Best 13 Month CD rates of November 2026 (Up to 4.60%)
Available Nationwide, Government Insured — November 5, 2026
13 Month CD rate history since RateBrain began tracking »
CD calculator: what your deposit earns at today’s top rates »
Common questions
What is the best 13 Month CD rate today?
As of November 5, 2026, the highest 13 Month CD rate RateBrain tracks is 4.60% APY from Genisys Credit Union, checked 1 day ago.
What is a typical 13 Month CD rate right now?
The median across the 26 13 Month CD rates RateBrain tracks is 4.17% APY.
How much interest does $10,000 earn in a 13 Month CD?
At 4.60% APY, $10,000 earns about $499 over the 13 month term, held to maturity.
Which rate does RateBrain show for each account?
The APY for a $10,000 deposit, as published by the bank or credit union on its own website.
How often are these rates checked?
RateBrain reads each bank's and credit union's own rate pages on a rolling schedule and records every rate it finds. A rate not confirmed in 30 days is left off this list until it is checked again.
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.