on Feb 9, 2025
- Last checked
- Feb 9, 2025 · 1 year ago
- Minimum deposit
- $1,000
Rate history
Now 3.20% APY
- All-time high 4.00% (Jul 2023)
- Low 0.60% (Feb 2021)
- 1-year change 0.00
- 39 changes
- Tracked since Dec 2018
- Full rate history »
The gray line is the median 4 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| February 9, 2025 | 3.20% | −0.70 |
| December 21, 2023 | 3.90% | −0.10 |
| July 30, 2023 | 4.00% | +0.10 |
| November 17, 2022 | 3.90% | +0.25 |
| October 26, 2022 | 3.65% | +0.15 |
| October 5, 2022 | 3.50% | +0.50 |
| September 25, 2022 | 3.00% | +0.20 |
| August 7, 2022 | 2.80% | +0.05 |
| July 11, 2022 | 2.75% | +0.15 |
| June 8, 2022 | 2.60% | +0.25 |
| May 26, 2022 | 2.35% | +0.10 |
| April 20, 2022 | 2.25% | +0.80 |
| March 29, 2022 | 1.45% | +0.50 |
| December 14, 2021 | 0.95% | +0.15 |
| November 29, 2021 | 0.80% | +0.05 |
| October 13, 2021 | 0.75% | +0.15 |
| February 15, 2021 | 0.60% | −0.05 |
| October 2, 2020 | 0.65% | −0.05 |
| August 3, 2020 | 0.70% | −0.15 |
| July 2, 2020 | 0.85% | −0.20 |
Show all 39 changes
| Date | APY | Change |
|---|---|---|
| June 12, 2020 | 1.05% | −0.05 |
| May 29, 2020 | 1.10% | −0.05 |
| May 11, 2020 | 1.15% | −0.10 |
| March 28, 2020 | 1.25% | −0.13 |
| March 17, 2020 | 1.38% | −0.32 |
| March 9, 2020 | 1.70% | −0.05 |
| February 6, 2020 | 1.75% | −0.10 |
| October 14, 2019 | 1.85% | −0.10 |
| October 6, 2019 | 1.95% | −0.05 |
| September 10, 2019 | 2.00% | −0.25 |
| August 19, 2019 | 2.25% | −0.15 |
| June 13, 2019 | 2.40% | −0.15 |
| May 29, 2019 | 2.55% | −0.10 |
| May 9, 2019 | 2.65% | +0.03 |
| April 25, 2019 | 2.62% | −0.13 |
| March 28, 2019 | 2.75% | −0.10 |
| March 5, 2019 | 2.85% | −0.10 |
| February 1, 2019 | 2.95% | −0.20 |
| December 3, 2018 | 3.15% | first tracked |
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Other 4 Year CD rates
- State Bank of India4.58%
- BTG Pactual US4.50%
- Popular Direct4.50%
- Bread Financial4.45%
- Marcus4.35%
- TAB Bank4.20%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.