Best 10 Year CD rates of November 2026 (Up to 4.75%)
Available Nationwide, Government Insured — November 11, 2026
| Bank | Type | APY | Actions | Last checked |
|---|---|---|---|---|
 First National Bank of America | 10 Year CD | 4.75%up from 4.65%Watch This Rate | Share | 5 days ago |
 Apple Federal Credit Union | 10 Year CD | 4.00%up from 3.75%Watch This Rate | Share | 1 day ago |
 Vio Bank | 10 Year CD | 2.75%up from 2.00%Watch This Rate | Share | 1 day ago |
 Chase Bank | 10 Year CD | 2.00%up from 1.50%Watch This Rate | Share | 1 day ago |
 MidFirst Direct | 10 Year CD | 0.70%down from 0.75%Watch This Rate | Share | 1 day ago |
10 Year CD rate history since RateBrain began tracking »
CD calculator: what your deposit earns at today’s top rates »
Common questions
What is the best 10 Year CD rate today?
As of November 11, 2026, the highest 10 Year CD rate RateBrain tracks is 4.75% APY from First National Bank of America, checked 5 days ago.
What is a typical 10 Year CD rate right now?
The median across the 5 10 Year CD rates RateBrain tracks is 2.75% APY.
How much interest does $10,000 earn in a 10 Year CD?
At 4.75% APY, $10,000 earns about $5,905 over the 10 year term, held to maturity.
Which rate does RateBrain show for each account?
The APY for a $10,000 deposit, as published by the bank or credit union on its own website.
How often are these rates checked?
RateBrain reads each bank's and credit union's own rate pages on a rolling schedule and records every rate it finds. A rate not confirmed in 30 days is left off this list until it is checked again.
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.